Comparison

Oxford Auto vs Warrior Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Oxford Auto

Manage your auto insurance policy directly from your smartphone. Access policy details, make payments, find nearby offices, and connect with an agent. Get instant quotes and manage your coverage on the go.

Highlights
  • Make payments
  • Find office locations
  • Contact an agent
  • Get insurance quotes
  • Manage policy details
Features
Read full description

An Oxford Auto Insurance office right in your phone! Make a payment, find a location, contact an agent, get a quote, and more!

About

Warrior Mobile

Manage your auto insurance policy with ease. Pay bills, file claims with media attachments, and access policy documents. Features include roadside assistance requests and optional safe driving tracking for potential discounts.

Highlights
  • Report claims with photos, video, and audio
  • Request 24/7 roadside assistance
  • View policy details and ID cards
  • Pay bills via credit/debit card
  • Record and score driving habits
  • View billing and claims history
Features
Read full description

Warrior Mobile App makes Warrior Insurance Network's companies, First Chicago Insurance Company and United Security Health and Casualty Insurance Company, auto insurance easier to pay, more accessible and we think more enjoyable! We provide key safety features to make driving safer for you and others on the road. The Warrior Insurance Network (WIN) is an elite marketing entity that focuses on helping connect insurance carriers with customers and modern technology. We hold ourselves to the highest standards of integrity and exceptional customer service and are here to serve you to the best of our ability with great insurance offerings like our Warrior Mobile App. We have invested more in our technology to help you view and manage your policy, make payments, file claims, and more. The Warrior Mobile App is another great technology offering that makes insurance easier, safer, and more enjoyable. As a customer, you will receive the absolute best from us. We embrace each other, our customers, and our community. Here are some things you can do with the Warrior Mobile App: * Report a claim onsite, including photos , video and audio * Request Roadside Assistance 24/7 (if purchased) *Telematics that offer discounts for safe driving (coming soon) * View coverages, discounts, ID cards, documents, and policy details *Pay your bill by credit card or debit card *View your billing and claims history *Record and score your driving habits (optional) * Record and score your family members through Family Safe (optional).

Screenshots

Oxford Auto4 screens
Warrior Mobile4 screens

Verdict

The call

The clearest difference is rating: Oxford Auto at 2.7 against Warrior Mobile's 2.2. Oxford Auto also leads on device support (3 vs 1). Warrior Mobile's advantage is ratings volume (299 vs 17) and update cadence (every 2 months vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Oxford Auto holds the better App Store score, 2.7 against 2.2. That said, the two scores are not equally well evidenced: Warrior Mobile has 299 ratings behind it against 17, so its average is the more settled of the two. Written reviews complicate that: 0% of Oxford Auto's written reviews are positive against 10% of Warrior Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Oxford Auto ships an update every 5 months, Warrior Mobile every 2 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Oxford Auto versus Warrior Mobile: the parameters behind the verdict, then further details
ParameterOxford AutoWarrior Mobile
PriceFreeFree
Rating2.7 (17 ratings) — better2.2 (299 ratings)
Positive reviews0.0% of reviews9.9% of reviews — better
Number of ratings17299 — better
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.6
Further details — not scored
Size44 MB127 MB
Age rating4+4+
DeveloperOXFORD INSURANCEGROUP, INC.Preferred Risk Insurance Services, Inc.

Customer experience

Oxford Auto

All ratings17 ratings
Positive41.2%
Neutral0.0%
Negative58.8%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Warrior Mobile

All ratings294 ratings
Positive24.1%
Neutral4.8%
Negative71.1%
Written reviews91 reviews
Positive9.9%
Neutral4.4%
Negative85.7%

Bugs and requests

Oxford Auto

Not enough reviews yet to summarise bugs or requests.

Warrior Mobile

Reported bugs

4 issues
  • Unable to login or create account
  • Inability to view insurance card or policy details
  • Payments not processing correctly
  • Driving data not accurately captured

Requested features

4 requests
  • Add vehicle management
  • Improve app stability and reliability
  • Enhance driving analytics and feedback
  • Streamline payment and billing processes

In-app purchases

None

Oxford Auto

No in-app purchases

None

Warrior Mobile

No in-app purchases

Questions

Is Oxford Auto free?
Oxford Auto is free to download, with no in-app purchases.
Is Warrior Mobile free?
Warrior Mobile is free to download, with no in-app purchases.
Which has better reviews, Oxford Auto or Warrior Mobile?
Oxford Auto is rated higher. Oxford Auto averages 2.7 out of 5 from 17 ratings, while Warrior Mobile averages 2.2 from 299 ratings.
Do Oxford Auto or Warrior Mobile have ads?
Neither Oxford Auto nor Warrior Mobile shows ads.
Which is updated more often, Oxford Auto or Warrior Mobile?
Oxford Auto ships an update every 5 months, and Warrior Mobile every 2 months. Most recently, Oxford Auto was updated on October 24, 2026 and Warrior Mobile on October 30, 2026.

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