TBC Pass vs Terabank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TBC Pass
This app generates one-time codes for secure online and mobile banking transactions. It serves as an alternative to SMS codes and physical token devices for authorization.
- Generates one-time codes
- Authorizes internet banking
- Authorizes mobile banking
- Alternative to SMS codes
- Alternative to token devices
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TBC Pass is an application updating old TBC Digipass, which generates onetime codes for authorizing Internet Banking and Mobile Banking transactions. Onetime code generated by the application is an alternative to SMS code and the codes generated by the token device. To activate the application please contact us via Call Centre or visit any of our branches.
Terabank
Manage your finances securely and conveniently from your mobile device. Access your accounts, make payments, transfer funds, and even apply for new banking products with an intuitive interface.
- Secure login with Face ID/Touch ID
- Easy and scheduled payments
- Open any type of account
- Block or replace cards instantly
- Domestic and international transfers
- Effortless bill payments
- Apply for banking products
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Terabank is your ultimate mobile banking companion, designed to offer unparalleled convenience and security to control your finances anytime, anywhere , with a simple yet intuitive interface with an array of convenient features. Secure Login with Face ID & Touch ID: Enjoy swift and secure access to your account with Face ID or Touch ID authentication. Keep your banking safe and hassle-free. Payments Made Easy: Experience the simplicity of quick and secure transactions at your fingertips. Make same day or scheduled payments easily Open Any Type of Account: Whether you need a savings account, or a special deposit account, open any type, right from the app in minutes. Block or Replace Cards: Misplaced your card? No worries! Instantly block or request a replacement card with just a few taps, ensuring your finances are always secure. Transfer & Remittance: Transfer funds between your accounts or remit money domestically and internationally with ease and confidence. Bill Payments: Effortlessly pay your bills directly from the app. Manage utilities, credit card bills, and other payments all in one place. Request Banking Products: Apply for personal, home, or auto loans directly through the app. Get quick approvals and manage your loans seamlessly. Account information: View your statements, check balances, and recent transactions
Screenshots
Verdict
The clearest difference is review sentiment: Terabank at 100% against TBC Pass's 12%. Terabank also leads on rating (4.8 vs 3.5) and update cadence (every 3 weeks vs every 6 months). TBC Pass's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Terabank holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: Terabank has 230 ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 12% of TBC Pass's written reviews are positive against 100% of Terabank's.
TBC Pass ships an update every 6 months, Terabank every 3 weeks. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.
| Parameter | TBC Pass | Terabank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (23 ratings) | 4.8 (230 ratings) — better |
| Positive reviews | 11.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 23 | 230 — better |
| Update frequency | Every 6 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 12 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | TBC Bank | Terabank JSC |
Customer experience
TBC Pass
Terabank
In-app purchases
TBC Pass
No in-app purchases
Terabank
No in-app purchases
