TBC Pass vs VPM Cloud
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TBC Pass
This app generates one-time codes for secure online and mobile banking transactions. It serves as an alternative to SMS codes and physical token devices for authorization.
- Generates one-time codes
- Authorizes internet banking
- Authorizes mobile banking
- Alternative to SMS codes
- Alternative to token devices
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TBC Pass is an application updating old TBC Digipass, which generates onetime codes for authorizing Internet Banking and Mobile Banking transactions. Onetime code generated by the application is an alternative to SMS code and the codes generated by the token device. To activate the application please contact us via Call Centre or visit any of our branches.
VPM Cloud
Access your paystubs, invoices, and payroll reports conveniently. Track your income, deductions, and vacation pay status with real-time updates. Manage personal information and stay informed about your Year-to-Date financial data.
- View paystubs and invoices
- Access pay registers and reports
- Track payroll processing status
- Manage personal information
- View Year-to-Date (YTD) tax and income data
- Track vacation pay status
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VPM Cloud App is a proprietary payroll software designed to provide end-users with convenient access to their paystubs, invoices, pay registers, combined reports, and other important payroll documents. With this mobile app, users can stay updated on the status of their current payroll processing, ensuring transparency and timely information. The app allows users to view and manage their personal information, as well as access Year-to-Date (YTD) information related to taxes, remittances, and income. Additionally, users can conveniently track the status of their vacation pay through the app. A key feature of the VPM Cloud App is the ability to keep users informed about their income and deductions. By utilizing the mobile app, users can stay up to date on any changes or updates in their earnings and deductions, ensuring they have real-time visibility into their financial information. Overall, the VPM Cloud App provides a user-friendly and accessible platform for employees to access and manage their payroll-related information. It enhances convenience, transparency, and empowers users to stay informed about their income, deductions, and overall payroll status.
Screenshots
Verdict
The clearest difference is review sentiment: VPM Cloud at 100% against TBC Pass's 12%. VPM Cloud also leads on update cadence (monthly vs every 6 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TBC Pass ships an update every 6 months, VPM Cloud monthly. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.
| Parameter | TBC Pass | VPM Cloud |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (23 ratings) — better | — |
| Positive reviews | 11.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 23 — better | — |
| Update frequency | Every 6 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 12 MB | 33 MB |
| Age rating | 4+ | 17+ |
| Developer | TBC Bank | V-TAC PAYROLL MANAGEMENT |
Customer experience
TBC Pass
VPM Cloud
In-app purchases
TBC Pass
No in-app purchases
VPM Cloud
No in-app purchases
