Comparison

房贷计算器 vs Loan Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

房贷计算器

This tool helps users manage mortgage payments with timely reminders to avoid late fees and credit score damage. It calculates various loan types and repayment methods, offering clear repayment plans and up-to-date interest rate information.

Highlights
  • Mortgage repayment reminders
  • LPR and standard interest rate calculation
  • Commercial, provident fund, and combined loans
  • Equal principal and interest repayment
  • Equal principal repayment
  • Clear repayment plans
Features
Read full description

全新的3.0系列大升级,精简业务、突出重点打造全新的产品。重构了整个内部框架,以支持后续持续的功能拓展。需要特别注意的是:”全新的3.0系列不在支持生活模块,把产品的主要定位方向由房贷计算改为房贷还款提醒,着重拓展还款提醒业务”。为得到App Store 推荐官的青睐,上榜官方精品推荐而不断努力。 你是否还在为逾期还房贷影响个人征信而苦恼? 你是否还在为买房不知选哪种贷款方式而苦闷? 你是否还在被中介骗而懊悔? 房贷计算器 - 还款提醒、贷款(LPR)计算 最专业的LPR利率购房计算器 ,又不只是计算器。操作简单,推送提醒不怕逾期影响征信,计算结果精准无误,还能轻松计算各类贷款!是为所有买房子的用户量身打造的专业还款、贷款小助手! 【还款提醒】 还款日倒计时信息,清晰可见!还会定时推送提醒,不会再逾期。 【方便快捷】 打开即用,直接上手,利率(LPR)自定义,一键计算! 【多重模式】 商业贷款,公积金贷款,组合贷款全部搞定!等额本息,等额本金还款模式随意切换! 【清晰排列】 还款计划清晰排列! 【省钱好手】 不消耗任何流量,精准贷款信息! 最新的利率方式: 1、普通利率 2、LPR 常用贷款方式:
1、商业贷款 2、公积金贷款 3、组合贷款(商业+公积金贷款) 常用的还款方式 1、等额本息 - 在还款期中每月偿还的金额(本金+利息)是固定不变的; 2、等额本金 - 在还款期中把贷款总额按贷款时间等分,每月偿还一样的本金和剩余贷款在该月所产业的利息,这样由于剩余贷款本金不断减少,而利息也会越来越少,所以每月还款金额(本金+利息)也越来越少。 由于所有的算法都是本人独自根据计算公式所编写的,如果您感觉计算结果和实际的有偏差,麻烦联系我,大家一起努力。 -- 抱紧我们 -- 邮箱:xuuohz@163.com

About

Loan Calculator

Features
Read full description

Loan Calculator us a Smart Payment Planner which was used by many homebuyers to: Estimate affordable home price Optimize down payment Plan payoff strategies 【Key Features】 1. Calculate PMI, Taxes & Home Insurance Payment 2. Compare Fixed vs ARM Rates 3. Extra Payment & Refinance Savings Calculator 4. Amortization Schedule with PDF Export 5. FHA, VA & Conventional Loan Support

Screenshots

房贷计算器4 screens
Loan Calculator4 screens

Verdict

The call

The clearest difference is ads: Loan Calculator at none against 房贷计算器's shown. Loan Calculator also leads on iOS requirement (12.0 vs 14.0). 房贷计算器's advantage is update cadence (fortnightly vs every 7 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

房贷计算器 ships an update fortnightly, Loan Calculator every 7 months. The most recent releases landed on October 4, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 6 level
房贷计算器 versus Loan Calculator: the parameters behind the verdict, then further details
Parameter房贷计算器Loan Calculator
PriceFreeFree
Rating4.7 (13 ratings) — better—
Number of ratings13 — better—
Update frequencyFortnightly — betterEvery 7 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.012.0 — better
Further details — not scored
Size23 MB2 MB
Age rating4+4+
Developer周 徐深圳市美易网科技有限公司

In-app purchases

None

房贷计算器

No in-app purchases

None

Loan Calculator

No in-app purchases

Questions

Is 房贷计算器 free?
房贷计算器 is free to download, with no in-app purchases.
Is Loan Calculator free?
Loan Calculator is free to download, with no in-app purchases.
Do 房贷计算器 or Loan Calculator have ads?
房贷计算器 shows ads; Loan Calculator does not.
Which is updated more often, 房贷计算器 or Loan Calculator?
房贷计算器 ships an update fortnightly, and Loan Calculator every 7 months. Most recently, 房贷计算器 was updated on October 4, 2026 and Loan Calculator on October 6, 2026.

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