Comparison

Loan Calculator vs 房贷计算器

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loan Calculator

Features
Read full description

Loan Calculator us a Smart Payment Planner which was used by many homebuyers to: Estimate affordable home price Optimize down payment Plan payoff strategies 【Key Features】 1. Calculate PMI, Taxes & Home Insurance Payment 2. Compare Fixed vs ARM Rates 3. Extra Payment & Refinance Savings Calculator 4. Amortization Schedule with PDF Export 5. FHA, VA & Conventional Loan Support

About

房贷计算器

This professional tool simplifies mortgage calculations for various loan types, including commercial, provident fund, and combined loans. It supports different repayment methods and provides detailed monthly payment, interest, and principal information based on real-time interest rates.

Highlights
  • Calculates commercial, provident fund, and combined loans
  • Supports equal principal and interest repayment methods
  • Provides monthly payment, interest, and principal details
  • Updates with latest central bank interest rates
  • Simple and intuitive user interface
Features
Read full description

“房贷计算器” App 是一款专为广大有房贷需求人士打造的专业、便捷房贷计算工具。它功能强大且全面,全面覆盖商业贷款、公积金贷款、组合贷款三种常见贷款类型,满足不同用户的实际需求。在还款方式上,支持等额本金与等额本息自由切换,用户只需输入贷款金额、贷款年限、贷款利率等基础数据,即可快速、精准地获取每月还款额、利息支出、本金偿还等详细信息,计算结果清晰直观,让你对房贷还款情况一目了然。同时,App 会依据央行最新政策实时更新贷款利率,确保计算数据的时效性与准确性,帮助用户根据最新利率动态调整房贷规划,找到最适合自己的贷款方案。此外,操作界面简洁易懂,新手也能轻松上手,一键点击,复杂房贷计算瞬间完成。“房贷计算器-购房按揭贷款计算器” App,让房贷计算从此变得简单、高效,为你的购房之路保驾护航。

Screenshots

Loan Calculator4 screens
房贷计算器4 screens

Verdict

The call

The clearest difference is price: Loan Calculator at Free against 房贷计算器's $1.99. Loan Calculator also leads on in-app purchases (none vs 1). 房贷计算器's advantage is update cadence (every 3 weeks vs every 7 months). On ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Loan Calculator is free to download; 房贷计算器 costs $1.99 up front. 房贷计算器 sells 1 one-off in-app purchase. Loan Calculator asks for nothing beyond the download.

UpkeepUpdate frequency

Loan Calculator ships an update every 7 months, 房贷计算器 every 3 weeks. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 5 level
Loan Calculator versus 房贷计算器: the parameters behind the verdict, then further details
ParameterLoan Calculator房贷计算器
PriceFree — better$1.99
Positive reviews—100.0% of reviews
Update frequencyEvery 7 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Paid
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.012
Further details — not scored
Size2 MB27 MB
Age rating4+17+
Developer深圳市美易网科技有限公司NAICAI LI

In-app purchases

None

Loan Calculator

No in-app purchases

1 purchases

房贷计算器

One-time1
  • VIP Premium Member$0.99

Questions

Is Loan Calculator free?
Loan Calculator is free to download, with no in-app purchases.
Is 房贷计算器 free?
房贷计算器 costs $1.99, and also offers in-app purchases.
Do Loan Calculator or 房贷计算器 have ads?
Neither Loan Calculator nor 房贷计算器 shows ads.
Which is updated more often, Loan Calculator or 房贷计算器?
Loan Calculator ships an update every 7 months, and 房贷计算器 every 3 weeks. Most recently, Loan Calculator was updated on October 6, 2026 and 房贷计算器 on October 16, 2026.

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