Comparison

房贷计算器 vs 房贷计算器

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

房贷计算器

This tool helps users manage mortgage payments with timely reminders to avoid late fees and credit score damage. It calculates various loan types and repayment methods, offering clear repayment plans and up-to-date interest rate information.

Highlights
  • Mortgage repayment reminders
  • LPR and standard interest rate calculation
  • Commercial, provident fund, and combined loans
  • Equal principal and interest repayment
  • Equal principal repayment
  • Clear repayment plans
Features
Read full description

全新的3.0系列大升级,精简业务、突出重点打造全新的产品。重构了整个内部框架,以支持后续持续的功能拓展。需要特别注意的是:”全新的3.0系列不在支持生活模块,把产品的主要定位方向由房贷计算改为房贷还款提醒,着重拓展还款提醒业务”。为得到App Store 推荐官的青睐,上榜官方精品推荐而不断努力。 你是否还在为逾期还房贷影响个人征信而苦恼? 你是否还在为买房不知选哪种贷款方式而苦闷? 你是否还在被中介骗而懊悔? 房贷计算器 - 还款提醒、贷款(LPR)计算 最专业的LPR利率购房计算器 ,又不只是计算器。操作简单,推送提醒不怕逾期影响征信,计算结果精准无误,还能轻松计算各类贷款!是为所有买房子的用户量身打造的专业还款、贷款小助手! 【还款提醒】 还款日倒计时信息,清晰可见!还会定时推送提醒,不会再逾期。 【方便快捷】 打开即用,直接上手,利率(LPR)自定义,一键计算! 【多重模式】 商业贷款,公积金贷款,组合贷款全部搞定!等额本息,等额本金还款模式随意切换! 【清晰排列】 还款计划清晰排列! 【省钱好手】 不消耗任何流量,精准贷款信息! 最新的利率方式: 1、普通利率 2、LPR 常用贷款方式:
1、商业贷款 2、公积金贷款 3、组合贷款(商业+公积金贷款) 常用的还款方式 1、等额本息 - 在还款期中每月偿还的金额(本金+利息)是固定不变的; 2、等额本金 - 在还款期中把贷款总额按贷款时间等分,每月偿还一样的本金和剩余贷款在该月所产业的利息,这样由于剩余贷款本金不断减少,而利息也会越来越少,所以每月还款金额(本金+利息)也越来越少。 由于所有的算法都是本人独自根据计算公式所编写的,如果您感觉计算结果和实际的有偏差,麻烦联系我,大家一起努力。 -- 抱紧我们 -- 邮箱:xuuohz@163.com

About

房贷计算器

This professional tool simplifies mortgage calculations for various loan types, including commercial, provident fund, and combined loans. It supports different repayment methods and provides detailed monthly payment, interest, and principal information based on real-time interest rates.

Highlights
  • Calculates commercial, provident fund, and combined loans
  • Supports equal principal and interest repayment methods
  • Provides monthly payment, interest, and principal details
  • Updates with latest central bank interest rates
  • Simple and intuitive user interface
Features
Read full description

“房贷计算器” App 是一款专为广大有房贷需求人士打造的专业、便捷房贷计算工具。它功能强大且全面,全面覆盖商业贷款、公积金贷款、组合贷款三种常见贷款类型,满足不同用户的实际需求。在还款方式上,支持等额本金与等额本息自由切换,用户只需输入贷款金额、贷款年限、贷款利率等基础数据,即可快速、精准地获取每月还款额、利息支出、本金偿还等详细信息,计算结果清晰直观,让你对房贷还款情况一目了然。同时,App 会依据央行最新政策实时更新贷款利率,确保计算数据的时效性与准确性,帮助用户根据最新利率动态调整房贷规划,找到最适合自己的贷款方案。此外,操作界面简洁易懂,新手也能轻松上手,一键点击,复杂房贷计算瞬间完成。“房贷计算器-购房按揭贷款计算器” App,让房贷计算从此变得简单、高效,为你的购房之路保驾护航。

Screenshots

房贷计算器4 screens
房贷计算器4 screens

Verdict

The call

The clearest difference is price: 房贷计算器 at Free against 房贷计算器's $1.99. 房贷计算器 also leads on in-app purchases (none vs 1). 房贷计算器's advantage is ads (none vs shown) and iOS requirement (12 vs 14.0). On update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

房贷计算器 is free to download; 房贷计算器 costs $1.99 up front. 房贷计算器 sells 1 one-off in-app purchase. 房贷计算器 asks for nothing beyond the download.

UpkeepUpdate frequency

房贷计算器 ships an update fortnightly, 房贷计算器 every 3 weeks. The most recent releases landed on September 17, 2026 and September 11, 2026 respectively.

Scorecard5 real differences · 5 level
房贷计算器 versus 房贷计算器: the parameters behind the verdict, then further details
Parameter房贷计算器房贷计算器
PriceFree — better$1.99
Rating4.7 (13 ratings) — better—
Positive reviews—100.0% of reviews
Number of ratings13 — better—
Update frequencyFortnightly — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterPaid
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.012 — better
Further details — not scored
Size23 MB27 MB
Age rating4+17+
Developer周 徐NAICAI LI

Customer experience

房贷计算器

All ratings12 ratings
Positive91.7%
Neutral0.0%
Negative8.3%

房贷计算器

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

房贷计算器

No in-app purchases

1 purchases

房贷计算器

One-time1
  • VIP Premium Member$0.99

Questions

Is 房贷计算器 free?
房贷计算器 is free to download, with no in-app purchases.
Is 房贷计算器 free?
房贷计算器 costs $1.99, and also offers in-app purchases.
Do 房贷计算器 or 房贷计算器 have ads?
房贷计算器 shows ads; 房贷计算器 does not.
Which is updated more often, 房贷计算器 or 房贷计算器?
房贷计算器 ships an update fortnightly, and 房贷计算器 every 3 weeks. Most recently, 房贷计算器 was updated on September 17, 2026 and 房贷计算器 on September 11, 2026.

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