Ardor Lite vs Pay9
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ardor Lite
This lightweight wallet provides secure access to the Ardor blockchain and its childchains. It prioritizes user privacy by signing transactions locally, ensuring your passphrase never leaves your device. Manage your tokens, view transaction history, and generate new accounts with ease.
- Local transaction signing
- Multi-chain token management
- Fiat/BTC/ETH balance conversion
- Contact saving and naming
- Offline transaction broadcasting
- Custom node connection
- New account generation
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This is a light wallet for the Ardor blockchain and all of its childchains. It uses local signing of transactions, so your passphrase is never sent over the internet. You can send/receive tokens on any of Ardor's chains. Features: • Local signing • Balance converted to fiat currencies, BTC, or ETH • Contact saving and naming on device • View recent transactions and balance on any chain • Broadcast offline transactions • Connect to a custom node • Ability to lease forging power to another account • Barcode generating and scanning • Ability to save passphrase on device protected by your fingerprint, FaceID, or pin; and save accounts for quick access • New account generation option • Multi Language: Chinese, Dutch, English, French, German, Indonesian, Italian, Japanese, Korean, Polish, Russian, Spanish • Supports all of Ardor's child chains including: IGNIS, BITSWIFT, MPG, and AEUR. • Dark mode option • Ability to decrypt encrypted message included with a transaction • Guest login option with ability to connect to the testnet • Ability to send to an account by their alias
Pay9
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One App for all your lifestyle needs Unlock a world of unparalleled luxury and convenience with the NINE App, your premier gateway to the finest lifestyle experiences globally. NINE has forged partnerships with an exclusive network of world-class providers, ensuring that every desire, from exquisite dining to lavish accommodations, seamless travel, and captivating entertainment, is met with the highest standard of excellence. Every transaction through our Pay9 Card is rewarded which can be redeemed with our partners. Spend to earn! NINE empowers Web3 users by providing a seamless solution for spending globally. Through the Pay9 Card, users can effortlessly make payments at millions of merchant locations across 210 countries and territories worldwide. NINE offers users access to a wide selection of the hottest events throughout the world. NINE user benefits can include but is not limited to: priority access, exclusive access, giveaways, and other exciting rewards. NINE also allows our users to easily track and manage their finances through our app. Link your Pay9 Card to NINE app to track your spending and rewards.
Screenshots
Verdict
The clearest difference is device support: Ardor Lite at 3 against Pay9's 1. Ardor Lite also leads on iOS requirement (10.0 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ardor Lite ships an update every 2 weeks, Pay9 every 3 weeks. The most recent releases landed on September 26, 2026 and October 2, 2026 respectively.
| Parameter | Ardor Lite | Pay9 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Positive reviews | 83.3% of reviews | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 10.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 21 MB | 178 MB |
| Age rating | 4+ | 17+ |
| Developer | SQUIRREL SYSTEMS LLC | Masterpay Global |
In-app purchases
Ardor Lite
No in-app purchases
Pay9
No in-app purchases









