Comparison

Ardor Lite vs Pay9

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ardor Lite

This lightweight wallet provides secure access to the Ardor blockchain and its childchains. It prioritizes user privacy by signing transactions locally, ensuring your passphrase never leaves your device. Manage your tokens, view transaction history, and generate new accounts with ease.

Highlights
  • Local transaction signing
  • Multi-chain token management
  • Fiat/BTC/ETH balance conversion
  • Contact saving and naming
  • Offline transaction broadcasting
  • Custom node connection
  • New account generation
Features
Read full description

This is a light wallet for the Ardor blockchain and all of its childchains. It uses local signing of transactions, so your passphrase is never sent over the internet. You can send/receive tokens on any of Ardor's chains. Features: • Local signing • Balance converted to fiat currencies, BTC, or ETH • Contact saving and naming on device • View recent transactions and balance on any chain • Broadcast offline transactions • Connect to a custom node • Ability to lease forging power to another account • Barcode generating and scanning • Ability to save passphrase on device protected by your fingerprint, FaceID, or pin; and save accounts for quick access • New account generation option • Multi Language: Chinese, Dutch, English, French, German, Indonesian, Italian, Japanese, Korean, Polish, Russian, Spanish • Supports all of Ardor's child chains including: IGNIS, BITSWIFT, MPG, and AEUR. • Dark mode option • Ability to decrypt encrypted message included with a transaction • Guest login option with ability to connect to the testnet • Ability to send to an account by their alias

About

Pay9

Read full description

One App for all your lifestyle needs Unlock a world of unparalleled luxury and convenience with the NINE App, your premier gateway to the finest lifestyle experiences globally. NINE has forged partnerships with an exclusive network of world-class providers, ensuring that every desire, from exquisite dining to lavish accommodations, seamless travel, and captivating entertainment, is met with the highest standard of excellence. Every transaction through our Pay9 Card is rewarded which can be redeemed with our partners. Spend to earn! NINE empowers Web3 users by providing a seamless solution for spending globally. Through the Pay9 Card, users can effortlessly make payments at millions of merchant locations across 210 countries and territories worldwide. NINE offers users access to a wide selection of the hottest events throughout the world. NINE user benefits can include but is not limited to: priority access, exclusive access, giveaways, and other exciting rewards. NINE also allows our users to easily track and manage their finances through our app. Link your Pay9 Card to NINE app to track your spending and rewards.

Screenshots

Ardor Lite4 screens
Pay93 screens

Verdict

The call

The clearest difference is device support: Ardor Lite at 3 against Pay9's 1. Ardor Lite also leads on iOS requirement (10.0 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ardor Lite ships an update every 2 weeks, Pay9 every 3 weeks. The most recent releases landed on September 26, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 8 level
Ardor Lite versus Pay9: the parameters behind the verdict, then further details
ParameterArdor LitePay9
PriceFreeFree
Rating5.0 (6 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings6 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS10.0 — better16.6
Further details — not scored
Size21 MB178 MB
Age rating4+17+
DeveloperSQUIRREL SYSTEMS LLCMasterpay Global

In-app purchases

None

Ardor Lite

No in-app purchases

None

Pay9

No in-app purchases

Questions

Is Ardor Lite free?
Ardor Lite is free to download, with no in-app purchases.
Is Pay9 free?
Pay9 is free to download, with no in-app purchases.
Do Ardor Lite or Pay9 have ads?
Neither Ardor Lite nor Pay9 shows ads.
Which is updated more often, Ardor Lite or Pay9?
Ardor Lite ships an update every 2 weeks, and Pay9 every 3 weeks. Most recently, Ardor Lite was updated on September 26, 2026 and Pay9 on October 2, 2026.

Other comparisons