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Comparison

payup vs PayableU

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
payup
payup
Free
๐Ÿ’ฐ Finance
No ratingsView app โ†’
PayableU - ํŽ˜์ด๋ธ”๋ฃจ
PayableU
Free
๐Ÿ’ฐ Finance
No ratingsView app โ†’
About

payup

This app facilitates various payment methods, including manual card entry, SMS-based payments, and payment links for online sales. It also supports card payments via a smartphone card reader connected to the earphone jack.

Highlights
  • Manual card payment entry
  • SMS payment service
  • Payment URL generation for online sales
  • Smartphone card reader integration
  • Order form for payments
Features
Read full description

1.์ˆ˜๊ธฐ๊ฒฐ์ œ ์„œ๋น„์Šค -์นด๋“œ๋ฒˆํ˜ธ ์œ ํšจ๊ธฐ๊ฐ„์œผ๋กœ ๊ฐ„ํŽธํ•˜๊ฒŒ ์นด๋“œ๊ฒฐ์ œํ•˜๋Š” ์„œ๋น„์Šค 2.SMS ๋ฌธ์ž๊ฒฐ์ œ ์„œ๋น„์Šค -SMS ๋ฌธ์ž๋ฅผ ๊ณ ๊ฐ์—๊ฒŒ ๋ฐœ์†กํ•˜์—ฌ ๊ณ ๊ฐ ๋ณธ์ธ์ด ์นด๋“œ๊ฒฐ์ œ ์ •๋ณด ์ž…๋ ฅํ•˜๋Š” ์„œ๋น„์Šค ์ž…๋‹ˆ๋‹ค. 3.URL ๋งํฌ๊ฒฐ์ œ -ํŒ๋งค์ž๊ฐ€ ๋ธ”๋กœ๊ทธ, ์นด์นด์˜คํ†ก, ์นด์นด์˜คํŽ˜์ด, ๋ฐด๋“œ์— ์ƒํ’ˆ์ •๋ณด์™€ ๊ฒฐ์ œ ์ •๋ณด๊ฐ€ ๋‹ด๊ฒจ์žˆ๋Š” ๊ฒฐ์ œ URL์„ ๋งํฌํ•˜์—ฌ ์˜จ๋ผ์ธ ์ƒ์—์„œ ์ƒํ’ˆ์„ ํŒ๋งคํ•˜๋Š” ์„œ๋น„์Šค๋กœ ์‡ผํ•‘๋ชฐ์˜ ๊ตฌ์ถ• ์—†์ด๋„ ๊ฒฐ์ œ ์ฃผ๋ฌธ์„œ๋ฅผ ํ†ตํ•ด ๊ฒฐ์ œ์‹œ์— ๋ฐฐ์†ก์ง€๋กœ ๊ฒฐ์ œ ์™„๋ฃŒ ํ›„ ์ƒํ’ˆ์„ ๋ฐฐ์†กํ•˜๋Š” ์„œ๋น„์Šค ์ž…๋‹ˆ๋‹ค. 4.์Šค๋งˆํŠธํฐ ๋‹จ๋ง๊ธฐ ๊ฒฐ์ œ -์Šค๋งˆํŠธํฐ์˜ ์ด์–ดํฐ์žญ์— ์นด๋“œ๊ฒฐ์ œ๊ธฐ๋ฅผ ์—ฐ๊ฒฐํ•˜์—ฌ ์‹ ์šฉ์นด๋“œ ๊ฒฐ์ œํ•˜๋Š” ์„œ๋น„์Šค ์ž…๋‹ˆ๋‹ค.

About

PayableU

This app enables small business owners and individuals without a physical storefront to accept IC card payments via their smartphone. It offers various payment methods like SMS, QR codes, and card number entry, eliminating the need for a traditional card reader.

Highlights
  • Accept IC card payments via smartphone
  • Link payment options (SMS, QR, card number)
  • No physical card reader required
  • Easy setup for non-storefront businesses
  • Convenient and fast transactions
Features
Read full description

* PayableU ์•ฑ์€ ํŽ˜์ด๋ธ”๋ฃจ ์„œ๋น„์Šค ๊ฐ€์ž…์ž๋“ค์ด ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ๋Š” ์•ฑ์ž…๋‹ˆ๋‹ค. (์„œ๋น„์Šค ๊ฐ€์ž… ๋ฌธ์˜: http://payblue.co.kr/) * ๋งํฌ ๊ฒฐ์ œ ๊ธฐ๋Šฅ(SMS ๊ฒฐ์ œ, QR ๊ฒฐ์ œ, ์นด๋“œ๋ฒˆํ˜ธ ์ž…๋ ฅ ๊ฒฐ์ œ) ์—…๋ฐ์ดํŠธ๋กœ ๋ฆฌ๋”๊ธฐ๊ฐ€ ์—†์–ด๋„ ๊ฒฐ์ œ๋ฅผ ๋ฐ›์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. -- ์†Œ์ƒ๊ณต์ธ(๋ฌด์ ํฌ, ๋น„์‚ฌ์—…์ž) IC์นด๋“œ๊ฒฐ์ œ ์„œ๋น„์Šค ํŽ˜์ด๋ธ”๋ฃจ ๋ฌด์ ํฌ(๋น„์‚ฌ์—…์ž) IC์นด๋“œ๊ฒฐ์ œ ์„œ๋น„์Šค ์ž…๋‹ˆ๋‹ค. ํŽ˜์ด๋ธ”๋ฃจIC๊ฒฐ์ œ๊ธฐ๋ฅผ ํ†ตํ•ด ๋ฌด์ ํฌ(๋น„์‚ฌ์—…์ž) ๋ถ„๋“ค๋„ ๋ˆ„๊ตฌ๋‚˜ ์†์‰ฝ๊ฒŒ IC์นด๋“œ๊ฒฐ์ œ๊ฐ€ ๊ฐ€๋Šฅํ•ฉ๋‹ˆ๋‹ค. ์‚ฌ์—…์žฅ์ด ์—†๊ฑฐ๋‚˜, ์‚ฌ์—…์ž ๋“ฑ๋ก์„ ํ• ์ˆ˜ ์—†์–ด ์นด๋“œ๊ฒฐ์ œ๋ฅผ ๋ฐ›์„์ˆ˜ ์—†์—ˆ๋˜ ๋ถˆํŽธํ•จ์„ ๊ฒช๋Š” ๋ถ„๋“ค๋„ ํŽ˜์ด๋ธ”๋ฃจIC ์„œ๋น„์Šค๋ฅผ ํ†ตํ•ด ์Šค๋งˆํŠธํฐ์„ ์ด์šฉํ•ด ๋น ๋ฅด๊ณ  ๊ฐ„ํŽธํ•˜๊ฒŒ ์นด๋“œ ๊ฒฐ์ œ๋ฅผ ๋ฐ›์„์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ํŽ˜์ด๋ธ”๋ฃจ์™€ ํ•จ๊ป˜ ํŽธ๋ฆฌํ•จ๊ณผ ๋งค์ถœ ์ฆ๋Œ€ ํšจ๊ณผ๋ฅผ ๋ˆ„๋ ค ๋ณด์„ธ์š”

Screenshots

payup4 screens
PayableU4 screens

Verdict

The call

The clearest difference is update cadence: PayableU at every 2 months against payup's every 38 months. PayableU also leads on iOS requirement (11.0 vs 14.0). payup's advantage is review sentiment (96% vs 67%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

payup ships an update every 38 months, PayableU every 2 months. The most recent releases landed on September 14, 2026 and June 1, 2026 respectively.

Scorecard3 real differences ยท 5 level
payup versus PayableU: the parameters behind the verdict, then further details
ParameterpayupPayableU
PriceFreeFree
Positive reviews95.7% of reviews โ€” better66.7% of reviews
Update frequencyEvery 38 monthsEvery 2 months โ€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS14.011.0 โ€” better
Further details โ€” not scored
Size1 MB33 MB
Age rating4+4+
DeveloperPayupBlue TF Co., Ltd.

Customer experience

payup

Written reviews23 reviews
Positive95.7%
Neutral0.0%
Negative4.3%

PayableU

Written reviews6 reviews
Positive66.7%
Neutral16.7%
Negative16.7%

In-app purchases

None

payup

No in-app purchases

None

PayableU

No in-app purchases

Questions

Is payup free?
payup is free to download, with no in-app purchases.
Is PayableU free?
PayableU is free to download, with no in-app purchases.
Do payup or PayableU have ads?
Neither payup nor PayableU shows ads.
Which is updated more often, payup or PayableU?
payup ships an update every 38 months, and PayableU every 2 months. Most recently, payup was updated on September 14, 2026 and PayableU on June 1, 2026.

Other comparisons

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