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Comparison

PayableU vs KSCAT

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
PayableU - ํŽ˜์ด๋ธ”๋ฃจ
PayableU
Free
๐Ÿ’ฐ Finance
No ratingsView app โ†’
KSCAT
KSCAT
Free
๐Ÿ’ฐ Finance
No ratingsView app โ†’
About

PayableU

This app enables small business owners and individuals without a physical storefront to accept IC card payments via their smartphone. It offers various payment methods like SMS, QR codes, and card number entry, eliminating the need for a traditional card reader.

Highlights
  • Accept IC card payments via smartphone
  • Link payment options (SMS, QR, card number)
  • No physical card reader required
  • Easy setup for non-storefront businesses
  • Convenient and fast transactions
Features
Read full description

* PayableU ์•ฑ์€ ํŽ˜์ด๋ธ”๋ฃจ ์„œ๋น„์Šค ๊ฐ€์ž…์ž๋“ค์ด ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ๋Š” ์•ฑ์ž…๋‹ˆ๋‹ค. (์„œ๋น„์Šค ๊ฐ€์ž… ๋ฌธ์˜: http://payblue.co.kr/) * ๋งํฌ ๊ฒฐ์ œ ๊ธฐ๋Šฅ(SMS ๊ฒฐ์ œ, QR ๊ฒฐ์ œ, ์นด๋“œ๋ฒˆํ˜ธ ์ž…๋ ฅ ๊ฒฐ์ œ) ์—…๋ฐ์ดํŠธ๋กœ ๋ฆฌ๋”๊ธฐ๊ฐ€ ์—†์–ด๋„ ๊ฒฐ์ œ๋ฅผ ๋ฐ›์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. -- ์†Œ์ƒ๊ณต์ธ(๋ฌด์ ํฌ, ๋น„์‚ฌ์—…์ž) IC์นด๋“œ๊ฒฐ์ œ ์„œ๋น„์Šค ํŽ˜์ด๋ธ”๋ฃจ ๋ฌด์ ํฌ(๋น„์‚ฌ์—…์ž) IC์นด๋“œ๊ฒฐ์ œ ์„œ๋น„์Šค ์ž…๋‹ˆ๋‹ค. ํŽ˜์ด๋ธ”๋ฃจIC๊ฒฐ์ œ๊ธฐ๋ฅผ ํ†ตํ•ด ๋ฌด์ ํฌ(๋น„์‚ฌ์—…์ž) ๋ถ„๋“ค๋„ ๋ˆ„๊ตฌ๋‚˜ ์†์‰ฝ๊ฒŒ IC์นด๋“œ๊ฒฐ์ œ๊ฐ€ ๊ฐ€๋Šฅํ•ฉ๋‹ˆ๋‹ค. ์‚ฌ์—…์žฅ์ด ์—†๊ฑฐ๋‚˜, ์‚ฌ์—…์ž ๋“ฑ๋ก์„ ํ• ์ˆ˜ ์—†์–ด ์นด๋“œ๊ฒฐ์ œ๋ฅผ ๋ฐ›์„์ˆ˜ ์—†์—ˆ๋˜ ๋ถˆํŽธํ•จ์„ ๊ฒช๋Š” ๋ถ„๋“ค๋„ ํŽ˜์ด๋ธ”๋ฃจIC ์„œ๋น„์Šค๋ฅผ ํ†ตํ•ด ์Šค๋งˆํŠธํฐ์„ ์ด์šฉํ•ด ๋น ๋ฅด๊ณ  ๊ฐ„ํŽธํ•˜๊ฒŒ ์นด๋“œ ๊ฒฐ์ œ๋ฅผ ๋ฐ›์„์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ํŽ˜์ด๋ธ”๋ฃจ์™€ ํ•จ๊ป˜ ํŽธ๋ฆฌํ•จ๊ณผ ๋งค์ถœ ์ฆ๋Œ€ ํšจ๊ณผ๋ฅผ ๋ˆ„๋ ค ๋ณด์„ธ์š”

About

KSCAT

Features
Read full description

๋งค์žฅ์˜ ์นด๋“œ ๋‹จ๋ง๊ธฐ ๊ธฐ๋Šฅ์„ ์Šค๋งˆํŠธํฐ์—์„œ ํŽธ๋ฆฌํ•˜๊ฒŒ ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ๋Š” ์ผ€์ด์—์Šค๋„ท iOS ๊ฒฐ์ œ ์†”๋ฃจ์…˜ KSCAT ๋ธ”๋ฃจํˆฌ์Šค ๋ฆฌ๋”๊ธฐ์™€ ์—ฐ๊ฒฐํ•˜์—ฌ ์‹ ์šฉ์นด๋“œ ๊ฒฐ์ œ๊ฐ€ ๊ฐ€๋Šฅํ•ฉ๋‹ˆ๋‹ค. โ–  ์ฃผ์š” ๊ธฐ๋Šฅ 1. ์‹ ์šฉ / ํ˜„๊ธˆ์˜์ˆ˜์ฆ ๊ฒฐ์ œ 2. ์ง์ „ ๊ฑฐ๋ž˜ ๋ฐ ๊ฐ ๊ฒฐ์ œ ํ•ญ๋ชฉ๋ณ„ ๊ฒฐ์ œ ์ทจ์†Œ 3. ๊ฑฐ๋ž˜๋‚ด์—ญ ์กฐํšŒ 4. ํƒ€ ์•ฑ ์—ฐ๋™ ๋Œ€ํ–‰ ์Šน์ธ * KSR-04, KSR-05 ๋ฆฌ๋”๊ธฐ ๊ตฌ๋งค๋Š” ์ผ€์ด์—์Šค๋„ท ์˜์—… ๋‹ด๋‹น์ž์—๊ฒŒ ๋ฌธ์˜ ๋ฐ”๋ž๋‹ˆ๋‹ค. * ๊ฐ€๋งน์  ๋“ฑ๋ก ๋ฐ ๊ธฐํƒ€ ์‚ฌ์šฉ ๋ฐฉ๋ฒ•์€ www.ksnet.co.kr ์ž๋ฃŒ์‹ค์„ ์ฐธ๊ณ  ๋ฐ”๋ž๋‹ˆ๋‹ค.

Screenshots

PayableU4 screens
KSCAT4 screens

Verdict

The call

The clearest difference is iOS requirement: PayableU at 11.0 against KSCAT's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on June 1, 2026 and September 23, 2026 respectively.

Scorecard1 real difference ยท 7 level
PayableU versus KSCAT: the parameters behind the verdict, then further details
ParameterPayableUKSCAT
PriceFreeFree
Positive reviews66.7% of reviewsโ€”
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeโ€”
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS11.0 โ€” better13.0
Further details โ€” not scored
Size33 MB6 MB
Age rating4+4+
DeveloperBlue TF Co., Ltd.KSNET Inc.

In-app purchases

None

PayableU

No in-app purchases

None

KSCAT

No in-app purchases

Questions

Is PayableU free?
PayableU is free to download, with no in-app purchases.
Is KSCAT free?
KSCAT is free to download, with no in-app purchases.
Do PayableU or KSCAT have ads?
Neither PayableU nor KSCAT shows ads.
Which is updated more often, PayableU or KSCAT?
PayableU ships an update every 2 months, and KSCAT every 2 months. Most recently, PayableU was updated on June 1, 2026 and KSCAT on September 23, 2026.

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