Keepfully vs Debty
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Keepfully
Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.
- Track money and objects lent/borrowed
- Organize by person with overview
- Automatic loan reminders
- Archive of returned loans
- iCloud Sync and Siri support
- Widgets and Shortcuts integration
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Keepfully is a simple, powerful app designed to help you keep track of everything you lend or borrow – whether it’s money, books, tools, or just about anything else. Instead of relying on memory or scattered notes, Keepfully gives you a clear overview of your personal loans, helping you stay organized and avoid awkward moments. TRACK MONEY AND OBJECTS Keep track of money and objects you’ve lent to or borrowed from friends, family, or colleagues. Keepfully supports multiple currencies and lets you optionally add a location to each loan – perfect for remembering the context later. PERSONS OVERVIEW See exactly who owes what with the Persons tab, which lists all your saved people along with their loans. Mark favorites for quicker access and display them directly in the iPad’s sidebar. AUTOMATIC REMINDERS Never forget an open loan again. Enable automatic reminders to receive a notification after a customizable amount of time from the loan’s creation date. ARCHIVE The archive stores all returned loans, offering peace of mind and easy reference. Can’t remember if you paid your friend back that $50 from the other night? Just check the archive. SYSTEM INTEGRATION Keepfully is deeply integrated with Apple’s ecosystem. Enjoy seamless iCloud Sync, Widgets, Siri support, and full Shortcuts integration to streamline your experience across devices. PRO FEATURES • Unlimited Loans (2 active loans are free) • Track Object Loans • Reminder Notifications • Customizable Quick Entries (The Pro features require an additional in app purchase.)
Debty
Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.
- Track debts and loans
- Manage shared expenses
- Automatic calculations
- Payment reminders
- iCloud synchronization
- Intuitive interface
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Debty - Private Debt Tracker is a simple and intuitive app that helps you manage and track your debts, loans, and shared expenses. With Debty, you can easily record and track money you owe or are owed. No more need for notes and calculators - Debty does all the work for you. Plus, with iCloud synchronization, your records are always up-to-date across all your devices. Debty also sends reminders so you never forget to pay back a debt. Manage your finances with ease with Debty. Terms of Service: https://debty.derg.se/terms-and-conditions/ Privacy Policy: https://debty.derg.se/privacy-policy/
Screenshots
Verdict
The clearest difference is rating: Debty at 4.8 against Keepfully's 3.9. Debty also leads on update cadence (every 5 days vs every 3 months) and review sentiment (69% vs 50%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Keepfully sells 1 one-off in-app purchase and Debty sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Debty holds the better App Store score, 4.8 against 3.9. Both are backed by a comparable volume of ratings — 30 and 138 respectively. Written reviews point the same way: 50% of Keepfully's written reviews are positive against 69% of Debty's.
Keepfully ships an update every 3 months, Debty every 5 days. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.
| Parameter | Keepfully | Debty |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (30 ratings) | 4.8 (138 ratings) — better |
| Positive reviews | 50.0% of reviews | 69.1% of reviews — better |
| Number of ratings | 30 | 138 — better |
| Update frequency | Every 3 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch, Vision Pro | iPhone, iPad, Mac, Apple Watch |
| Requires iOS | 18.4 | 18.0 — better |
| Further details — not scored | ||
| Size | 15 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Alexander Kaessner | Derg AB |
Customer experience
Keepfully
Debty
Bugs and requests
Keepfully
Not enough reviews yet to summarise bugs or requests.
Debty
Reported bugs
9 issues- App crashes when adding new debtor (after premium)
- App crashes when deleting a transaction
- App crashes on startup after update
- App crashes and data is lost
- All records disappeared after an update
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- App becomes unusable after update
- Payment issues
- App takes up a lot of space
- App crashes and data is erased
Requested features
11 requests- Filter out 0 owed amounts
- Sort by total amount
- Automatic repayment options
- Cloud backup option
- iOS 26 style
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- Transfer data to another phone
- Add debtors in two currencies
- Search for debtor names
- Option to hide users with zero balance
- Balance section with clickable currency buttons
- Contact developer for suggestions
In-app purchases
Keepfully
- Keepfully Pro$2.99
Debty
- Monthly7 Days trial$2.991 Month
- Quarterly7 Days trial$8.993 Months
- Annual7 Days trial$24.991 Year
