STICPAY vs mkesh
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
STICPAY
This digital wallet facilitates fast and affordable international money transfers and payments. It supports 29 currencies, 19 languages, and over 190 countries, with instant client-to-client transfers at a 1% fee. The service also offers easy fiat-to-crypto exchange and robust security features.
- Global money transfers
- Fiat to crypto exchange
- 29 national currencies supported
- Advanced security features
- Multiple deposit/withdrawal methods
- In-app QR code scanning
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Transfer and receive money faster and easier with STICPAY, the international digital wallet. With STICPAY, you can make payments online, transfer money to friends and family, and you can send and exchange cryptocurrencies. Sign up for your free e-wallet account now! Why choose STICPAY? Fast and cheap global transfers - 29 national currencies - 19 languages - over 190 countries - Instant client to client transfers with a 1% fee - Fast and cheap local bank wire transfers in many Asian countries We keep your money safe - Advanced anti-fraud and security features - Strict KYC and AML checks - 2 Factor Authentication Convenient and Easy - Easy Fiat to Crypto exchange and vice versa - In-app QR code scan - Cashback service Numerous payment methods to deposit and withdraw funds - Visa - MasterCard - UnionPay China - Local and international bank transfers Ready to transfer money with STICPAY? Create an account now!
mkesh
This mobile financial service allows users to store and move money easily and securely, even without a traditional bank account. Send money to friends and family, pay for goods and services, and buy mobile top-ups with advantages and bonuses.
- Electronic money service
- Send money to family and friends
- Pay for goods and services
- Buy mobile top-ups
- No minimum balance
- No maintenance fees
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A Carteira Móvel, SA é uma instituição de moeda electrónica, detida pela Tmcel e IGEPE, que traz até si o mkesh, o primeiro serviço financeiro de moeda electrónica aprovado em Moçambique e disponível no celular 24/24h, em todo País na rede Tmcel. Ao aderir gratuitamente ao mkesh, o seu número do celular (82 ou 83) passa a ser o seu número de conta mkesh, sem saldos mínimos obrigatórios nem despesas de manutenção. O serviço mkesh tem como objectivo permitir, de forma fácil e segura, o acesso à toda população de serviços financeiros básicos tais como guardar e movimentar dinheiro, mesmo sem possuir uma conta bancaria tradicional. Através do mkesh, poderá enviar dinheiro para os seus familiares e amigos, bem como fazer pagamento de bens e serviços e ainda comprar recargas Tmcel, com grandes vantagens e bónus. Este serviço, dinamiza as trocas comerciais nos meios sub-urbanos e rurais, contribuindo activamente para o desenvolvimento do País.
Screenshots
Verdict
The clearest difference is rating: STICPAY at 4.1 against mkesh's 3.0. STICPAY also leads on update cadence (fortnightly vs every 2 months) and review sentiment (61% vs 50%). mkesh's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
STICPAY holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: STICPAY has 27 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 61% of STICPAY's written reviews are positive against 50% of mkesh's.
STICPAY ships an update fortnightly, mkesh every 2 months. The most recent releases landed on October 6, 2026 and September 30, 2026 respectively.
| Parameter | STICPAY | mkesh |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (27 ratings) — better | 3.0 (4 ratings) |
| Positive reviews | 61.1% of reviews — better | 50.0% of reviews |
| Number of ratings | 27 — better | 4 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | STIC FINANCIAL LTD. | Mocambique Telecom SA |
Customer experience
STICPAY
mkesh
In-app purchases
STICPAY
No in-app purchases
mkesh
No in-app purchases
