AEON THAI MOBILE vs CIMB THAI

• The one-stop app from AEON allows you to easily manage your credit cards, personal loans, auto loans, and insurance, anytime, anywhere. • Check your remaining credit limit and reward points in real-time. No more worries about lost bills or forgotten payments, as we consolidate your bills allowing you to pay multiple bills in one click via PAYNOW. Pay instantly and your credit limit is immediately restored. Plus, view your E-Statement conveniently and eco-friendly. • Need to withdraw cash –No need for card simply use the Cashing feature to withdraw cash at participating ATMs or transfer your credit limit from your credit card or Your Cash loan to PromptPay instantly. • Plan your own finances: Manage installment payments more easily with Happy Plan, allowing you to split any purchase into installments and design your own payment plan. • Discover numerous promotions and special privileges from Card Highlight and E-Coupon. "Use when necessary and pay back full amount on time to avoid 16% interest rate per year" "Borrow only as much as necessary and within your repayment capacity. Interest rates are 15.99% - 24% per annum for personal loans, 22% - 25% per annum for cash cards, 5.20% - 15% per annum for used car hire purchase loans, an effective interest rate of 22.42% - 23% per annum for motorcycle hire purchase loans, and 8.94% - 23% per annum for big bike hire purchase loans." AEON Personal Loan: YourCash Card, MAX LIMIT Cash Card, AEON One Loan, and AEON Happy Loan. Terms and conditions are as prescribed by the Company. Example of installment payment calculation based on assumptions for an AEON One Loan (installment loan). of 100,000 Baht: Interest rate 15.99% per annum, total interest over the contract 45,620 Baht, monthly installment 2,427 Baht, repayment period 60 months. "Borrow when necessary and within your mean 15.99%–24% interest rate per year for One Loan, 22%-25% per year for cash advance cards. AEON Auto Loan: Hire purchase for used cars, motorcycles, big bikes, and Auto Quick Cash services. Repayment period up to 72 - 84 installments. No guarantor required. Example of installment payment calculation based on assumptions for a used car loan of 100,000 Baht Repayment example based on a hypothetical calculation for a used car loan of 100,000 Baht: Interest rate 5.20% per annum, monthly installment 1,822 Baht, repayment period 72 months. "Borrow when necessary and within your means 15.99% - 24% interest rate per year for One Loan, 22%-25% per year for cash advance cards., 22.42%-23% per year for motorcycle hire purchase loan, 8.94% - 23% per year for big bike hire purchase loan, 5.20%- 15% per year for use car hire purchase loan, and an effective interest rate of 14.34%-24% per year for Auto Quick Cash "

CIMB THAI is CIMB THAI Bank’s mobile banking application that is multi-functional and responds to your today’s lifestyle, with easy and safe access to a diverse range of financial facilities anytime and anywhere, just like you have your own bank alongside you.  Get to know more about CIMB THAI which will bring you services of your choice and preference.  CIMB THAI is compatible with iOS version 14 and later. Easy, convenient, and safe registration through various channels. - Authenticate yourself with your deposit account number and facial recognition and 6-digit PIN or activation code provided by CIMB Thai Care Center for deposit customers or using the loan account number for loan customers. - For new customer, Able to authenticate yourself via NDID on CIMB THAI application for Speed D Plus Savings by CIMB Thai Bank account opening. Full-fledged savings deposit, current deposit, and fixed deposit accounts (excluding Phermkha Sabai Jai Fixed Account and joint account).  - Check your account details and balance. - Open Speed D Plus Savings by CIMB Thai Bank by yourself anywhere. - View retroactive account movement. Diverse channels of fund transfer. - Fund transfer between CIMB THAI accounts. - Fund transfer cross-bank with destination bank account number. - Fund transfer via PromptPay. - QR scan or QR code picture use for cross-bank fund transfer and receipt of fund. - Check slip by QR scanning on slip or slip picture with QR code. - Cross-border QR payment linkage between Thailand and Malaysia and between Thailand and Indonesia Investment services are available for you anytime, anywhere. - Check details of mutual fund account instantly. - Access Mutual Fund Investment through Subscription, Redemption and Switching with over 400 funds from leading 13 AMCs. - Conduct Client Suitability Test. - View three-year historical fund transactions. - Primary bond and Secondary bond subscription service with quality investment grade bond, variety of qualify selective bond, and easy to management your assets via CIMB my Bond. You can simply make a transaction yourself and view historical statement. Note: Investments involve risks. Investors should carefully study and understand the investment products, including their features, conditions, returns, and risks before making any investment decisions. Life and Non-Life Insurance Services - View a summary of your life insurance policies - Purchase life and non-life insurance directly from insurance providers via the CIMB THAI App Note: Policyholders should carefully review and understand the terms, coverage, benefits, and exclusions of the insurance policy before making a decision. Convenient access to loan services and facilities. - Apply Personal Installment Loan: PersonalCash via CIMB THAI App - Apply Revolving Credit: ExtraCash via CIMB THAI App - Remark: Borrow when necessary and within your means *Terms and conditions are subject to change without prior notice **Loan applicants must be Thai citizens only. Other services  - Easier access to service with Passcode, Fingerprint or Face ID. - Register for PromptPay service by having your citizen ID number and/or mobile number linked to your account on CIMB THAI application. - Make bill payment more easily through QR code / barcode scanning. Stay tuned for our new and upcoming financial products and services that will cater to the lifestyle of today here at CIMB THAI. More Information Website: https://www.cimbthai.com/ Facebook: https://www.facebook.com/CIMBThai Line: http://line.me/ti/p/~@cimbthai CIMB Thai Bank Public Company Limited is a financial institution regulated by the Bank of Thailand (BOT), the Securities and Exchange Commission (SEC), and the Office of Insurance Commission (OIC). Head Office: 44 Langsuan Road, Lumphini, Pathum Wan, Bangkok 10330, Thailand