Comparison

KTC Mobile vs CIMB THAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KTC Mobile

Manage your finances with this all-in-one app. Access products and services, track transactions, pay bills, and redeem rewards. Enjoy secure, 24/7 access to your accounts and control your spending.

Highlights
  • Access all products and services
  • Transaction management and privileges
  • Card information and spending history
  • Pay statement bills 24/7
  • Online cash withdrawal and interbank transfer
  • Convert spending to installments
  • Redeem coupons and transfer reward points
Features
Read full description

Complete every moment with “KTC Mobile” app.
 Let’s start new experience.

All in one app. • Access to all products and services. • Complete with transaction management and privileges. • Secure and available at all times. Manage your transactions. • Access to your card information, spending history, monthly statement, and reward points. • Pay statement bills anytime, 24 hours a day, with instant credit limit restoration. • Withdraw cash online, instant cash deposit and seamless interbank transfer. • Easily convert any spending into installment payments. • Set your own ATM PIN code instantly, without the hassle of using an old PIN. • Easily increase your credit limit with instant approval for seamless usage experience. • Control and manage your spending limit as desired. • Instantly block your card for security and worry-free. Better deals, never miss any privileges. • Redeem coupons as you wish, across many category. • Transfer reward points to many membership programs. • Enjoy great benefits with minimal reward points. • Discover promotions and offers, available throughout the year.

About

CIMB THAI

Manage your finances on the go with this comprehensive mobile banking app. Access accounts, make transfers, invest in funds, and apply for loans and insurance. Enjoy secure and convenient access to a wide range of financial services anytime, anywhere.

Highlights
  • Account management and balance checks
  • Fund transfers (internal, cross-bank, PromptPay, QR)
  • Mutual fund and bond investments
  • Life and non-life insurance purchases
  • Personal loan and revolving credit applications
  • Secure authentication with facial recognition
Features
Read full description

CIMB THAI is CIMB THAI Bank’s mobile banking application that is multi-functional and responds to your today’s lifestyle, with easy and safe access to a diverse range of financial facilities anytime and anywhere, just like you have your own bank alongside you.  Get to know more about CIMB THAI which will bring you services of your choice and preference.  CIMB THAI is compatible with iOS version 14 and later. Easy, convenient, and safe registration through various channels. - Authenticate yourself with your deposit account number and facial recognition and 6-digit PIN or activation code provided by CIMB Thai Care Center for deposit customers or using the loan account number for loan customers. - For new customer, Able to authenticate yourself via NDID on CIMB THAI application for Speed D Plus Savings by CIMB Thai Bank account opening. Full-fledged savings deposit, current deposit, and fixed deposit accounts (excluding Phermkha Sabai Jai Fixed Account and joint account).  - Check your account details and balance. - Open Speed D Plus Savings by CIMB Thai Bank by yourself anywhere. - View retroactive account movement. Diverse channels of fund transfer. - Fund transfer between CIMB THAI accounts. - Fund transfer cross-bank with destination bank account number. - Fund transfer via PromptPay. - QR scan or QR code picture use for cross-bank fund transfer and receipt of fund. - Check slip by QR scanning on slip or slip picture with QR code. - Cross-border QR payment linkage between Thailand and Malaysia and between Thailand and Indonesia Investment services are available for you anytime, anywhere. - Check details of mutual fund account instantly. - Access Mutual Fund Investment through Subscription, Redemption and Switching with over 400 funds from leading 13 AMCs. - Conduct Client Suitability Test. - View three-year historical fund transactions. - Primary bond and Secondary bond subscription service with quality investment grade bond, variety of qualify selective bond, and easy to management your assets via CIMB my Bond. You can simply make a transaction yourself and view historical statement. Note: Investments involve risks. Investors should carefully study and understand the investment products, including their features, conditions, returns, and risks before making any investment decisions. Life and Non-Life Insurance Services - View a summary of your life insurance policies - Purchase life and non-life insurance directly from insurance providers via the CIMB THAI App Note: Policyholders should carefully review and understand the terms, coverage, benefits, and exclusions of the insurance policy before making a decision. Convenient access to loan services and facilities. - Apply Personal Installment Loan: PersonalCash via CIMB THAI App - Apply Revolving Credit: ExtraCash via CIMB THAI App - Remark: Borrow when necessary and within your means *Terms and conditions are subject to change without prior notice **Loan applicants must be Thai citizens only. Other services  - Easier access to service with Passcode, Fingerprint or Face ID. - Register for PromptPay service by having your citizen ID number and/or mobile number linked to your account on CIMB THAI application. - Make bill payment more easily through QR code / barcode scanning. Stay tuned for our new and upcoming financial products and services that will cater to the lifestyle of today here at CIMB THAI. More Information Website: https://www.cimbthai.com/ Facebook: https://www.facebook.com/CIMBThai Line: http://line.me/ti/p/~@cimbthai CIMB Thai Bank Public Company Limited is a financial institution regulated by the Bank of Thailand (BOT), the Securities and Exchange Commission (SEC), and the Office of Insurance Commission (OIC). Head Office: 44 Langsuan Road, Lumphini, Pathum Wan, Bangkok 10330, Thailand

Screenshots

KTC Mobile4 screens
CIMB THAI4 screens

Verdict

The call

KTC Mobile and CIMB THAI both sit at 2.8 stars, but that hides the real split: 18% of KTC Mobile's written reviews are positive against 0% of CIMB THAI's. KTC Mobile also leads on monetization model (free vs ad-supported) and ratings volume (25 vs 4). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 2.8 for KTC Mobile against 2.8 for CIMB THAI. That said, the two scores are not equally well evidenced: KTC Mobile has 25 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 18% of KTC Mobile's written reviews are positive against 0% of CIMB THAI's.

UpkeepUpdate frequency

KTC Mobile ships an update monthly, CIMB THAI every 3 weeks. The most recent releases landed on September 21, 2026 and September 16, 2026 respectively.

Scorecard3 real differences · 7 level
KTC Mobile versus CIMB THAI: the parameters behind the verdict, then further details
ParameterKTC MobileCIMB THAI
PriceFreeFree
Rating2.8 (25 ratings) — better2.8 (4 ratings)
Positive reviews18.2% of reviews — better0.0% of reviews
Number of ratings25 — better4
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.014.0
Further details — not scored
Size192 MB633 MB
Age rating4+4+
DeveloperKrungthai Card Public Company LimitedCIMB Thai Bank Public Company Limited

Customer experience

KTC Mobile

All ratings25 ratings
Positive36.0%
Neutral16.0%
Negative48.0%
Written reviews66 reviews
Positive18.2%
Neutral9.1%
Negative72.7%

CIMB THAI

All ratings4 ratings
Positive25.0%
Neutral25.0%
Negative50.0%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

In-app purchases

None

KTC Mobile

No in-app purchases

None

CIMB THAI

No in-app purchases

Questions

Is KTC Mobile free?
KTC Mobile is free to download, with no in-app purchases.
Is CIMB THAI free?
CIMB THAI is free to download, with no in-app purchases.
Which has better reviews, KTC Mobile or CIMB THAI?
KTC Mobile is rated higher. KTC Mobile averages 2.8 out of 5 from 25 ratings, while CIMB THAI averages 2.8 from 4 ratings.
Do KTC Mobile or CIMB THAI have ads?
Neither KTC Mobile nor CIMB THAI shows ads.
Which is updated more often, KTC Mobile or CIMB THAI?
KTC Mobile ships an update monthly, and CIMB THAI every 3 weeks. Most recently, KTC Mobile was updated on September 21, 2026 and CIMB THAI on September 16, 2026.

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