Comparison

CIMB THAI vs Kept

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CIMB THAI

Manage your finances on the go with this comprehensive mobile banking app. Access accounts, make transfers, invest in funds, and apply for loans and insurance. Enjoy secure and convenient access to a wide range of financial services anytime, anywhere.

Highlights
  • Account management and balance checks
  • Fund transfers (internal, cross-bank, PromptPay, QR)
  • Mutual fund and bond investments
  • Life and non-life insurance purchases
  • Personal loan and revolving credit applications
  • Secure authentication with facial recognition
Features
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CIMB THAI is CIMB THAI Bank’s mobile banking application that is multi-functional and responds to your today’s lifestyle, with easy and safe access to a diverse range of financial facilities anytime and anywhere, just like you have your own bank alongside you.  Get to know more about CIMB THAI which will bring you services of your choice and preference.  CIMB THAI is compatible with iOS version 14 and later. Easy, convenient, and safe registration through various channels. - Authenticate yourself with your deposit account number and facial recognition and 6-digit PIN or activation code provided by CIMB Thai Care Center for deposit customers or using the loan account number for loan customers. - For new customer, Able to authenticate yourself via NDID on CIMB THAI application for Speed D Plus Savings by CIMB Thai Bank account opening. Full-fledged savings deposit, current deposit, and fixed deposit accounts (excluding Phermkha Sabai Jai Fixed Account and joint account).  - Check your account details and balance. - Open Speed D Plus Savings by CIMB Thai Bank by yourself anywhere. - View retroactive account movement. Diverse channels of fund transfer. - Fund transfer between CIMB THAI accounts. - Fund transfer cross-bank with destination bank account number. - Fund transfer via PromptPay. - QR scan or QR code picture use for cross-bank fund transfer and receipt of fund. - Check slip by QR scanning on slip or slip picture with QR code. - Cross-border QR payment linkage between Thailand and Malaysia and between Thailand and Indonesia Investment services are available for you anytime, anywhere. - Check details of mutual fund account instantly. - Access Mutual Fund Investment through Subscription, Redemption and Switching with over 400 funds from leading 13 AMCs. - Conduct Client Suitability Test. - View three-year historical fund transactions. - Primary bond and Secondary bond subscription service with quality investment grade bond, variety of qualify selective bond, and easy to management your assets via CIMB my Bond. You can simply make a transaction yourself and view historical statement. Note: Investments involve risks. Investors should carefully study and understand the investment products, including their features, conditions, returns, and risks before making any investment decisions. Life and Non-Life Insurance Services - View a summary of your life insurance policies - Purchase life and non-life insurance directly from insurance providers via the CIMB THAI App Note: Policyholders should carefully review and understand the terms, coverage, benefits, and exclusions of the insurance policy before making a decision. Convenient access to loan services and facilities. - Apply Personal Installment Loan: PersonalCash via CIMB THAI App - Apply Revolving Credit: ExtraCash via CIMB THAI App - Remark: Borrow when necessary and within your means *Terms and conditions are subject to change without prior notice **Loan applicants must be Thai citizens only. Other services  - Easier access to service with Passcode, Fingerprint or Face ID. - Register for PromptPay service by having your citizen ID number and/or mobile number linked to your account on CIMB THAI application. - Make bill payment more easily through QR code / barcode scanning. Stay tuned for our new and upcoming financial products and services that will cater to the lifestyle of today here at CIMB THAI. More Information Website: https://www.cimbthai.com/ Facebook: https://www.facebook.com/CIMBThai Line: http://line.me/ti/p/~@cimbthai CIMB Thai Bank Public Company Limited is a financial institution regulated by the Bank of Thailand (BOT), the Securities and Exchange Commission (SEC), and the Office of Insurance Commission (OIC). Head Office: 44 Langsuan Road, Lumphini, Pathum Wan, Bangkok 10330, Thailand

About

Kept

This app helps you build saving habits with automated features like budget-based transfers, reward-linked savings, and regular contributions. Set financial goals and collaborate with friends to achieve them, or explore investment opportunities.

Highlights
  • Automated savings transfers
  • Budget-based excess fund transfer
  • Reward-linked savings
  • Regular saving schedules
  • Goal setting with friends
  • Investment plan options
Features
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Sometimes the hardest thing about saving money is just getting started and making it a habit. Kept application is created to help you reach your financial mission with various tailored solutions that perfectly fit your lifestyle.​ Here are automatic features to help you save effortlessly and effectively!​ ​ • Set your budget to spend, the excess money will be automatically transferred to kapook Grow to earn higher interest rate​ • Every time you spend, Kept app will automatically grab money to kapook Fun and enjoy special reward​ • Save regularly with automatic regular save feature that allows you to save daily, weekly or monthly​ • Set your saving goals and invite friends to view and save together with kapook Together​ • Open your wealth opportunity with investment plans you can choose with kapook Kept Invest​ You will be surprised how Kept can help you meet your goals. Let's Kept!!​ *Investor should study fund features, condition of returns, and risk before making investment decision​ **More info, please visit www.keptbykrungsri.com Contact : Bank of Ayudhya PCL. 1222 Rama III Road, Bang Phongphang, Yan Nawa, Bangkok 10120 Thailand

Screenshots

CIMB THAI4 screens
Kept4 screens

Verdict

The call

The clearest difference is review sentiment: Kept at 51% against CIMB THAI's 0%. Kept also leads on rating (3.7 vs 2.8). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Kept holds the better App Store score, 3.7 against 2.8. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews point the same way: 0% of CIMB THAI's written reviews are positive against 51% of Kept's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
CIMB THAI versus Kept: the parameters behind the verdict, then further details
ParameterCIMB THAIKept
PriceFreeFree
Rating2.8 (4 ratings)3.7 (3 ratings) — better
Positive reviews0.0% of reviews51.0% of reviews — better
Number of ratings4 — better3
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.014.0
Further details — not scored
Size639 MB200 MB
Age rating4+4+
DeveloperCIMB Thai Bank Public Company LimitedBank of Ayudhya Public Company Limited

Customer experience

CIMB THAI

All ratings4 ratings
Positive25.0%
Neutral25.0%
Negative50.0%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

Kept

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews51 reviews
Positive51.0%
Neutral7.8%
Negative41.2%

In-app purchases

None

CIMB THAI

No in-app purchases

None

Kept

No in-app purchases

Questions

Is CIMB THAI free?
CIMB THAI is free to download, with no in-app purchases.
Is Kept free?
Kept is free to download, with no in-app purchases.
Which has better reviews, CIMB THAI or Kept?
Kept is rated higher. CIMB THAI averages 2.8 out of 5 from 4 ratings, while Kept averages 3.7 from 3 ratings.
Do CIMB THAI or Kept have ads?
Neither CIMB THAI nor Kept shows ads.
Which is updated more often, CIMB THAI or Kept?
CIMB THAI ships an update every 3 weeks, and Kept every 3 weeks. Most recently, CIMB THAI was updated on October 24, 2026 and Kept on October 24, 2026.

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