AEON THAI MOBILE vs Kept

• The one-stop app from AEON allows you to easily manage your credit cards, personal loans, auto loans, and insurance, anytime, anywhere. • Check your remaining credit limit and reward points in real-time. No more worries about lost bills or forgotten payments, as we consolidate your bills allowing you to pay multiple bills in one click via PAYNOW. Pay instantly and your credit limit is immediately restored. Plus, view your E-Statement conveniently and eco-friendly. • Need to withdraw cash –No need for card simply use the Cashing feature to withdraw cash at participating ATMs or transfer your credit limit from your credit card or Your Cash loan to PromptPay instantly. • Plan your own finances: Manage installment payments more easily with Happy Plan, allowing you to split any purchase into installments and design your own payment plan. • Discover numerous promotions and special privileges from Card Highlight and E-Coupon. "Use when necessary and pay back full amount on time to avoid 16% interest rate per year" "Borrow only as much as necessary and within your repayment capacity. Interest rates are 15.99% - 24% per annum for personal loans, 22% - 25% per annum for cash cards, 5.20% - 15% per annum for used car hire purchase loans, an effective interest rate of 22.42% - 23% per annum for motorcycle hire purchase loans, and 8.94% - 23% per annum for big bike hire purchase loans." AEON Personal Loan: YourCash Card, MAX LIMIT Cash Card, AEON One Loan, and AEON Happy Loan. Terms and conditions are as prescribed by the Company. Example of installment payment calculation based on assumptions for an AEON One Loan (installment loan). of 100,000 Baht: Interest rate 15.99% per annum, total interest over the contract 45,620 Baht, monthly installment 2,427 Baht, repayment period 60 months. "Borrow when necessary and within your mean 15.99%–24% interest rate per year for One Loan, 22%-25% per year for cash advance cards. AEON Auto Loan: Hire purchase for used cars, motorcycles, big bikes, and Auto Quick Cash services. Repayment period up to 72 - 84 installments. No guarantor required. Example of installment payment calculation based on assumptions for a used car loan of 100,000 Baht Repayment example based on a hypothetical calculation for a used car loan of 100,000 Baht: Interest rate 5.20% per annum, monthly installment 1,822 Baht, repayment period 72 months. "Borrow when necessary and within your means 15.99% - 24% interest rate per year for One Loan, 22%-25% per year for cash advance cards., 22.42%-23% per year for motorcycle hire purchase loan, 8.94% - 23% per year for big bike hire purchase loan, 5.20%- 15% per year for use car hire purchase loan, and an effective interest rate of 14.34%-24% per year for Auto Quick Cash "

Sometimes the hardest thing about saving money is just getting started and making it a habit. Kept application is created to help you reach your financial mission with various tailored solutions that perfectly fit your lifestyle.​ Here are automatic features to help you save effortlessly and effectively!​ ​ • Set your budget to spend, the excess money will be automatically transferred to kapook Grow to earn higher interest rate​ • Every time you spend, Kept app will automatically grab money to kapook Fun and enjoy special reward​ • Save regularly with automatic regular save feature that allows you to save daily, weekly or monthly​ • Set your saving goals and invite friends to view and save together with kapook Together​ • Open your wealth opportunity with investment plans you can choose with kapook Kept Invest​ You will be surprised how Kept can help you meet your goals. Let's Kept!!​ *Investor should study fund features, condition of returns, and risk before making investment decision​ **More info, please visit www.keptbykrungsri.com Contact : Bank of Ayudhya PCL. 1222 Rama III Road, Bang Phongphang, Yan Nawa, Bangkok 10120 Thailand