FOREWARN vs RefBid

Note: You must have a current FOREWARN® account to utilize this app. SAFER ENGAGEMENTS. SMARTER INTERACTION. Download the FOREWARN app for instant due diligence: • Positively identify/verify over 80% of prospects • Identify if your prospect has a criminal history • Verify current asset ownership • Verify financial risks • PROPERLY AND SAFELY PLAN FOR IN PERSON INTERACTIONS WITH A HIGHER LEVEL OF CONFIDENCE It’s time to proactively address risk! FOREWARN, LLC (“FOREWARN”) is not a “consumer reporting agency” and its services do not constitute “consumer reports”, as these terms are defined by the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. (“FCRA”) or similar state statutes. Accordingly, FOREWARN services may not be used in whole or in part as a factor in establishing an individual’s eligibility for credit, insurance, employment, or any other eligibility purpose permitted by the FCRA. FOREWARN and related marks are trademarks of FOREWARN, LLC.

RefBid is the first - patent-pending - full auction marketplace built exclusively for Realtor-to-Realtor referrals. You post the lead. Verified agents compete for it. The winner isn't chosen by bid amount - they're chosen by fit at your discretion. The agent with the best profile, the strongest market history, and the most compelling case for your client. A legally binding referral agreement is signed inside the app, instantly, by both sides, the moment you reach an agreement. Every step that used to happen informally, chaotically, and on the faith of a stranger's recommendation now has structure, accountability, and enforcement. Instead of cold-calling 2-3 agents and hoping one clicks, or worse going off the name most listed on Facebook, you have a field of verified professionals coming to you - resume in hand, ready to compete. Review the top candidates, then do something no Facebook group ever let you do: bring your client into the decision. Show them the 3 or 4 best fits. Let them weigh in. Clients who help choose their agent are far less likely to walk - because they're committed to someone they helped select, not someone assigned to them. And when you explain it to your client upfront, it lands completely differently. "I'm going to find you a top agent in that market through a verified professional network where agents compete for your business" is a different conversation than "I'll ask around on Facebook." One builds trust. One erodes it. Receiving Agents - Bid on leads that match your market Browse referral listings in the markets you serve. Each listing gives you enough detail to know whether the opportunity is worth pursuing before you ever place a bid. If you're awarded the referral, you pay a $185 acceptance fee and receive a signed referral agreement - not a DM, not a handshake. A real contract, executed inside the app, the moment the deal is made, as well as all contact information for the realtor and their broker. Every agent on RefBid is verified through their state Real Estate Commission and/or ARELLO, as well as ID & facial verification through Stripe upon registration, before they can post or bid. License confirmed. Brokerage confirmed. Identity confirmed. No anonymous profiles. No guessing whether someone is actually active and in good standing. Just verified professionals, competing on merit. Key Features Real Estate Commission / ARELLO License Verification - Stripe identity verification - every agent confirmed before they can participate Auction-Based Bidding - best agent wins, not first to comment, not always the highest bid In-App Referral Agreements - signed, stored, enforceable Market Rankings - see which markets the agent considers their primary turf, ranked 1-10 Track Record - past 10 closed transactions verified and displayed on every profile All 50 States - post or bid anywhere in the country Email, SMS + Push Notifications - know the moment a bid comes in or your referral is awarded No Subscriptions - ever. Post free. Bid free. Pay only when you get business. The Fee Structure - Simple. Transparent. Fair. Posting a listing - Free (once a bid at or above your minimum is placed, a $45 charge will be applied once to the referring realtor) Placing a bid - Free Accepting a referral award if selected - $185 flat, one time No monthly fees. No setup fees. No percentage of your commission. You only pay when you win a referral - and by then, you've already seen exactly what you're getting. RefBid's complete referral auction model is patent-pending. There is no other platform like this. Built for Realtors. By those who saw the problem firsthand. The referral process in real estate has been broken for decades - running on handshakes, near blind trust, DMs, and Facebook comments. RefBid brings it into the open, gets the client as involved as they'd like, makes it competitive, and makes it enforceable. RefBid. The referral network Realtors have always needed