Comparison

My Spending vs Budget App & Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Spending

Easily track your income and expenses with an intuitive interface. Supports all currencies, customizable categories, and multiple accounts. Export your financial data in various formats and set budgets for better money management.

Highlights
  • Income and expense tracking
  • All currencies supported
  • Customizable categories
  • Multiple accounts
  • Data export (PDF, Excel, XML)
  • Budget setting
  • Cloud sync across devices
Features
Read full description

Track your income and expenses. The app makes money management for personal and small businesses easy. The intuitive interface makes the tedious process of financial tracking simple. - All Currencies Supported - Customizable Income/Expense Categories - Multiple Accounts - Export PDF/Excel/XML - Auto Recurring Transactions - Set Budgets - Multiple Devices using MySpending Cloud

About

Budget App & Expense Tracker

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

Highlights
  • Unlimited wallets for personal and business expenses
  • Automatic expense tracking via bank feeds
  • Receipt scanning and storage
  • Weekly and monthly budget planning
  • Spending limit notifications
  • Visual charts and expense breakdowns
  • Data exporting via CSV
Features
Read full description

Brought to you by the #1 award-winning app. Bookipi Expense is a FREE budgeting app with an easy-to-use expense tracker. Plan and record expenses and scan receipts on the go. Use beautiful charts to review your cash flow and plan your budget weekly or monthly. Automatically track expenses by connecting your bank feeds to your in-app wallets. Your expense transaction line items automatically flow through to the expense tracking app with secure and real-time bank feeds. Unlike other budgeting and money management apps, Bookipi Expense helps you separate personal finances and business expenses with UNLIMITED WALLETS for free. You can track your business, travel, and personal expenses in one budgeting platform. Trusted by over 500,000+ small business owners and freelancers in 179 different countries, Bookipi is now delivering the FULL experience. Sync your budgeting data to our invoice maker and receive payments on the same platform. Track all of your income & expenses with a versatile budget planner app. Monitor your spending and SAVE MONEY TODAY. KEY FEATURES: FREE Unlimited Wallets Track your expenses and earnings for personal, professional, or even per-project purposes. By using multiple wallets for multiple occasions, you’re guaranteed never to lose track of your spending. Sync Wallet Balance to Bank Feed Sync your bank to your wallets in real time! Add multiple bank feeds and ditch summarizing expenses across your bank accounts. Save time and manage all of your expenses in one app. Budget Planning Easily create monthly or weekly budgets for better money management. Receive notifications for when you are nearing your limit. Spending Limits Set unique spending limits on each of your unlimited wallets. We'll notify you when your spending is close to your budget limit based on your inputs and real-time bank feeds. Unique Categorization Log and categorize your expense and income entries to make your finances easy to review and organize. Complete with unique icon assigning. Charts & Expense Breakdowns Each wallet has a unique daily report of monthly income & expenses. Visualize your spending patterns and plan your finances ahead of time with our charts and expense breakdowns. By analyzing your monthly financial activity, find out how you can save more money. Receipt Storage Store and manage receipts for easy retrieval. Just take a picture to store it in our secure databases for your easy reference. Review Transactions Our money management app helps with record-keeping so you’re more confident in money matters. Search transactions by date and name, and find attached photo receipts. Data Exporting Generate instant summaries of your wallets with a tap through our CSV exporting feature. Automatic Bookipi Invoicing Data Synchronising Bookipi Invoice users are rewarded with automatic data syncing. Allowing you to keep track of all of your income and expenses in one seamless process. OTHER OUTSTANDING FEATURES: - Expense Record Keeping - Change Currency - Transfer Expenses Between Wallets - Transaction Notes - In-App Chat Support - Global Currency Selections - Intuitive UI Design - Frequently Updated Video Tutorials Bookipi Expense is the easiest free app to track personal & business expenses in one app. Manage your expenses and plan your spending on the go. Track how much money goes in and out of your accounts and have full control over your finances today!

Screenshots

My Spending3 screens
Budget App & Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: My Spending at none against Budget App & Expense Tracker's 4. My Spending also leads on iOS requirement (11.0 vs 13.0). Budget App & Expense Tracker's advantage is ads (none vs shown) and rating (4.8 vs 4.3). On price, update cadence, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month. My Spending asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Budget App & Expense Tracker holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Budget App & Expense Tracker has 2.7K ratings behind it against 69, so its average is the more settled of the two. Written reviews point the same way: 50% of My Spending's written reviews are positive against 65% of Budget App & Expense Tracker's.

UpkeepUpdate frequency

My Spending ships an update every 4 weeks, Budget App & Expense Tracker every 5 weeks. The most recent releases landed on November 3, 2026 and November 6, 2026 respectively.

Scorecard6 real differences · 4 level
My Spending versus Budget App & Expense Tracker: the parameters behind the verdict, then further details
ParameterMy SpendingBudget App & Expense Tracker
PriceFreeFree
Rating4.3 (69 ratings)4.8 (2.7K ratings) — better
Positive reviews50.0% of reviews65.2% of reviews — better
Number of ratings692.7K — better
Update frequencyEvery 4 weeks — betterEvery 5 weeks
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better13.0
Further details — not scored
Size38 MB92 MB
Age rating4+4+
DeveloperLuke ZammitBookipi Pty Ltd

Customer experience

My Spending

All ratings69 ratings
Positive82.6%
Neutral4.3%
Negative13.0%
Written reviews10 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Budget App & Expense Tracker

All ratings2,679 ratings
Positive96.1%
Neutral2.5%
Negative1.4%
Written reviews135 reviews
Positive65.2%
Neutral7.4%
Negative27.4%

Bugs and requests

My Spending

Not enough reviews yet to summarise bugs or requests.

Budget App & Expense Tracker

Reported bugs

4 issues
  • Entries disappearing and reappearing randomly
  • Incorrect wallet totals shown
  • Recurring transactions not working as expected
  • Compatibility issues with newer iOS devices

Requested features

5 requests
  • Ability to view recurring expenses in future months
  • Option to upload documents/receipts, not just photos
  • Automatic categorization of scanned receipts
  • Customizable categories and icons
  • Dark mode option

In-app purchases

None

My Spending

No in-app purchases

4 purchases

Budget App & Expense Tracker

Subscriptions4
  • Single Bank | Monthly2 Months trial$2.991 Month
  • Unlimited Banks | Monthly2 Months trial$4.491 Month
  • Single Bank | Annual2 Months trial$23.991 Year
Show 1 more
  • Unlimited Banks | Annual2 Months trial$35.991 Year

Questions

Is My Spending free?
My Spending is free to download, with no in-app purchases.
Is Budget App & Expense Tracker free?
Budget App & Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, My Spending or Budget App & Expense Tracker?
Budget App & Expense Tracker is rated higher. My Spending averages 4.3 out of 5 from 69 ratings, while Budget App & Expense Tracker averages 4.8 from 2.7K ratings.
Do My Spending or Budget App & Expense Tracker have ads?
My Spending shows ads; Budget App & Expense Tracker does not.
Which is updated more often, My Spending or Budget App & Expense Tracker?
My Spending ships an update every 4 weeks, and Budget App & Expense Tracker every 5 weeks. Most recently, My Spending was updated on November 3, 2026 and Budget App & Expense Tracker on November 6, 2026.

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