HSBC Simply Pay vs OpenLedger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HSBC Simply Pay
This finance app allows users to make secure payments using the Unified Payment Interface (UPI) system. It facilitates easy money transfers and bill payments directly from your mobile device.
- Unified Payment Interface (UPI) support
- Secure money transfers
- Bill payment functionality
- Mobile payment solution
- HSBC India integration
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Unified Payment Interface (UPI) Application by HSBC
OpenLedger
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OpenLedger is a free budgeting app built for real life. Log expenses in seconds, set category budgets, and watch your money habits transform over time. See exactly where your money goes with spending calendars, weekly digests, and personality insights. Get nudged before impulse buys, track wants vs needs, and unlock milestone badges as you build better habits. Split expenses with family, scan receipts, set savings goals, and simulate what cutting one bad habit saves you over a year. No subscriptions. No ads. Just clarity.
Screenshots
Verdict
The clearest difference is update cadence: OpenLedger at every 4 days against HSBC Simply Pay's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HSBC Simply Pay ships an update every 3 weeks, OpenLedger every 4 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | HSBC Simply Pay | OpenLedger |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (14 ratings) — better | — |
| Positive reviews | 37.9% of reviews | — |
| Number of ratings | 14 — better | — |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 49 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | The Hongkong and Shanghai Banking Corporation Limited, India (HSBC India) | Harish Kanabar |
In-app purchases
HSBC Simply Pay
No in-app purchases
OpenLedger
No in-app purchases
Questions
Is HSBC Simply Pay free?
Is OpenLedger free?
Do HSBC Simply Pay or OpenLedger have ads?
Which is updated more often, HSBC Simply Pay or OpenLedger?
Other comparisons
