Salt Edge Authenticator vs Utila

Salt Edge Authenticator is your main channel for securely accessing your bank account(s) online and for authorizing remote payments, which goes in accordance with the new PSD2 requirements within the European Union. Strong Customer Authentication brings an additional layer of security to your actions, diminishing any fraud risk from external parties. LINK BANK ACCOUNTS Simply connect your bank to the Authenticator app to never worry about the security of your transactions again. ABSOLUTE CONTROL Each time you make a payment, you’ll receive a confirmation to authorize that transaction, keeping you in control at all times. INCREASED TRANSPARENCY Before authorizing a payment, you’ll be presented with information including payee details, fees and exchange rate (if applicable), the full amount. INSTANT ACTIONS Make use of the QR code scanner. When proposed by your provider, scan the QR code to instantly authenticate or take another action.

Utila is the stablecoin and digital asset operations infrastructure for institutional teams. Fintechs, payment providers, exchanges, custodians, corporate treasuries, and banks use Utila to hold digital assets, move stablecoins, run treasury operations, and connect to third party services, with the governance and security requirements of institutional finance. The Utila mobile app lets teams run these operations from a phone. Approve transactions on the go, initiate transfers from anywhere, monitor balances across your wallets, and sign the workflows that keep your operations moving, without waiting to get back to a desk. This app is only usable by existing Utila customers. Learn more about the platform at www.utila.io. CORE CAPABILITIES Wallets in one view See balances across every wallet your organization operates, and start a transfer from any one of them. Transfers and signing Initiate and sign transfers across supported chains, including EVM networks, Solana, Sui, Aptos, Tron, and more. Gas sponsored transfers Send from wallets that hold no native token. Choose which wallet covers the gas, so sending wallets never need to be topped up first. Contract calls and DeFi Review, approve, and sign smart contract calls with EVM payload decoding, so you know what you are signing before you sign it. Connect to decentralized applications through WalletConnect. Governance and controls Approvals, signing quorums, and transaction policies from the Utila console apply to every action initiated on mobile. Nothing bypasses your governance. Transaction context Add notes to transactions for record keeping, and use Solana memos on Solana transfers. Multi vault navigation Switch between vaults and organizations from one interface. SECURITY Multi Party Computation (MPC) protects your keys. Private key shares are never combined and never stored in one place. Approvals require the quorum your policies define. Biometric authentication protects the app on your device. LEARN MORE Visit www.utila.io for the full platform, deployment models, and integrations.