Comparison

Salt Edge Authenticator vs Finductive

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Salt Edge Authenticator

Securely access your bank accounts and authorize online payments with this app. It enhances security through Strong Customer Authentication, reducing fraud risk and giving you absolute control over your transactions.

Highlights
  • Secure bank account access
  • Authorize remote payments
  • Strong Customer Authentication (SCA)
  • Link bank accounts
  • Transaction authorization
  • QR code scanner for instant authentication
Features
Read full description

Salt Edge Authenticator is your main channel for securely accessing your bank account(s) online and for authorizing remote payments, which goes in accordance with the new PSD2 requirements within the European Union. Strong Customer Authentication brings an additional layer of security to your actions, diminishing any fraud risk from external parties. LINK BANK ACCOUNTS Simply connect your bank to the Authenticator app to never worry about the security of your transactions again. ABSOLUTE CONTROL Each time you make a payment, you’ll receive a confirmation to authorize that transaction, keeping you in control at all times. INCREASED TRANSPARENCY Before authorizing a payment, you’ll be presented with information including payee details, fees and exchange rate (if applicable), the full amount. INSTANT ACTIONS Make use of the QR code scanner. When proposed by your provider, scan the QR code to instantly authenticate or take another action.

About

Finductive

Features
Read full description

Designed with you in mind, our new app enables you to access your accounts securely and conveniently. Key features: * Global Payments at your Fingertips * Send and Manage Local and International Transfers. * Multi-Currency Payments with Real-time Exchange Rates * Dedicated Support Messaging * Track Balances in Real-Time * One Dashboard for All Your Accounts * Advanced Security – Multi-factor Authentication and Encryption Why use the Finductive app? We understand the need to fast and secure payments when it comes to business. Whether you’re travelling or working remotely, you need tools to manage your business finances on the go. The Finductive app is built to deliver the same trusted service you know in the palm of your hand, giving you the flexibility to manage your finances from anywhere. Security you can rely on: Your safety is our priority. Our app uses the latest security measures to protect your information and transactions, giving you peace of mind with every login. Client Security is key Finductive Ltd has completed and implemented the ISO27001:2022, ISO27017:2015 and ISO27018:2019 certifications. Who can use the app? The Finductive app is available to existing Finductive clients. If you are not yet a client, please visit our website to learn more about our services and how to apply for a corporate payment account. About Finductive: Finductive is the payment partner you need for corporate payment accounts. Finductive is moving away from the restraints of traditional banking systems, enabling clients to be in control of their money with the click of a button. Our mission is to provide innovative and user-friendly financial products and services that simplify complex processes and empower clients to make better decisions about their finances. Our online payment platform gives clients the freedom and flexibility to make payments when they need. This modern approach to payments is valued by clients and is why Finductive has become an award-winning payment provider in such a short time. Our online payment platform provides various solutions, such as dedicated Maltese IBANs and the ability to send and receive payments via SWIFT and SEPA. The Finductive payment account has advanced multi-currency functionality empowering you to send and receive funds in various currencies. Why chose Finductive as your Payments Partner? As a financial services company, we offer a comprehensive payment platform designed to cater to all your payment needs in one convenient location. We aim to make payments easier and as cost-efficient for clients as possible. With accessibility to the payment platform 24/7 and the ability to view and download transaction reports immediately, clients have full control over their operations. Finductive Ltd (C 89272) is a limited liability company incorporated in Malta, regulated by the Malta Financial Services Authority of Triq l-Imdina, Zone 1, Central Business District, Birkirkara, CBD 1010, Malta, and licensed to operate as a financial institution carrying out the activities of payment services in accordance with the Second Schedule of the Financial Institutions Act (Ch. 376 of the Laws of Malta). Finductive Ltd is not a credit institution and the Depositor Compensation Scheme is not applicable.

Screenshots

Salt Edge Authenticator4 screens
Finductive4 screens

Verdict

The call

The clearest difference is update cadence: Finductive at monthly against Salt Edge Authenticator's every 2 months. Finductive also leads on device support (3 vs 1) and iOS requirement (15.6 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Salt Edge Authenticator ships an update every 2 months, Finductive monthly. The most recent releases landed on June 5, 2026 and September 8, 2026 respectively.

Scorecard3 real differences Β· 5 level
Salt Edge Authenticator versus Finductive: the parameters behind the verdict, then further details
ParameterSalt Edge AuthenticatorFinductive
PriceFreeFree
Positive reviews0.0% of reviewsβ€”
Update frequencyEvery 2 monthsMonthly β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS18.015.6 β€” better
Further details β€” not scored
Size25 MB109 MB
Age rating4+4+
DeveloperSaltEdgeFinductive Ltd.

In-app purchases

None

Salt Edge Authenticator

No in-app purchases

None

Finductive

No in-app purchases

Questions

Is Salt Edge Authenticator free?
Salt Edge Authenticator is free to download, with no in-app purchases.
Is Finductive free?
Finductive is free to download, with no in-app purchases.
Do Salt Edge Authenticator or Finductive have ads?
Neither Salt Edge Authenticator nor Finductive shows ads.
Which is updated more often, Salt Edge Authenticator or Finductive?
Salt Edge Authenticator ships an update every 2 months, and Finductive monthly. Most recently, Salt Edge Authenticator was updated on June 5, 2026 and Finductive on September 8, 2026.

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