Savy vs Envelope Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Savy
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Cuántas veces nos pasa que vamos a una tienda y recordamos vagamente el precio del mismo producto en otra tienda... Con Savy ya no nos volverá a pasar. Apunta los precios y las cantidades para calcular el precio por unidad, Kg, metro o litro. También sirve como lista de la compra deslizando el producto hacia la izquierda. Si una tienda tiene un precio más caro pero te gusta más, puedes marcarla como favorita. A todos nos gusta lo simple así que no hay publicidad ni registro. Tampoco tenemos datos personales ni de uso de la aplicación.
Envelope Budget
Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.
- Envelope budgeting system
- Unlimited spending categories
- Track expenses, income, debt, and bills
- Automatic bank syncing via Plaid
- Net worth tracking
- Spending trend reports
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Kualia makes envelope budgeting effortless. Whether you're just getting started or switching from another app, you can set up your budget, link your accounts, and start tracking spending in minutes. Every dollar gets a purpose. Fund your categories with a single tap, review imported transactions with a swipe, and always know exactly where you stand financially. =============== What Users Are Saying "For those familiar with an envelope budget, or zero-based budget, this app really nails it. For a fraction of the price of competitors, it offers pretty much the same functionality, it's being actively developed, and the developers are super friendly and really prioritize user feedback." "I've spent a long time and numerous app downloads to find a budget app that meets all my needs and this is the one! This app is so easy to use and covers every single aspect that I am looking for." =============== Why Kualia? Budget With Confidence Built around the envelope method, Kualia turns budgeting from a chore into a daily habit you can actually keep up with. Create unlimited categories to organize your spending Set weekly, monthly, or yearly targets for each category Track expenses, income, debt, and recurring bills in one place Fund your entire budget with a single tap Bank Syncing Through Plaid Link your accounts and let transactions flow in automatically. Connect to thousands of financial institutions Review and categorize imported transactions one by one Enter transactions manually whenever you prefer Reports That Actually Help See the full picture of your finances without digging through spreadsheets. Track your net worth over time View monthly spending trends and top categories Reports classify transactions as inflows or outflows based on their net effect Spending breakdowns across savings, checking, and credit accounts Designed to Be Fast Kualia is built for speed. Budgeting a full list of categories, reviewing transactions, swiping through your day -- it all feels snappy and responsive. No lag, no waiting. Built by an Indie Developer Kualia is built and maintained by a solo developer who reads every piece of feedback. This isn't a faceless corporation. If you have a question, you'll hear back from the person who actually builds the app. =============== Subscription Kualia runs on a simple subscription with no ads, ever. 7-day free trial to explore everything No free tier with locked features. Everyone gets the full app. Subscriptions renew automatically unless canceled at least 24 hours before the end of the billing cycle. Any unused portion of the free trial is forfeited upon subscribing. Take control of your money with Kualia. Terms of Use: https://kualia.com/terms-of-service Privacy Policy: https://kualia.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Savy at none against Envelope Budget's 5. Savy also leads on device support (3 vs 1) and iOS requirement (10.0 vs 18.0). Envelope Budget's advantage is update cadence (every 4 days vs every 10 days). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Envelope Budget sells 5 in-app purchases, starting at $9.99 per month. Savy asks for nothing beyond the download.
Savy ships an update every 10 days, Envelope Budget every 4 days. The most recent releases landed on October 14, 2026 and October 27, 2026 respectively.
| Parameter | Savy | Envelope Budget |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.6 (47 ratings) — better |
| Positive reviews | — | 89.7% of reviews |
| Number of ratings | — | 47 — better |
| Update frequency | Every 10 days | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Subscription |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 10.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 36 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Beecubu S.C.P. | Kualia, Inc. |
In-app purchases
Savy
No in-app purchases
Envelope Budget
- Kualia Pro Month7 Days trial$9.991 Month
- Kualia Pro Monthly$9.991 Month
- Kualia Pro Year7 Days trial$79.991 Year
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- Kualia Pro Year$79.991 Year
- Kualia Pro Lifetime$199.99









