Qualia Connect vs Townsgate Servicing

With thousands of real estate professionals all over the country already using Qualia, we make the closing process seamless for everyone involved including lenders, real estate agents, buyers, sellers, title agents, and more. Key Benefits of Qualia • Open orders with your partners with a single click • Track the progress of the entire closing in real-time • Securely store, manage, and access your closing related work from anywhere at anytime • Impress your clients by effortlessly updating them on demand • Gain more business while doing less work Buyers and Sellers • Take the confusion out of residential and commercial closings • Never miss a deadline or struggle with getting updates on your closing • First time buyers all the way up to institutions • Scheduling, signing, and understanding your closing • Securely share information, communicate with agents, and store your documents Agents and Brokers • Close deals faster with a fully connected closing platform • White glove service on all of your orders when processed through Qualia • Customized transaction management platform keeps you and your clients up-to-date in real-time so there are no surprises that could slow down your closing Lenders • Close loans faster without any headaches whether you close 5 or 5000 loans a month • Manage quoting, ordering, status updates, and collaboration across purchases, refinances, and more. • Proactively stop mistakes in their tracks. Comprehensive real-time reporting alerts you when documents haven’t been recorded or if title hasn’t been issued Your system of record for the entire closing process. The Qualia platform connects all parties in the transaction to keep data all in one place. • Qualia is used by the entire closing value chain so you can be confident that data is auditable and secure from title agent, notary, surveyor, and more. • Security that makes a difference. Many title companies put your data at risk with old on premise software. Qualia gives you the peace of mind that sensitive data remains private and securely stored in the cloud. • Out of the box certifications, compliance. State Licenses ID, E&O insurance verification, and more. 3rd and 4th party verification built in. Create an impressive borrower experience. Effortlessly keep consumers up-to-date in real-time. Title, Escrow, and Law Firms • Qualia is the first all-in-one title, escrow, accounting, and document production system. • Automated to-do lists, repeatable workflows, and best-in-class reporting all in a single platform will revolutionize how your office operates. • Provide your partners with industry leading security, real-time updates, and one-click ordering. • Grow Your Business. Thousands of loan officers and real estate agents use Qualia to order closings and work with their title company partners. • National Marketplace of vendors. Ensure you have the best quality and pricing on all settlement services you need to purchase. Surveys, payoffs, title work, and more can be purchased with a click. • Gain efficiency. Avoid rekeying a single piece of information. Data is integrated from your order and flows back into your files. Security • SOC 2 Certified • ALTA Privacy Pillar 3 Best Practices For questions or feedback email us at info@qualia.com. Find out more about the Qualia platform for real estate closings at https://www.qualia.com/product

Make it simple to manage your home loan, with everything you need at your fingertips. Enjoy complete convenience with 24/7 access to your account(s) and the ability to: - Check your current loan balance - Keep track of loan payments and activity at a glance - Set up automatic, recurring monthly payments or make a one-time payment - Download and view statements and documents, making it easy to go paperless - Get payment reminders - Manage escrow, tax and insurance - Get available refunds with eDisbursements - Make principal reduction and escrow shortage payments *App available in Spanish./App disponible en Español. PennyMac Loan Services, LLC, dba Townsgate Servicing: Publication Rules PennyMac Loan Services, LLC, dba Townsgate Servicing does not pay or otherwise provide compensation for reviews/comments. All reviews/comments are subject to the disclaimer provided prior to posting and become the property of PennyMac Loan Services, LLC, dba Townsgate Servicing once submitted. We reserve the right to validate, remove or republish your reviews/comments at any time. Equal Housing Opportunity, Townsgate Servicing, 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361, 818-224-7442. NMLS ID # 35953. For licensing information, go to: www.nmlsconsumeraccess.org. Arizona Mortgage Banker License # 0911088. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Colorado office: 5500 South Quebec Street, Suite 260 Greenwood Village, CO 80111, (877) 215-2552. Massachusetts Mortgage Lender License # MC35953. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the N.J. Department of Banking and Insurance. North Carolina Permit No. 119504607, 119505929, 119506567, 119506570, 119507419. Rhode Island Licensed Lender # 20092600LL, Loan Broker, and Third-Party Loan Servicer. Texas office: 2201 W. Plano Parkway, Suites 150 and 300, Plano, TX 75075. For more information, review state licenses and important notices. The information included in this communication is considered confidential and proprietary, and any unauthorized reproduction is prohibited. © 2025 Pennymac, Townsgate and all related marks are service marks of Private National Mortgage Acceptance Company, LLC and/or its subsidiaries or affiliates. Third-party content is the property of its respective owners. All rights reserved. (04-2025) No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this App. Townsgate Servicing does not operate in New York, Massachusetts or Alaska.