Elari vs UniCredit PL, BE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Elari
Manage business expenses, approve invoices, and process payments on the go. This mobile solution streamlines procurement, contract management, and expense claims for organizations. It offers features like photo-based expense reporting and integrated payment options.
- Approve purchase invoices
- View account balances
- Claim expenses with photos
- Process iDEAL payments
- Manage business expenses
- Streamline procurement
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Elari is the app for your business spending. You use it if your organisation works with Elari. What you can do: - Submit expense claims. Take a photo of your receipt in the app and the app fills in the rest. - Review and approve invoices with a single tap. - Review purchase requests, view orders and register goods received. - Manage your card. Check your balance, limits and transactions, and add your card to your wallet. - Confirm online payments directly from your dashboard. - Pay with iDEAL, without switching to your banking app or scanning a QR code. The app and the web environment are fully in sync. Was this called Spend Cloud before? Since 1 October 2026, both Visma | ProActive and Spend Cloud have been called Elari. Same company, same software, same login details. About Elari Elari is a single platform for all your business spend: invoices, procurement, contracts, expense claims and payment cards. Trusted by more than 1,000 organisations, from healthcare providers to local government and education. Need help? Contact your organisation's Elari administrator.
UniCredit PL, BE
This banking app offers a fully digital account opening process and a range of financial services. It provides high-interest savings accounts, free virtual debit cards, and multi-currency accounts with competitive exchange rates for various transfer types.
- 100% digital account opening
- High-interest savings accounts
- Free virtual Mastercard Debit cards
- Multi-currency accounts (EUR, USD, GBP, CHF)
- Unlimited domestic transfers
- Fast and international transfers
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Aion Bank becomes part of UniCredit Group! Aion Bank is now a part of the UniCredit Group, becoming a new brand for Polish and Belgian customers. Enjoy our refreshed application and use our best-in-class services. Open an account in a few minutes with a 100% digital process and use all functionalities of our mobile application wherever you are. Enjoy the refreshed service package: transparent fees and high-interest savings account for everyone. High-interest savings accounts with no limit on funds in EUR. Deposit and withdraw money whenever you want. Check our current interest rates at www.unicredit.be. Free virtual Mastercard Debit cards, which you can use in e.g. Apple Pay without limits. Currency accounts in EUR, USD, GBP, and CHF without additional bank fees for consumers. Domestic transfers without limits. Fast transfers, ExpressElixir, SEPA, SEPA Instant, and SWIFT with automatic currency conversion at attractive exchange rates. This is only a part of the services we offer. Learn more at www.unicredit.be.
Screenshots
Verdict
The clearest difference is monetization model: Elari at free against UniCredit PL, BE's free with in-app purchases. Elari also leads on review sentiment (50% vs 40%) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Elari ships an update every 5 weeks, UniCredit PL, BE every 2 weeks. The most recent releases landed on October 12, 2026 and October 20, 2026 respectively.
| Parameter | Elari | UniCredit PL, BE |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.5 (214 ratings) — better |
| Positive reviews | 50.0% of reviews — better | 40.5% of reviews |
| Number of ratings | — | 214 — better |
| Update frequency | Every 5 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 115 MB | 166 MB |
| Age rating | 4+ | 4+ |
| Developer | ProActive Software B.V. | UniCredit NV/SA |
Customer experience
Elari
UniCredit PL, BE
In-app purchases
Elari
No in-app purchases
UniCredit PL, BE
No in-app purchases
