Spend Cloud vs BeSmart Vermogensbeheer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spend Cloud
Manage business expenses, approve invoices, and process payments on the go. This mobile solution streamlines procurement, contract management, and expense claims for organizations. It offers features like photo-based expense reporting and integrated payment options.
- Approve purchase invoices
- View account balances
- Claim expenses with photos
- Process iDEAL payments
- Manage business expenses
- Streamline procurement
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With the Spend Cloud App you can now approve purchase invoices on the go, view balances, and much more! The app is similar to the desktop version, but with much more mobility. Are you working with the Spend Cloud? Approve invoices with the click of a button. Claiming expenses gets even easier. You take a picture, choose the cost type, and add a description. Done! You don’t even need to leave the app to take a picture. iDEAL payments? This too can be done without leaving the app, using a banker app or QR-code scanner. Are you ready to take the next step in processing business expenses? More about the Spend Cloud... One Spend Cloud for all business expenses. Are you ready to optimize your invoice processing, procurement, contract management, and expense claims processes? Are you curious about smart payment cards and the Cash & Card module? Contact us and sign up for a free demo! More than 800 organizations preceded you Everyone can work with our software, even without administrative or computer knowledge With the Spend Cloud, you can not only digitize but also automate and optimize your processes We never stop improving, so we update regularly and for free!
BeSmart Vermogensbeheer
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As a BeSmart Vermogensbeheer customer, you can access our app, which offers a comprehensive overview of your investments, including both liquid and illiquid assets, across multiple custodians and investment advisors. The app provides a clear and concise view of your total assets and their performance. You can track your overall return, asset allocation, and the monthly and yearly performance of your portfolio, along with other key metrics. If you do not yet have access to the app, please reach out to your advisor. Note: This offer is available exclusively to customers of BeSmart Vermogensbeheer
Screenshots
Verdict
The clearest difference is iOS requirement: Spend Cloud at 15.0 against BeSmart Vermogensbeheer's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spend Cloud ships an update every 5 weeks, BeSmart Vermogensbeheer every 2 months. The most recent releases landed on August 27, 2026 and September 16, 2026 respectively.
| Parameter | Spend Cloud | BeSmart Vermogensbeheer |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 98 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | ProActive Software B.V. | Performativ ApS |
In-app purchases
Spend Cloud
No in-app purchases
BeSmart Vermogensbeheer
No in-app purchases
Questions
Is Spend Cloud free?
Is BeSmart Vermogensbeheer free?
Do Spend Cloud or BeSmart Vermogensbeheer have ads?
Which is updated more often, Spend Cloud or BeSmart Vermogensbeheer?
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