Spend Cloud vs Tomorrow

With the Spend Cloud App you can now approve purchase invoices on the go, view balances, and much more! The app is similar to the desktop version, but with much more mobility. Are you working with the Spend Cloud? Approve invoices with the click of a button. Claiming expenses gets even easier. You take a picture, choose the cost type, and add a description. Done! You don’t even need to leave the app to take a picture. iDEAL payments? This too can be done without leaving the app, using a banker app or QR-code scanner. Are you ready to take the next step in processing business expenses? More about the Spend Cloud... One Spend Cloud for all business expenses. Are you ready to optimize your invoice processing, procurement, contract management, and expense claims processes? Are you curious about smart payment cards and the Cash & Card module? Contact us and sign up for a free demo! More than 800 organizations preceded you Everyone can work with our software, even without administrative or computer knowledge With the Spend Cloud, you can not only digitize but also automate and optimize your processes We never stop improving, so we update regularly and for free!

Modern banking for a clearer overview of your finances: with Tomorrow's banking app and current account, you get automatic expense categorisation, smart sub-accounts for saving, and full visibility over your money. Stay on top of your finances with a sustainable current account that doesn't invest a cent in weapons or fossil fuels. FULL CONTROL OVER YOUR FINANCES - Spending control with smart monthly overview: We automatically categorise your expenses into three categories: Essentials, Leisure, and Savings. That way you can easily see how your spending breaks down in your monthly overview. - Simple saving with sub-accounts: Use our sub-accounts to save specifically for what matters to you. Add money flexibly - manually or automatically via standing order. - Attractive interest on the savings account: Set money aside and save with full flexibility and peace of mind. You can access your money anytime. PAYMENTS & BANKING - Free Visa debit card: Pay with your free Visa debit card - Apple Pay: Pay on the go with your virtual card - Free instant transfers: Send money fast with SEPA Instant - Shared account: Share an extra account with your +1 and manage your household finances together (Premium feature) - Travel & leisure protection*: Get covered with the most important insurance for travel and everyday life (scope depends on account model) - Cash: Withdraw or deposit cash easily at partner stores SUSTAINABLE BANKING, WITHOUT THE EXTRA EFFORT - You don't need to do anything extra: just use your account as usual. - The part of your deposits that gets invested is invested sustainably: instead of financing factory farming or fossil fuels like it does with many banks, with Tomorrow it finances things like renewable energy and social infrastructure. - Every card payment supports the restoration of ecosystems in South Africa. No effort, no extra cost to you. - And if you want to do even more: activate Rounding Up and donate your rounded-up payments, for example, to peatland protection in Germany or to support women's economic participation. Or invest in the Tomorrow Fund or Inyova Impact ETF. SECURITY Your money is protected up to €100,000 by deposit insurance. Lost your card? Block it and change your PIN instantly in the app. German data protection standards keep your data secure. Download the app now and open your Tomorrow account in just a few minutes! From €0 for everyone under 21, or if €500 is deposited into your Tomorrow account each month. Notes: The Tomorrow account is provided by our banking partner, Solaris SE. Solaris SE is a fully regulated European bank, licensed and supervised by the German Federal Financial Supervisory Authority (BaFin). The investment mentioned is associated with risks. Visualisations are for illustrative purposes only and do not represent the actual or future performance of the fund. More detailed information and risk disclosures can be found on our website. Terms of participation Savings Account: https://assets.tomorrow.one/en-EU/legal/terms-of-participation/terms-of-participation-savings-account-new-customers.pdf *Insurance services are provided by HanseMerkur. Terms & Conditions can be found on Tomorrow's Website.