i vs Budget.ly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
i
Manage your personal finances with this user-friendly app. Track expenses, monitor income, and gain insights with advanced charts and reports. Secure your data with biometric authentication and set reminders for better financial management.
- Budget management dashboard
- Multi-currency support
- Multiple payment method tracking
- Transaction and report export
- Periodic income and expense reports
- Biometric authentication
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i-Wallet Tracker Your personalized Financial Management App - Expenses Management. Simple Layout, User Friendly Function, Advanced Charts & Reports. Overview your financial status at one glance. Features: - Dashboard for Budget Management - Supports Multiple Currencies - Supports Multiple Payment Method Tracking - Support Transaction and Report Export - Screen Fit Chart Layout & Reports - Income Report on Periodic Basis - Expense Report on Periodic Basis - Report by Expense/Income Category - Report by Payment Type - Reminder - Biometric Authentication to keep your data secret Premium Feature: 1) Unlimited Transaction Record
Budget.ly
This app helps you manage your finances by tracking expenses, setting budgets, and visualizing your spending habits. It offers features like receipt scanning, multiple accounts, and custom categories for detailed financial organization. Enjoy a private and secure experience with data stored locally or via iCloud.
- Log income and expenses with receipt photos
- Set monthly budgets per category
- Visualize spending on a dashboard
- Manage multiple accounts and currencies
- Organize finances with nested categories
- Track savings goals
- Private by design with local data storage
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Budget.ly is the calm way to keep track of your money. Log what you spend in seconds, set a monthly budget for each category, and see where it all goes on a dashboard that finally makes sense. Built for iPhone, iPad and Mac, with everything stored on your device. TRACK • Add income, expenses and transfers with amount, category, account, date, notes and receipt photos • Snap a receipt with the camera or pick one from your photos • Save where a purchase happened and see your spending on a map • Search and filter every transaction; sort by date or amount • Accounts for bank, savings, e-wallet and cash, with balances that update as you go • Recurring payments with reminders before they are due PLAN • Monthly budgets per category with envelope-style progress bars • Savings goals with target amounts and dates • Calendar view of your spending day by day ORGANISE • Separate journals for personal, business, a side project or a trip, each with its own accounts, categories and currency • Every world currency, with the symbol shown the way you expect • Nested categories with your own colours and icons • Lock the app with Face ID or Touch ID UNDERSTAND • Dashboard with balance, income, expenses and net savings for any week, month, year or custom range • Spending breakdown by category • Yearly overview as a table or chart, with any category as an extra column • Trends and analytics across all your accounts BUDGET.LY PRO • Assistant: ask about your spending or log a transaction by chat, powered by Apple Intelligence on your device* • Receipt scanning: snap a receipt and the assistant drafts the transaction • CSV import from Excel, Numbers, Notion or your bank • iCloud sync across iPhone, iPad and Mac • Unlimited transactions (the free plan includes 25) PRIVATE BY DESIGN No account, no ads, no tracking. Your data lives on your device and, if you choose, in your private iCloud. Export a JSON backup or CSV at any time, and local snapshots protect you from accidental loss. Upgrading from Budget.ly 1.x brings your existing wallets, categories and expenses across automatically. *The assistant requires a device that supports Apple Intelligence. SUBSCRIPTION Budget.ly Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel any time in your App Store account settings. Terms of Use - https://sites.google.com/view/appsettings/terms-of-use Privacy Policy - https://sites.google.com/view/appsettings/prviacy-policy
Screenshots
Verdict
The clearest difference is rating: Budget.ly at 5.0 against i's 1.0. Budget.ly also leads on ads (none vs shown) and update cadence (every 2 days vs every 3 weeks). i's advantage is iOS requirement (12.1 vs 26.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. i sells 1 one-off in-app purchase and Budget.ly sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Budget.ly holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
i ships an update every 3 weeks, Budget.ly every 2 days. The most recent releases landed on October 29, 2026 and November 3, 2026 respectively.
| Parameter | i | Budget.ly |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 | 1 |
| Update frequency | Every 3 weeks | Every 2 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 12.1 — better | 26.0 |
| Further details — not scored | ||
| Size | 18 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Alven Kam | Jaden K |
Customer experience
i
Budget.ly
In-app purchases
i
- iWallet Tracker Premium$2.99
Budget.ly
- Premium Subscription (1 Month)3 Days trial$4.991 Month
- Premium Subscription (1 Year)$40.991 Year









