Comparison

Monex Pay vs Monies Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monex Pay

Manage your Monex Europe accounts on the go. Conduct FX trades and international payments in over 50 currencies with live exchange rates. Securely track payment statuses and manage beneficiaries with multi-user authorization.

Highlights
  • FX trade and payment management
  • Access to Monex Europe accounts
  • Live exchange rates
  • Track payment status
  • Manage beneficiaries
  • Multi-user authorization
Read full description

The Monex Pay app offers business and private clients mobile access to their Monex Europe accounts, enabling the management of foreign exchange payments, balances, FX trades and accounts with ease. Take greater control of your business’ online foreign exchange transactions, using live exchange rates and track the status of your payments. Key features of the Monex Pay app: - Control over all FX trades and fast, secure international payments in over 50 currencies - Different types of foreign currency transactions, including same-day, tomorrow and spot contracts - Easily manage, view and add beneficiaries with full multi-user authorisation

About

Monies Expense Tracker

This simple expense tracker mimics a spreadsheet interface for quick entry and deletion of financial items. It offers iCloud syncing for iPhone and iPad users, with no advanced features like bank linking or charts.

Highlights
  • Spreadsheet-like interface
  • Quick item entry
  • Easy item deletion
  • iCloud syncing
  • Available on iPhone and iPad
Read full description

Monies is a very basic expense tracker app I made for my wife. It looks like a spreadsheet because she’d been using a spreadsheet to track her expenses. But it’s like a spreadsheet on… whatever the opposite of steroids is. The whole point of the interface is to let you add items quickly. Just tap anywhere to start editing, then tap next on the keyboard to jump to the next cell. To delete an item, just clear its price and name, then tap Save. There are no fancy features like linking bank accounts, charts, or even a settings screen. It is available for free on iPhone and iPad, and it syncs via iCloud. I hope you find it useful.

Screenshots

Monex Pay3 screens
Monies Expense Tracker2 screens

Verdict

The call

The clearest difference is rating: Monex Pay at 5.0 against Monies Expense Tracker's 4.5. Monex Pay also leads on in-app purchases (none vs 1) and update cadence (every 3 weeks vs every 12 months). Monies Expense Tracker's advantage is ratings volume (8 vs 2) and device support (4 vs 2). On price, ads, monetization model and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monies Expense Tracker sells 1 one-off in-app purchase. Monex Pay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Monex Pay holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 8 respectively. Written reviews point the same way: 100% of Monex Pay's written reviews are positive against 88% of Monies Expense Tracker's.

UpkeepUpdate frequency

Monex Pay ships an update every 3 weeks, Monies Expense Tracker every 12 months. The most recent releases landed on October 12, 2026 and October 16, 2026 respectively.

Scorecard6 real differences · 4 level
Monex Pay versus Monies Expense Tracker: the parameters behind the verdict, then further details
ParameterMonex PayMonies Expense Tracker
PriceFreeFree
Rating5.0 (2 ratings) — better4.5 (8 ratings)
Positive reviews100.0% of reviews — better87.5% of reviews
Number of ratings28 — better
Update frequencyEvery 3 weeks — betterEvery 12 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod, Mac — better
Requires iOS14.0 — better15.0
Further details — not scored
Size14 MB2 MB
Age rating4+4+
DeveloperMonex Europe LtdAnd a Dinosaur

Customer experience

Monex Pay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Monies Expense Tracker

All ratings8 ratings
Positive87.5%
Neutral12.5%
Negative0.0%
Written reviews8 reviews
Positive87.5%
Neutral12.5%
Negative0.0%

In-app purchases

None

Monex Pay

No in-app purchases

1 purchases

Monies Expense Tracker

One-time1
  • Tip$0.99

Questions

Is Monex Pay free?
Monex Pay is free to download, with no in-app purchases.
Is Monies Expense Tracker free?
Monies Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Monex Pay or Monies Expense Tracker?
Monex Pay is rated higher. Monex Pay averages 5.0 out of 5 from 2 ratings, while Monies Expense Tracker averages 4.5 from 8 ratings.
Do Monex Pay or Monies Expense Tracker have ads?
Neither Monex Pay nor Monies Expense Tracker shows ads.
Which is updated more often, Monex Pay or Monies Expense Tracker?
Monex Pay ships an update every 3 weeks, and Monies Expense Tracker every 12 months. Most recently, Monex Pay was updated on October 12, 2026 and Monies Expense Tracker on October 16, 2026.

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