Comparison

Expense Keep vs Monies Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Keep

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

Highlights
  • Track expenses and income
  • Organize money into accounts/envelopes
  • Set up recurring transactions
  • View monthly history and cash flow
  • Create custom expense categories
  • Transfer money between accounts
Features
Read full description

Expense Keep is the simplest and quickest way to track your expenses. It will save you money and improve your financial health. Expense Keep has been downloaded over 500,000 times and ranked top 5 Finance app in 33 countries. "This is exactly what I was looking for. It has cut my spending tremendously. Couldn't be happier with this app." "I have never rated an app before but I feel so strongly about this app that I knew I had to share with everyone how great it is!" "All I wanted was a sole app to track multiple accounts. This does it. I love it and have deleted all of my other expense tracking apps." "This app is the only budget app that I could find which works well with a zero-based budget." "This is the best budget envelope app available. So beautifully designed and simple to use. Includes recurring transactions and transfers between envelopes." "This app is awesome! Super easy to use without requiring so much personal info like other apps (Mint)." "Finally an expenses tracking app that don't force you to connect every single bank account you have. This app is for those, like me, that like to keep their info as private as possible." "This app is helping me feel in much more control of my finances." "This app is fantastic. Don't know how i ever managed without it." "Awesome app. Easy to use. Quick to set up and quick to input transactions." "Have tried a number of apps to track expenses, and this one has everything I've been looking for." Expense Keep is a personal finance app built to be fast and designed to be flexible yet simple to use. Organize your money into separate accounts and track your expenses and incomes. Accounts can be used to track your bank account balances or as "envelopes" for your different spending groups. FEATURES: Accounts + Add/Edit/Delete accounts. + Set starting balance. + Organize your money into separate accounts. + View current balance of each account. Expenses and Incomes + Add/Edit/Delete entries for expenses and incomes. + Create custom expense categories. + Assign expenses/incomes to an account. + Set a date and note for each entry. + Select a category for expenses. Transfers + Add/Edit/Delete transfers. + Transfer money from one account to another. + Helps you stay on budget when you overspend in one account. Recurring Entries + Add/Edit/Delete recurring entries that get automatically entered. + Setup recurring expenses/incomes/transfers for each account. + Set repeat cycles of daily, weekly, biweekly, monthly and more. + Set a start date and end date for recurring expenses. + Or set recurring expenses to be ongoing with no end date. Monthly History + View all entries for current month. + Go back and see previous months' entries. + Go to future months and add entries ahead of time. Cash Flow + See how much you earned/spent for the month. + Cash flow bar chart helps you spend less than you earn. Expense Chart + Pie chart shows your expenses broken down into categories. + See where all your money is going. + Filter pie chart to show only the accounts you select. Report + CSV export Security + Passcode lock feature More features coming soon! Have questions, requests, or feedback? Send them to info@expensekeep.com If you enjoy using Expense Keep or found the app useful, please consider leaving a review. It helps us a lot. Thank you!

About

Monies Expense Tracker

This simple expense tracker mimics a spreadsheet interface for quick entry and deletion of financial items. It offers iCloud syncing for iPhone and iPad users, with no advanced features like bank linking or charts.

Highlights
  • Spreadsheet-like interface
  • Quick item entry
  • Easy item deletion
  • iCloud syncing
  • Available on iPhone and iPad
Read full description

Monies is a very basic expense tracker app I made for my wife. It looks like a spreadsheet because she’d been using a spreadsheet to track her expenses. But it’s like a spreadsheet on… whatever the opposite of steroids is. The whole point of the interface is to let you add items quickly. Just tap anywhere to start editing, then tap next on the keyboard to jump to the next cell. To delete an item, just clear its price and name, then tap Save. There are no fancy features like linking bank accounts, charts, or even a settings screen. It is available for free on iPhone and iPad, and it syncs via iCloud. I hope you find it useful.

Screenshots

Expense Keep4 screens
Monies Expense Tracker2 screens

Verdict

The call

The clearest difference is update cadence: Expense Keep at every 6 weeks against Monies Expense Tracker's every 12 months. Expense Keep also leads on ratings volume (1.7K vs 8). Monies Expense Tracker's advantage is monetization model (free vs free with in-app purchases) and review sentiment (88% vs 77%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Keep sells 1 one-off in-app purchase and Monies Expense Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for Expense Keep against 4.5 for Monies Expense Tracker. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 8, so its average is the more settled of the two. Written reviews are what separate them: 77% of Expense Keep's written reviews are positive against 88% of Monies Expense Tracker's.

UpkeepUpdate frequency

Expense Keep ships an update every 6 weeks, Monies Expense Tracker every 12 months. The most recent releases landed on October 2, 2026 and October 1, 2026 respectively.

Scorecard6 real differences · 4 level
Expense Keep versus Monies Expense Tracker: the parameters behind the verdict, then further details
ParameterExpense KeepMonies Expense Tracker
PriceFreeFree
Rating4.4 (1.7K ratings)4.5 (8 ratings) — better
Positive reviews77.5% of reviews87.5% of reviews — better
Number of ratings1.7K — better8
Update frequencyEvery 6 weeks — betterEvery 12 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPad, iPod, Mac — better
Requires iOS17.015.0 — better
Further details — not scored
Size5 MB2 MB
Age rating4+4+
DeveloperTayson NguyenAnd a Dinosaur

Customer experience

Expense Keep

All ratings1,685 ratings
Positive87.7%
Neutral5.8%
Negative6.5%
Written reviews364 reviews
Positive77.5%
Neutral8.5%
Negative14.0%

Monies Expense Tracker

All ratings8 ratings
Positive87.5%
Neutral12.5%
Negative0.0%
Written reviews8 reviews
Positive87.5%
Neutral12.5%
Negative0.0%

Bugs and requests

Expense Keep

Reported bugs

4 issues
  • App crashes on launch after recent update
  • Dark mode functionality is broken
  • Recurring expense dates not updating correctly
  • Unable to export data or send feedback in-app

Requested features

5 requests
  • Add support for multiple currencies
  • Implement a monthly budgeting feature
  • Allow customization of expense categories
  • Improve data export and reporting options
  • Integrate cloud backup and cross-device sync

Monies Expense Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Expense Keep

One-time1
  • Expense Keep Pro$19.99
1 purchases

Monies Expense Tracker

One-time1
  • Tip$0.99

Questions

Is Expense Keep free?
Expense Keep is free to download, with in-app purchases available.
Is Monies Expense Tracker free?
Monies Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Expense Keep or Monies Expense Tracker?
Monies Expense Tracker is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Monies Expense Tracker averages 4.5 from 8 ratings.
Do Expense Keep or Monies Expense Tracker have ads?
Neither Expense Keep nor Monies Expense Tracker shows ads.
Which is updated more often, Expense Keep or Monies Expense Tracker?
Expense Keep ships an update every 6 weeks, and Monies Expense Tracker every 12 months. Most recently, Expense Keep was updated on October 2, 2026 and Monies Expense Tracker on October 1, 2026.

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