Expense Keep vs Budget App & Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Keep
This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.
- Track expenses and income
- Organize money into accounts/envelopes
- Set up recurring transactions
- View monthly history and cash flow
- Create custom expense categories
- Transfer money between accounts
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Expense Keep is the simplest and quickest way to track your expenses. It will save you money and improve your financial health. Expense Keep has been downloaded over 500,000 times and ranked top 5 Finance app in 33 countries. "This is exactly what I was looking for. It has cut my spending tremendously. Couldn't be happier with this app." "I have never rated an app before but I feel so strongly about this app that I knew I had to share with everyone how great it is!" "All I wanted was a sole app to track multiple accounts. This does it. I love it and have deleted all of my other expense tracking apps." "This app is the only budget app that I could find which works well with a zero-based budget." "This is the best budget envelope app available. So beautifully designed and simple to use. Includes recurring transactions and transfers between envelopes." "This app is awesome! Super easy to use without requiring so much personal info like other apps (Mint)." "Finally an expenses tracking app that don't force you to connect every single bank account you have. This app is for those, like me, that like to keep their info as private as possible." "This app is helping me feel in much more control of my finances." "This app is fantastic. Don't know how i ever managed without it." "Awesome app. Easy to use. Quick to set up and quick to input transactions." "Have tried a number of apps to track expenses, and this one has everything I've been looking for." Expense Keep is a personal finance app built to be fast and designed to be flexible yet simple to use. Organize your money into separate accounts and track your expenses and incomes. Accounts can be used to track your bank account balances or as "envelopes" for your different spending groups. FEATURES: Accounts + Add/Edit/Delete accounts. + Set starting balance. + Organize your money into separate accounts. + View current balance of each account. Expenses and Incomes + Add/Edit/Delete entries for expenses and incomes. + Create custom expense categories. + Assign expenses/incomes to an account. + Set a date and note for each entry. + Select a category for expenses. Transfers + Add/Edit/Delete transfers. + Transfer money from one account to another. + Helps you stay on budget when you overspend in one account. Recurring Entries + Add/Edit/Delete recurring entries that get automatically entered. + Setup recurring expenses/incomes/transfers for each account. + Set repeat cycles of daily, weekly, biweekly, monthly and more. + Set a start date and end date for recurring expenses. + Or set recurring expenses to be ongoing with no end date. Monthly History + View all entries for current month. + Go back and see previous months' entries. + Go to future months and add entries ahead of time. Cash Flow + See how much you earned/spent for the month. + Cash flow bar chart helps you spend less than you earn. Expense Chart + Pie chart shows your expenses broken down into categories. + See where all your money is going. + Filter pie chart to show only the accounts you select. Report + CSV export Security + Passcode lock feature More features coming soon! Have questions, requests, or feedback? Send them to info@expensekeep.com If you enjoy using Expense Keep or found the app useful, please consider leaving a review. It helps us a lot. Thank you!
Budget App & Expense Tracker
This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.
- Unlimited wallets for personal and business expenses
- Automatic expense tracking via bank feeds
- Receipt scanning and storage
- Weekly and monthly budget planning
- Spending limit notifications
- Visual charts and expense breakdowns
- Data exporting via CSV
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Brought to you by the #1 award-winning app. Bookipi Expense is a FREE budgeting app with an easy-to-use expense tracker. Plan and record expenses and scan receipts on the go. Use beautiful charts to review your cash flow and plan your budget weekly or monthly. Automatically track expenses by connecting your bank feeds to your in-app wallets. Your expense transaction line items automatically flow through to the expense tracking app with secure and real-time bank feeds. Unlike other budgeting and money management apps, Bookipi Expense helps you separate personal finances and business expenses with UNLIMITED WALLETS for free. You can track your business, travel, and personal expenses in one budgeting platform. Trusted by over 500,000+ small business owners and freelancers in 179 different countries, Bookipi is now delivering the FULL experience. Sync your budgeting data to our invoice maker and receive payments on the same platform. Track all of your income & expenses with a versatile budget planner app. Monitor your spending and SAVE MONEY TODAY. KEY FEATURES: FREE Unlimited Wallets Track your expenses and earnings for personal, professional, or even per-project purposes. By using multiple wallets for multiple occasions, you’re guaranteed never to lose track of your spending. Sync Wallet Balance to Bank Feed Sync your bank to your wallets in real time! Add multiple bank feeds and ditch summarizing expenses across your bank accounts. Save time and manage all of your expenses in one app. Budget Planning Easily create monthly or weekly budgets for better money management. Receive notifications for when you are nearing your limit. Spending Limits Set unique spending limits on each of your unlimited wallets. We'll notify you when your spending is close to your budget limit based on your inputs and real-time bank feeds. Unique Categorization Log and categorize your expense and income entries to make your finances easy to review and organize. Complete with unique icon assigning. Charts & Expense Breakdowns Each wallet has a unique daily report of monthly income & expenses. Visualize your spending patterns and plan your finances ahead of time with our charts and expense breakdowns. By analyzing your monthly financial activity, find out how you can save more money. Receipt Storage Store and manage receipts for easy retrieval. Just take a picture to store it in our secure databases for your easy reference. Review Transactions Our money management app helps with record-keeping so you’re more confident in money matters. Search transactions by date and name, and find attached photo receipts. Data Exporting Generate instant summaries of your wallets with a tap through our CSV exporting feature. Automatic Bookipi Invoicing Data Synchronising Bookipi Invoice users are rewarded with automatic data syncing. Allowing you to keep track of all of your income and expenses in one seamless process. OTHER OUTSTANDING FEATURES: - Expense Record Keeping - Change Currency - Transfer Expenses Between Wallets - Transaction Notes - In-App Chat Support - Global Currency Selections - Intuitive UI Design - Frequently Updated Video Tutorials Bookipi Expense is the easiest free app to track personal & business expenses in one app. Manage your expenses and plan your spending on the go. Track how much money goes in and out of your accounts and have full control over your finances today!
Screenshots
Verdict
The clearest difference is rating: Budget App & Expense Tracker at 4.8 against Expense Keep's 4.4. Budget App & Expense Tracker also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.0). Expense Keep's advantage is review sentiment (77% vs 65%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Keep sells 1 one-off in-app purchase and Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Budget App & Expense Tracker holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 1.7K and 2.7K respectively. Written reviews complicate that: 77% of Expense Keep's written reviews are positive against 65% of Budget App & Expense Tracker's, so the app with the better star average is not the one people write more warmly about.
Expense Keep ships an update every 6 weeks, Budget App & Expense Tracker every 5 weeks. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.
| Parameter | Expense Keep | Budget App & Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.7K ratings) | 4.8 (2.7K ratings) — better |
| Positive reviews | 77.5% of reviews — better | 65.2% of reviews |
| Number of ratings | 1.7K | 2.7K — better |
| Update frequency | Every 6 weeks | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 92 MB |
| Age rating | 4+ | 4+ |
| Developer | Tayson Nguyen | Bookipi Pty Ltd |
Customer experience
Expense Keep
Budget App & Expense Tracker
User reviews
Expense Keep
From 1.7K App Store ratingsWhat we love
- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version
Room to improve
- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall
Budget App & Expense Tracker
From 2.7K App Store ratingsWhat we love
- 🚀 Great app, easy to use
- 👍 Useful features, good for business/personal use
- ⭐ Fantastic, best app for expense tracking
- 💯 Awesome, perfect for my needs
Room to improve
- 🐛 Bugs, issues with recurring transactions and wallet balances
- 🔍 Missing features like landscape mode, custom recurring expenses
- ⚠️ Compatibility issues with newer devices, UI not optimized
- 🔒 Concerns about subscription/bank connection process
Bugs and requests
Expense Keep
Reported bugs
4 issues- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app
Requested features
5 requests- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync
Budget App & Expense Tracker
Reported bugs
4 issues- Entries disappearing and reappearing randomly
- Incorrect wallet totals shown
- Recurring transactions not working as expected
- Compatibility issues with newer iOS devices
Requested features
5 requests- Ability to view recurring expenses in future months
- Option to upload documents/receipts, not just photos
- Automatic categorization of scanned receipts
- Customizable categories and icons
- Dark mode option
In-app purchases
Expense Keep
- Expense Keep Pro$19.99
Budget App & Expense Tracker
- Single Bank | Monthly2 Months trial$2.991 Month
- Unlimited Banks | Monthly2 Months trial$4.491 Month
- Single Bank | Annual2 Months trial$23.991 Year
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- Unlimited Banks | Annual2 Months trial$35.991 Year
Questions
Is Expense Keep free?
Is Budget App & Expense Tracker free?
Which has better reviews, Expense Keep or Budget App & Expense Tracker?
Do Expense Keep or Budget App & Expense Tracker have ads?
Which is updated more often, Expense Keep or Budget App & Expense Tracker?
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