Comparison

PayTogether vs Smart saving

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

PayTogether

Features
Read full description

Keeping an eye on monthly expenses gets tricky, when living together with someone but not sharing the same bank account. At times you would like a quick overview about who has spent most, who is up for the next payment of e.g. groceries. With this app you will be able to manage your expenses, list them and share them with family, friends or flat mates. When sharing a list, every member can add own spendings and hence create an overview about the current status. - no limit of lists - synchronization between desktop and mobile app (also for windows available) - invite others and share expense lists - individual expense lists - daily comparison of expenses with list-members - reset expense lists (e.g. at the end of month) - optional a balance of expenses can be kept after list was reset

About

Smart saving

Features
Read full description

Smart Saving is a simple monthly income and expense tracker that helps you stay aware of your spending. Enter your salary once, add expenses as you spend, and Smart Saving will instantly show how much you have left. Clean, fast, and easy to use.

Screenshots

PayTogether4 screens
Smart saving4 screens

Verdict

The call

The clearest difference is update cadence: Smart saving at every 9 days against PayTogether's every 5 months. PayTogether's advantage is iOS requirement (8.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayTogether ships an update every 5 months, Smart saving every 9 days. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.

Scorecard2 real differences ยท 4 level
PayTogether versus Smart saving: the parameters behind the verdict, then further details
ParameterPayTogetherSmart saving
PriceFreeFree
Update frequencyEvery 5 monthsEvery 9 days โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS8.0 โ€” better13.0
Further details โ€” not scored
Size91 MB19 MB
Age rating4+17+
DeveloperOliver Sasssamer sweiss

In-app purchases

None

PayTogether

No in-app purchases

None

Smart saving

No in-app purchases

Questions

Is PayTogether free?
PayTogether is free to download, with no in-app purchases.
Is Smart saving free?
Smart saving is free to download, with no in-app purchases.
Do PayTogether or Smart saving have ads?
Neither PayTogether nor Smart saving shows ads.
Which is updated more often, PayTogether or Smart saving?
PayTogether ships an update every 5 months, and Smart saving every 9 days. Most recently, PayTogether was updated on October 26, 2026 and Smart saving on October 30, 2026.

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