iPay88 Direct Pay vs BDO Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iPay88 Direct Pay
This app empowers merchants to manage business transactions securely and efficiently. It offers real-time updates on sales and inventory, simplified customer transaction history, and the ability to accept various payment methods. Merchants can create e-receipts and monitor their business on the go.
- Facilitates various payment methods
- Secure encrypted transactions
- Real-time sales and inventory updates
- Simplified customer transaction history
- E-receipt generation
- PCI DSS compliant
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An Application that provide merchants the mobility to facilitates its' businesses to variety of payment methods. As business are moving cashless, DirectPay provides merchants the mobility to facilitates its daily transactions in a secured encrypted environment. Features includes: Transactions Dealing, monitoring and accepting business transactions. Security Features Merchants are not required to possess, transmit or in contact of any sensitive data. The App is also fully encrypted and in compliance with PCI DSS Multi-Platform Accepts variety payment method such AliPay, major credit cards. Customers Details Simplified customers transaction history and information details on the go. E-Receipts Creates receipts and transaction acknowledgment Keeping Track Provides real time updates on information such as sales & inventories. This mobile App is catered specially for the merchants to be able to monitor and be updated on its business constantly, all that is needed is a smartphone/tablet and data connection.
BDO Pay
This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.
- Scan QR Ph codes
- Send money for free to BDO accounts
- Pay bills with no service fees
- Request money from users
- Split bills
- Buy load
- QR withdrawals and deposits
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No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.
Screenshots
Verdict
The clearest difference is rating: BDO Pay at 4.8 against iPay88 Direct Pay's 1.0. BDO Pay also leads on ratings volume (1.7K vs 2) and update cadence (monthly vs every 2 months). iPay88 Direct Pay's advantage is monetization model (free vs free with in-app purchases) and review sentiment (50% vs 31%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BDO Pay holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 50% of iPay88 Direct Pay's written reviews are positive against 31% of BDO Pay's, so the app with the better star average is not the one people write more warmly about.
iPay88 Direct Pay ships an update every 2 months, BDO Pay monthly. The most recent releases landed on October 6, 2026 and October 14, 2026 respectively.
| Parameter | iPay88 Direct Pay | BDO Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 4.8 (1.7K ratings) — better |
| Positive reviews | 50.0% of reviews — better | 30.8% of reviews |
| Number of ratings | 2 | 1.7K — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 59 MB | 576 MB |
| Age rating | 4+ | 4+ |
| Developer | iPay88 Sdn Bhd | BDO Unibank, Inc. |
Customer experience
iPay88 Direct Pay
BDO Pay
In-app purchases
iPay88 Direct Pay
No in-app purchases
BDO Pay
No in-app purchases
Questions
Is iPay88 Direct Pay free?
Is BDO Pay free?
Which has better reviews, iPay88 Direct Pay or BDO Pay?
Do iPay88 Direct Pay or BDO Pay have ads?
Which is updated more often, iPay88 Direct Pay or BDO Pay?
Other comparisons
