Comparison

Cepte Cardif vs Metro Bank Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cepte Cardif

Access and manage your pension fund contracts and life insurance policies on the go. View detailed savings, interest, coverage amounts, and contribution history. Perform transactions like changing payments or fund distribution, and use a simulator to predict future savings.

Highlights
  • View pension fund details
  • Manage life insurance policies
  • Track savings and interest
  • Review coverage amounts
  • Simulator for future savings
  • Change monthly payments
  • Adjust fund distribution
Features
Read full description

This is hybrid application for our retail customers to reach their products in our company anytime anywhere thru their smart phone. With this application, customers can view detailed information about their pension fund contracts and life insurance policies. To mention briefly; application has two main homepages and some submenus. Pension funds and Insurance Policies. In the pension funds homepage, customers can view total numbers in a dashboard about their products such as the amount of total savings and gained interest etc. In the insurance home page, they can see the types and total amounts of coverages their policies provide. In the subpages, for pension funds, detailed information like monthly contribution, additional one time contributions, government contribution etc. can be found. For insurance products , details like amount of coverage per policy , amount of premium and payment history etc. can be found in the insurance submenu. Three transaction can be performed in total which are all related to pension funds contracts. Changing the amount of monthly payment , changing the fund distribution in a pension funds contract, taking the request of cancellation for a funds contract within the first two months. In addition to these features, application also includes a simulator for customers to predict the total savings for a pension funds contract by inputting different parameters i.e. starting age, retirement age, monthly and additional interim payments.

About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

Screenshots

Cepte Cardif4 screens
Metro Bank Authenticator3 screens

Verdict

The call

The clearest difference is update cadence: Cepte Cardif at every 3 months against Metro Bank Authenticator's every 12 months. Cepte Cardif also leads on review sentiment (12% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cepte Cardif ships an update every 3 months, Metro Bank Authenticator every 12 months. The most recent releases landed on September 20, 2026 and September 17, 2026 respectively.

Scorecard2 real differences · 8 level
Cepte Cardif versus Metro Bank Authenticator: the parameters behind the verdict, then further details
ParameterCepte CardifMetro Bank Authenticator
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews11.8% of reviews — better0.0% of reviews
Number of ratings1 — better—
Update frequencyEvery 3 months — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.114.0 — better
Further details — not scored
Size14 MB12 MB
Age rating4+4+
DeveloperBnp Paribas Cardif TurkiyeMetroBank

Customer experience

Cepte Cardif

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews51 reviews
Positive11.8%
Neutral3.9%
Negative84.3%

Metro Bank Authenticator

Written reviews19 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Cepte Cardif

No in-app purchases

None

Metro Bank Authenticator

No in-app purchases

Questions

Is Cepte Cardif free?
Cepte Cardif is free to download, with no in-app purchases.
Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Do Cepte Cardif or Metro Bank Authenticator have ads?
Neither Cepte Cardif nor Metro Bank Authenticator shows ads.
Which is updated more often, Cepte Cardif or Metro Bank Authenticator?
Cepte Cardif ships an update every 3 months, and Metro Bank Authenticator every 12 months. Most recently, Cepte Cardif was updated on September 20, 2026 and Metro Bank Authenticator on September 17, 2026.

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