Comparison

Cepte Cardif vs Splitly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cepte Cardif

Access and manage your pension fund contracts and life insurance policies on the go. View detailed savings, interest, coverage amounts, and contribution history. Perform transactions like changing payments or fund distribution, and use a simulator to predict future savings.

Highlights
  • View pension fund details
  • Manage life insurance policies
  • Track savings and interest
  • Review coverage amounts
  • Simulator for future savings
  • Change monthly payments
  • Adjust fund distribution
Features
Read full description

This is hybrid application for our retail customers to reach their products in our company anytime anywhere thru their smart phone. With this application, customers can view detailed information about their pension fund contracts and life insurance policies. To mention briefly; application has two main homepages and some submenus. Pension funds and Insurance Policies. In the pension funds homepage, customers can view total numbers in a dashboard about their products such as the amount of total savings and gained interest etc. In the insurance home page, they can see the types and total amounts of coverages their policies provide. In the subpages, for pension funds, detailed information like monthly contribution, additional one time contributions, government contribution etc. can be found. For insurance products , details like amount of coverage per policy , amount of premium and payment history etc. can be found in the insurance submenu. Three transaction can be performed in total which are all related to pension funds contracts. Changing the amount of monthly payment , changing the fund distribution in a pension funds contract, taking the request of cancellation for a funds contract within the first two months. In addition to these features, application also includes a simulator for customers to predict the total savings for a pension funds contract by inputting different parameters i.e. starting age, retirement age, monthly and additional interim payments.

About

Splitly

Features
Read full description

Splitly, arkadaş gruplarında ortak harcamaları adil ve şeffaf biçimde takip etmen için tasarlandı. Ne yapabilirsin? • Grup oluştur, para birimi seç, üye veya geçici katılımcı ekle • Harcamayı eşit, tutar, yüzde veya pay ile böl • “Yediğini öde”: fişten masa aç, herkes kendi ürününü seçsin • Anlık bakiye ve kim-kime önerileri gör • Dışarıda yapılan ödemeleri tam veya kısmi kaydet • Davet et: link, kod veya QR • Bildirimleri yönet; isteğe bağlı ödeme hatırlatması gönder • Verilerini dışa aktar veya hesabını sil Gizlilik Reklam ve izleme yok. Verilerin Avrupa’daki sunucularda, grup izolasyonu ile korunur. İsteğe bağlı fiş okuma için kendi Gemini API anahtarını kullanabilirsin; anahtar sunucularımızda saklanmaz.

Screenshots

Cepte Cardif4 screens
Splitly4 screens

Verdict

The call

The clearest difference is update cadence: Splitly at weekly against Cepte Cardif's every 3 months. Cepte Cardif's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cepte Cardif ships an update every 3 months, Splitly weekly. The most recent releases landed on October 7, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
Cepte Cardif versus Splitly: the parameters behind the verdict, then further details
ParameterCepte CardifSplitly
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews11.8% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size14 MB7 MB
Age rating4+4+
DeveloperBnp Paribas Cardif TurkiyeMetin Kayan

In-app purchases

None

Cepte Cardif

No in-app purchases

None

Splitly

No in-app purchases

Questions

Is Cepte Cardif free?
Cepte Cardif is free to download, with no in-app purchases.
Is Splitly free?
Splitly is free to download, with no in-app purchases.
Do Cepte Cardif or Splitly have ads?
Neither Cepte Cardif nor Splitly shows ads.
Which is updated more often, Cepte Cardif or Splitly?
Cepte Cardif ships an update every 3 months, and Splitly weekly. Most recently, Cepte Cardif was updated on October 7, 2026 and Splitly on September 21, 2026.

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