Comparison

ING Mobil vs Cepte Cardif

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Mobil

Manage your banking needs on the go. Open accounts, apply for loans and credit cards, pay bills, and transfer money. Get instant answers from a smart chatbot or connect with experts via video.

Highlights
  • Instant account opening
  • Money transfers and bill payments
  • Loan and credit card applications
  • Savings account management
  • Insurance policy renewals
  • Smart banking chatbot
  • Remote expert advice
Features
Read full description

If you are not a customer yet, you can become an ING customer instantly with ING Mobile, without going to the branch or waiting for a courier!   By starting to use ING Mobile immediately, you can easily perform many transactions from money transfer to bill payment, from loan application to insurance policy renewal.   If you do not know your password to log in to ING Mobile, you can obtain your password with your ING card information or with your new ID card.   What can you do at ING Mobile?   • By opening an e-Orange Account, you can evaluate your savings, benefit from advantageous deposit rates, and monitor your daily earnings.   • You can apply for the loan that suits you best, and you can use it instantly when your loan is approved.   • You can join the Orange Extra program, and follow your spending limit in order to continue to benefit from the advantages of the Orange Extra world. If you are an Orange Extra member, you can make your money transfers without paying any fees.   • You can apply for a credit card, easily view your card statement, pay your expenses in installments and increase your card limit. You can access Sabiha Gökçen Airport privileges with your ING Pegasus BolBol Premium Card.   • You can secure yourself by choosing the insurance product that suits your needs.   • You can quickly and easily perform your daily banking transactions such as account transactions, money transfer, credit card payment, automatic bill payment, tax debt viewing and payment, foreign exchange purchase and sale.   • You can ask your questions about banking products or transactions to the smart banking chatbot INGo 24/7 and get instant answers. Moreover, INGo can direct you to Live Chat with an agent whenever you need it.   • With the Remote Advice, by video chatting with our experts; You can get information about investment, insurance, BES, credit and Currency Protected TL Account and perform your transactions.   • You can participate in the campaigns organized on ING Mobile, get discounts from different sectors, and benefit from special offers.   • If you are a corporate customer, you can easily perform check, approval-cancellation transactions via ING Mobile.   We will continue to develop and update ING Mobile every day so that you can easily perform your banking transactions from anywhere.   Less time for banking and more time for life with ING.

About

Cepte Cardif

Access and manage your pension fund contracts and life insurance policies on the go. View detailed savings, interest, coverage amounts, and contribution history. Perform transactions like changing payments or fund distribution, and use a simulator to predict future savings.

Highlights
  • View pension fund details
  • Manage life insurance policies
  • Track savings and interest
  • Review coverage amounts
  • Simulator for future savings
  • Change monthly payments
  • Adjust fund distribution
Features
Read full description

This is hybrid application for our retail customers to reach their products in our company anytime anywhere thru their smart phone. With this application, customers can view detailed information about their pension fund contracts and life insurance policies. To mention briefly; application has two main homepages and some submenus. Pension funds and Insurance Policies. In the pension funds homepage, customers can view total numbers in a dashboard about their products such as the amount of total savings and gained interest etc. In the insurance home page, they can see the types and total amounts of coverages their policies provide. In the subpages, for pension funds, detailed information like monthly contribution, additional one time contributions, government contribution etc. can be found. For insurance products , details like amount of coverage per policy , amount of premium and payment history etc. can be found in the insurance submenu. Three transaction can be performed in total which are all related to pension funds contracts. Changing the amount of monthly payment , changing the fund distribution in a pension funds contract, taking the request of cancellation for a funds contract within the first two months. In addition to these features, application also includes a simulator for customers to predict the total savings for a pension funds contract by inputting different parameters i.e. starting age, retirement age, monthly and additional interim payments.

Screenshots

ING Mobil4 screens
Cepte Cardif4 screens

Verdict

The call

The clearest difference is rating: ING Mobil at 4.8 against Cepte Cardif's 1.0. ING Mobil also leads on update cadence (weekly vs every 3 months) and ratings volume (331 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ING Mobil holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: ING Mobil has 331 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 37% of ING Mobil's written reviews are positive against 12% of Cepte Cardif's.

UpkeepUpdate frequency

ING Mobil ships an update weekly, Cepte Cardif every 3 months. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 6 level
ING Mobil versus Cepte Cardif: the parameters behind the verdict, then further details
ParameterING MobilCepte Cardif
PriceFreeFree
Rating4.8 (331 ratings) — better1.0 (1 ratings)
Positive reviews36.6% of reviews — better11.8% of reviews
Number of ratings331 — better1
Update frequencyWeekly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size302 MB14 MB
Age rating12+4+
DeveloperING Bank A.Ş.Bnp Paribas Cardif Turkiye

Customer experience

ING Mobil

All ratings331 ratings
Positive94.0%
Neutral2.7%
Negative3.3%
Written reviews172 reviews
Positive36.6%
Neutral2.9%
Negative60.5%

Cepte Cardif

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews51 reviews
Positive11.8%
Neutral3.9%
Negative84.3%

Bugs and requests

ING Mobil

Reported bugs

17 issues
  • App crashes when getting statement
  • Cannot access credit card details
  • Cannot see credit card number
  • "Sign up" option not working
  • Logout button inconvenient
Show 12 more
  • Saved EFTs not appearing
  • Swift transactions not possible
  • Cannot perform future dated transactions
  • iPad app forces vertical use
  • Slow loading buttons
  • No English or Dutch version
  • No English option
  • Useless without English
  • Not in English
  • Language needs to be reset
  • English would be good
  • No language option

Requested features

16 requests
  • Add fingerprint login
  • Add option to see ING Trader stocks
  • Improve interest rates on E Turuncu account
  • Allow viewing credit card number with extra security step
  • Add option to set desired buy/sell price for FX
Show 11 more
  • Expand transaction history archive
  • Add arbitrage operations to mobile
  • Improve fund transaction functionality
  • Update interface for newer iOS versions
  • Allow control of automatic payment instructions
  • Improve navigation for saved transfers (vertical scroll/alphabetical)
  • Enable Swift transactions
  • Allow future dated transactions for Turuncu account
  • Make iPad app usable in landscape mode
  • Add language option for English/Dutch/other
  • Add countdown for system maintenance

Cepte Cardif

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ING Mobil

No in-app purchases

None

Cepte Cardif

No in-app purchases

Questions

Is ING Mobil free?
ING Mobil is free to download, with no in-app purchases.
Is Cepte Cardif free?
Cepte Cardif is free to download, with no in-app purchases.
Which has better reviews, ING Mobil or Cepte Cardif?
ING Mobil is rated higher. ING Mobil averages 4.8 out of 5 from 331 ratings, while Cepte Cardif averages 1.0 from 1 ratings.
Do ING Mobil or Cepte Cardif have ads?
Neither ING Mobil nor Cepte Cardif shows ads.
Which is updated more often, ING Mobil or Cepte Cardif?
ING Mobil ships an update weekly, and Cepte Cardif every 3 months. Most recently, ING Mobil was updated on October 19, 2026 and Cepte Cardif on October 17, 2026.

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