Comparison

CEPTETEB vs ING Mobil

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CEPTETEB

Manage all your banking needs, from applications and transfers to investments and savings, in one convenient digital platform. Open an account digitally in minutes and enjoy fast, free money transfers. Access loans, credit cards, and even lifestyle services like booking tickets and shopping.

Highlights
  • Digital account opening
  • Fast and free money transfers
  • Smart savings accounts
  • Credit card applications and management
  • Personal loan applications
  • Stock and investment trading
  • Lifestyle services (tickets, shopping)
Features
Read full description

CEPTETEB Mobile – All Your Banking Needs in One App Join CEPTETEB with Ease If you are not yet a CEPTETEB customer, there is no need to visit a branch. Open your account instantly via video call and bank with ease wherever you are. Fast, Fee-Free Money Transfers No need to wait to transfer money. With FAST, send money in seconds, 24/7, using an IBAN, Easy Address or QR code. What’s more, money transfers and EFT transactions from your CEPTETEB accounts are free of charge. Manage Your Savings with Marifetli Account With CEPTETEB Marifetli Account, deposit or withdraw money whenever you wish while your savings earn overnight interest daily. Benefit from a welcome interest rate that remains unchanged for 30 days. What’s more, as you spend with your Marifetli Card, you can earn an additional 1% interest on top of the welcome or standard interest rate applicable to your TL Marifetli Account. Discover the World of TEB Credit Cards Apply for a TEB Credit Card and discover the latest offers across categories, from shopping and travel to dining and fuel. Enjoy exclusive cardholder privileges, including discounts at selected restaurants and access to airport lounges. CEPTETEB Mobile Is by Your Side Whenever You Need Cash Complete your personal loan application in minutes and access your loan instantly with competitive interest rates and deferred payment options. Manage Your Financial Transactions with Ease From credit card applications and stock trading to money transfers and cash solutions, everything you need is in CEPTETEB Mobile. Take Control of Your Investments Following the markets and investing is now more convenient. Access TEB Yatırım Prime directly in the app to trade stocks, derivatives on the Borsa İstanbul Derivatives Market (VİOP) and warrants. With “Fon Danışmanım,” you can determine the fund allocation best suited to your risk profile and return expectations. Make Life Easier with CEPTETEB Süper With CEPTETEB Süper, purchase flight and bus tickets and shop for electronics. Also explore advantageous pre-owned vehicle offers through TEB Arval and seamlessly access CEPTECardif without entering a password to manage your insurance and Private Pension System (BES) transactions. GastroClub Privileges From restaurants and grocery shopping to fashion and dry cleaning, many discounts and privileges await you with GastroClub under CEPTETEB Mobile / Campaigns / CEPTETEB Privileges. You can earn GastroPoint on restaurant payments made with your TEB cards. Convenient Payment Services Use CEPTETEB Mobile to pay bills, make payments through the Secure Payment System, request payments, apply for and manage HGS, check and top up your Istanbulkart balance, and pay Motor Vehicle Tax, Social Security Institution premiums, traffic fines and international departure fees. All Your Bank Accounts and Cards in One App View accounts and cards held with different banks on a single screen. Track your account balances and card spending and easily manage your overall financial position. Everything You Need at Your Fingertips With the in-app search feature, quickly access the products, services and information you need in seconds and simplify your banking experience. What Else Can You Do with CEPTETEB Mobile? • Withdraw and deposit cash, and make payments without a physical card using QR codes • Carry out foreign exchange transactions at competitive rates with TEB FX • Enjoy fast-track and lounge privileges at airports • Pay the international departure fee • Trade stocks and easily participate in initial public offerings • Manage supplementary health, comprehensive motor and credit card protection insurance products • Enjoy personalized discounts and benefits CEPTETEB İŞTE for Your Business Commercial and corporate customers can download CEPTETEB İŞTE to manage all their business-related financial processes with ease.

About

ING Mobil

Manage your banking needs on the go. Open accounts, apply for loans and credit cards, pay bills, and transfer money. Get instant answers from a smart chatbot or connect with experts via video.

Highlights
  • Instant account opening
  • Money transfers and bill payments
  • Loan and credit card applications
  • Savings account management
  • Insurance policy renewals
  • Smart banking chatbot
  • Remote expert advice
Features
Read full description

If you are not a customer yet, you can become an ING customer instantly with ING Mobile, without going to the branch or waiting for a courier!   By starting to use ING Mobile immediately, you can easily perform many transactions from money transfer to bill payment, from loan application to insurance policy renewal.   If you do not know your password to log in to ING Mobile, you can obtain your password with your ING card information or with your new ID card.   What can you do at ING Mobile?   • By opening an e-Orange Account, you can evaluate your savings, benefit from advantageous deposit rates, and monitor your daily earnings.   • You can apply for the loan that suits you best, and you can use it instantly when your loan is approved.   • You can join the Orange Extra program, and follow your spending limit in order to continue to benefit from the advantages of the Orange Extra world. If you are an Orange Extra member, you can make your money transfers without paying any fees.   • You can apply for a credit card, easily view your card statement, pay your expenses in installments and increase your card limit. You can access Sabiha Gökçen Airport privileges with your ING Pegasus BolBol Premium Card.   • You can secure yourself by choosing the insurance product that suits your needs.   • You can quickly and easily perform your daily banking transactions such as account transactions, money transfer, credit card payment, automatic bill payment, tax debt viewing and payment, foreign exchange purchase and sale.   • You can ask your questions about banking products or transactions to the smart banking chatbot INGo 24/7 and get instant answers. Moreover, INGo can direct you to Live Chat with an agent whenever you need it.   • With the Remote Advice, by video chatting with our experts; You can get information about investment, insurance, BES, credit and Currency Protected TL Account and perform your transactions.   • You can participate in the campaigns organized on ING Mobile, get discounts from different sectors, and benefit from special offers.   • If you are a corporate customer, you can easily perform check, approval-cancellation transactions via ING Mobile.   We will continue to develop and update ING Mobile every day so that you can easily perform your banking transactions from anywhere.   Less time for banking and more time for life with ING.

Screenshots

CEPTETEB4 screens
ING Mobil4 screens

Verdict

The call

The clearest difference is ads: ING Mobil at none against CEPTETEB's shown. ING Mobil also leads on monetization model (free vs free with in-app purchases) and rating (4.8 vs 4.5). CEPTETEB's advantage is review sentiment (49% vs 37%) and ratings volume (2K vs 331). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ING Mobil holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: CEPTETEB has 2K ratings behind it against 331, so its average is the more settled of the two. Written reviews complicate that: 49% of CEPTETEB's written reviews are positive against 37% of ING Mobil's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

CEPTETEB ships an update every 3 weeks, ING Mobil weekly. The most recent releases landed on October 21, 2026 and October 19, 2026 respectively.

Scorecard6 real differences · 4 level
CEPTETEB versus ING Mobil: the parameters behind the verdict, then further details
ParameterCEPTETEBING Mobil
PriceFreeFree
Rating4.5 (2K ratings)4.8 (331 ratings) — better
Positive reviews48.6% of reviews — better36.6% of reviews
Number of ratings2K — better331
Update frequencyEvery 3 weeksWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPod, Apple Watch
Requires iOS15.615.0 — better
Further details — not scored
Size201 MB302 MB
Age rating4+12+
DeveloperTürk Ekonomi Bankası A.Ş.ING Bank A.Ş.

Customer experience

CEPTETEB

All ratings1,993 ratings
Positive88.2%
Neutral3.0%
Negative8.8%
Written reviews148 reviews
Positive48.6%
Neutral4.7%
Negative46.6%

ING Mobil

All ratings331 ratings
Positive94.0%
Neutral2.7%
Negative3.3%
Written reviews172 reviews
Positive36.6%
Neutral2.9%
Negative60.5%

User reviews

CEPTETEB

From 2K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Excellent interface
  • 🚀 Fast and efficient
  • 🔒 Secure banking

Room to improve

  • 🐛 Frequent password reset issues
  • 🐛 Compatibility problems with newer devices
  • 🐛 Unreliable connectivity
  • 🐛 Confusing account management

ING Mobil

From 331 App Store ratings

What we love

  • 👍 Easy to use (older versions)
  • 👍 Fast and convenient (older reviews)
  • 👍 Innovative features (older reviews)
  • 👍 Great app and bank (older reviews)
  • 👍 Good customer service (older reviews)

Room to improve

  • 👎 Clunky and ugly interface
  • 👎 Slow and unusable
  • 👎 Poor banking experience
  • 👎 Confusing interface after update
  • 👎 Cannot access some functions

Bugs and requests

CEPTETEB

Reported bugs

4 issues
  • Login screen freezes
  • Incorrect error messages
  • Inability to change password
  • Unresponsive customer support

Requested features

4 requests
  • Fingerprint/biometric login
  • Improved international support
  • Customizable notification settings
  • Enhanced transaction history

ING Mobil

Reported bugs

17 issues
  • App crashes when getting statement
  • Cannot access credit card details
  • Cannot see credit card number
  • "Sign up" option not working
  • Logout button inconvenient
Show 12 more
  • Saved EFTs not appearing
  • Swift transactions not possible
  • Cannot perform future dated transactions
  • iPad app forces vertical use
  • Slow loading buttons
  • No English or Dutch version
  • No English option
  • Useless without English
  • Not in English
  • Language needs to be reset
  • English would be good
  • No language option

Requested features

16 requests
  • Add fingerprint login
  • Add option to see ING Trader stocks
  • Improve interest rates on E Turuncu account
  • Allow viewing credit card number with extra security step
  • Add option to set desired buy/sell price for FX
Show 11 more
  • Expand transaction history archive
  • Add arbitrage operations to mobile
  • Improve fund transaction functionality
  • Update interface for newer iOS versions
  • Allow control of automatic payment instructions
  • Improve navigation for saved transfers (vertical scroll/alphabetical)
  • Enable Swift transactions
  • Allow future dated transactions for Turuncu account
  • Make iPad app usable in landscape mode
  • Add language option for English/Dutch/other
  • Add countdown for system maintenance

In-app purchases

None

CEPTETEB

No in-app purchases

None

ING Mobil

No in-app purchases

Questions

Is CEPTETEB free?
CEPTETEB is free to download, with no in-app purchases.
Is ING Mobil free?
ING Mobil is free to download, with no in-app purchases.
Which has better reviews, CEPTETEB or ING Mobil?
ING Mobil is rated higher. CEPTETEB averages 4.5 out of 5 from 2K ratings, while ING Mobil averages 4.8 from 331 ratings.
Do CEPTETEB or ING Mobil have ads?
CEPTETEB shows ads; ING Mobil does not.
Which is updated more often, CEPTETEB or ING Mobil?
CEPTETEB ships an update every 3 weeks, and ING Mobil weekly. Most recently, CEPTETEB was updated on October 21, 2026 and ING Mobil on October 19, 2026.

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