Comparison

CEPTETEB vs MobilDeniz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CEPTETEB

Manage all your banking needs, from applications and transfers to investments and savings, in one convenient digital platform. Open an account digitally in minutes and enjoy fast, free money transfers. Access loans, credit cards, and even lifestyle services like booking tickets and shopping.

Highlights
  • Digital account opening
  • Fast and free money transfers
  • Smart savings accounts
  • Credit card applications and management
  • Personal loan applications
  • Stock and investment trading
  • Lifestyle services (tickets, shopping)
Features
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CEPTETEB Mobile – All Your Banking Needs in One App Join CEPTETEB with Ease If you are not yet a CEPTETEB customer, there is no need to visit a branch. Open your account instantly via video call and bank with ease wherever you are. Fast, Fee-Free Money Transfers No need to wait to transfer money. With FAST, send money in seconds, 24/7, using an IBAN, Easy Address or QR code. What’s more, money transfers and EFT transactions from your CEPTETEB accounts are free of charge. Manage Your Savings with Marifetli Account With CEPTETEB Marifetli Account, deposit or withdraw money whenever you wish while your savings earn overnight interest daily. Benefit from a welcome interest rate that remains unchanged for 30 days. What’s more, as you spend with your Marifetli Card, you can earn an additional 1% interest on top of the welcome or standard interest rate applicable to your TL Marifetli Account. Discover the World of TEB Credit Cards Apply for a TEB Credit Card and discover the latest offers across categories, from shopping and travel to dining and fuel. Enjoy exclusive cardholder privileges, including discounts at selected restaurants and access to airport lounges. CEPTETEB Mobile Is by Your Side Whenever You Need Cash Complete your personal loan application in minutes and access your loan instantly with competitive interest rates and deferred payment options. Manage Your Financial Transactions with Ease From credit card applications and stock trading to money transfers and cash solutions, everything you need is in CEPTETEB Mobile. Take Control of Your Investments Following the markets and investing is now more convenient. Access TEB Yatırım Prime directly in the app to trade stocks, derivatives on the Borsa İstanbul Derivatives Market (VİOP) and warrants. With “Fon Danışmanım,” you can determine the fund allocation best suited to your risk profile and return expectations. Make Life Easier with CEPTETEB Süper With CEPTETEB Süper, purchase flight and bus tickets and shop for electronics. Also explore advantageous pre-owned vehicle offers through TEB Arval and seamlessly access CEPTECardif without entering a password to manage your insurance and Private Pension System (BES) transactions. GastroClub Privileges From restaurants and grocery shopping to fashion and dry cleaning, many discounts and privileges await you with GastroClub under CEPTETEB Mobile / Campaigns / CEPTETEB Privileges. You can earn GastroPoint on restaurant payments made with your TEB cards. Convenient Payment Services Use CEPTETEB Mobile to pay bills, make payments through the Secure Payment System, request payments, apply for and manage HGS, check and top up your Istanbulkart balance, and pay Motor Vehicle Tax, Social Security Institution premiums, traffic fines and international departure fees. All Your Bank Accounts and Cards in One App View accounts and cards held with different banks on a single screen. Track your account balances and card spending and easily manage your overall financial position. Everything You Need at Your Fingertips With the in-app search feature, quickly access the products, services and information you need in seconds and simplify your banking experience. What Else Can You Do with CEPTETEB Mobile? • Withdraw and deposit cash, and make payments without a physical card using QR codes • Carry out foreign exchange transactions at competitive rates with TEB FX • Enjoy fast-track and lounge privileges at airports • Pay the international departure fee • Trade stocks and easily participate in initial public offerings • Manage supplementary health, comprehensive motor and credit card protection insurance products • Enjoy personalized discounts and benefits CEPTETEB İŞTE for Your Business Commercial and corporate customers can download CEPTETEB İŞTE to manage all their business-related financial processes with ease.

About

MobilDeniz

Manage all your banking and investment needs from a single app. Access accounts, transfer funds, pay bills, and track investments securely. Personalize your experience for faster transactions.

Highlights
  • Account management
  • Money transfers (FAST, KOLAS)
  • Bill payments
  • Investment tracking
  • Card management
  • Personalized quick transactions
  • Branch and ATM locator
Features
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MobilDeniz is now faster, easier and offers more transactions. You can access DenizBank products and services anywhere you want with MobilDeniz, which has been renewed according to the latest design and user experience trends for you to have a better digital banking experience. You can easily manage your banking transactions such as debit card, credit card, deposit account, time deposit account and demand deposit account with mobile banking and internet banking. You can become a DenizBank customer through the onboarding process, quickly perform your previously saved transactions in the pre-login area, easily track your financial data with your permission or access special offers, and complete many transactions covering password, personal information update and unblocking through MobilDeniz without having to go to the branch, and get directions by accessing all the information of the ATM and branch you need. You can add your accounts in different banks to MobilDeniz and easily track all your accounts from a single application. With MobilDeniz, you can perform transactions such as money transfers, EFT’s and wire transfers quickly and securely. After user login, you can quickly take a look at your account, card and financial summary information on the welcome page, benefit from special offers and campaigns, easily access all the transactions you need with the search function and save more time in your next visit with recent searches. You can manage all your investment transactions from MobilDeniz with a wide investment transaction set. You can open a time deposit, create and monitor a portfolio for all products such as stocks, foreign exchange transactions and futures and options, benefit from free live data in the markets, participate in all public offerings and monitor your subscriptions, and access daily audio bulletins on stocks. You can also see all of your savings in one place, open an investment account, complete futures and options collateral withdrawal and deposit transactions, place buy and sell orders for foreign currency, or set an alarm by simply choosing to be informed. With the renewed menu layouts and Quick Transactions, you can now personalize MobilDeniz and access your most frequently used transactions such as sending money, credit transactions and card transactions faster. By quickly accessing insurance products that cover your entire life, you can protect the important issues of your life and feel safe. You can complete the payment transactions of hundreds of institutions in seconds, including frequently made transactions such as municipal payments, traffic fines, tax payments, bill payments, transportation card top-ups. Our Corporate and SME customers can make salary payments for their employees, use MobilDeniz as a POS device, take out a loan or apply for a card for their business. Through MobilDeniz you can perform the following at any time and place; - Send money instantly with FAST - Easily send money via KOLAS and mobile number transfer without needing IBAN information - Manage all investment transactions with a wide transaction set - View your assets and liabilities in one place - Open a time deposit account - Be informed about the markets through newsletters - Leave the tracking of your payments to DenizBank by giving a payment order - View your account and card transactions and easily receive the receipt - Make payments of more than 450 institutions - Carry out your transactions without a card with QR - Get a loan with special interest rates - Apply for loans and credit cards - Buy the insurance you need - Carry out private pension transactions - Review special offers and campaigns tailored for you We care about your transaction security and privacy, so by pairing your account with the device you log in with, we verify that your transactions are made with your secure device; and if you are not on your paired device, we ask for your confirmation via SMS for every transaction.

Screenshots

CEPTETEB4 screens
MobilDeniz4 screens

Verdict

The call

The clearest difference is ads: MobilDeniz at none against CEPTETEB's shown. MobilDeniz also leads on monetization model (free vs free with in-app purchases). CEPTETEB's advantage is review sentiment (49% vs 28%) and ratings volume (2K vs 299). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for CEPTETEB against 4.5 for MobilDeniz. That said, the two scores are not equally well evidenced: CEPTETEB has 2K ratings behind it against 299, so its average is the more settled of the two. Written reviews are what separate them: 49% of CEPTETEB's written reviews are positive against 28% of MobilDeniz's.

UpkeepUpdate frequency

CEPTETEB ships an update every 3 weeks, MobilDeniz monthly. The most recent releases landed on October 16, 2026 and October 9, 2026 respectively.

Scorecard5 real differences · 5 level
CEPTETEB versus MobilDeniz: the parameters behind the verdict, then further details
ParameterCEPTETEBMobilDeniz
PriceFreeFree
Rating4.5 (2K ratings) — better4.5 (299 ratings)
Positive reviews48.6% of reviews — better27.8% of reviews
Number of ratings2K — better299
Update frequencyEvery 3 weeks — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size201 MB362 MB
Age rating4+12+
DeveloperTurk Ekonomi Bankasi Anonim SirketiDenizBank A.Ş.

Customer experience

CEPTETEB

All ratings1,973 ratings
Positive88.1%
Neutral3.1%
Negative8.8%
Written reviews148 reviews
Positive48.6%
Neutral4.7%
Negative46.6%

MobilDeniz

All ratings299 ratings
Positive88.6%
Neutral0.3%
Negative11.0%
Written reviews162 reviews
Positive27.8%
Neutral5.6%
Negative66.7%

Bugs and requests

CEPTETEB

Reported bugs

4 issues
  • Login screen freezes
  • Incorrect error messages
  • Inability to change password
  • Unresponsive customer support

Requested features

4 requests
  • Fingerprint/biometric login
  • Improved international support
  • Customizable notification settings
  • Enhanced transaction history

MobilDeniz

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CEPTETEB

No in-app purchases

None

MobilDeniz

No in-app purchases

Questions

Is CEPTETEB free?
CEPTETEB is free to download, with no in-app purchases.
Is MobilDeniz free?
MobilDeniz is free to download, with no in-app purchases.
Which has better reviews, CEPTETEB or MobilDeniz?
CEPTETEB is rated higher. CEPTETEB averages 4.5 out of 5 from 2K ratings, while MobilDeniz averages 4.5 from 299 ratings.
Do CEPTETEB or MobilDeniz have ads?
CEPTETEB shows ads; MobilDeniz does not.
Which is updated more often, CEPTETEB or MobilDeniz?
CEPTETEB ships an update every 3 weeks, and MobilDeniz monthly. Most recently, CEPTETEB was updated on October 16, 2026 and MobilDeniz on October 9, 2026.

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