NMB vs Valu Jo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NMB
Manage your loans securely from anywhere. View current loans, request new ones, and make payments via eWallet. Set payment reminders and access mini statements and profile information.
- View current loans
- Request new loans
- Pay via eWallet
- Set payment reminders
- View loan mini statement
- Locate nearest branches
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The National Microfinance Bank app lets you access and manage your loans easily and securely wherever you are. The National Microfinance Bank app makes it easy to: - View current loans. - Request a new loan. - Pay through eWallet. - Adjust a reminder for an upcoming payment date. - View loan mini statement. - View profile information - Locate nearest branches. تطبيق الوطني لتمويل المشاريع الصغيرة يسمح لك بعرض و ادارة قروضك بسهولة و امان أينما تكون. تطبيق الوطني يجعل من السهل: - عرض القروض الحالية - طلب قرض جديد - الدفع عبر المحفظة الإلكترونية - ضبط منبه للدفعة القادمة - عرض كشف حساب مصغر للقرض - عرض معلومات الملف الشخصي - تحديد اماكن اقرب الفروع
Valu Jo
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Valu is The Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. At its core, Valu offers a Buy Now, Pay Later (BNPL) and a lifestyle-enabling solution that gives you seamless access to what you need, when you need it. Shop across a wide network of merchants and enjoy flexible payment plans tailored to your lifestyle. With a fully digital experience, Valu allows you to split your purchases, manage your payments, and stay in control, all in one place. Whether it’s everyday essentials or bigger purchases, Valu makes it easier to access more with flexibility and convenience.
Screenshots
Verdict
The clearest difference is update cadence: Valu Jo at every 8 days against NMB's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NMB ships an update monthly, Valu Jo every 8 days. The most recent releases landed on September 24, 2026 and October 5, 2026 respectively.
| Parameter | NMB | Valu Jo |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (4 ratings) — better | — |
| Number of ratings | 4 — better | — |
| Update frequency | Monthly | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 51 MB | 108 MB |
| Age rating | 4+ | 4+ |
| Developer | الوطني لتمويل المشاريع الصغيرة | Valu for Payments and Technical Solutions S.A.E. |
In-app purchases
NMB
No in-app purchases
Valu Jo
No in-app purchases
