Comparison

SOL Indonesia vs Metro Bank Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SOL Indonesia

This digital banking app offers a simple, fast, and secure way to manage your finances. It allows for easy transactions, bill payments, and foreign currency transfers with convenient login options and personalized features.

Highlights
  • PIN-based transactions
  • Share e-slips
  • Biometric login (TouchID/FaceID)
  • Customizable quick menus
  • Widget transfers
  • Domestic and foreign currency transfers
  • Bill payments (prepaid/postpaid/tax/credit card)
Read full description

SOL is a new digital banking product from Shinhan Bank. With 3 new concepts (simple, fast and cute), SOL will provide convenience to its users Advantages: 1. Easy * OTP is not needed to make transaction, simply use 6 digits PIN * Share E-Slip via WhatApp messenger or SMS 2. Fast * Experience the quick way of login TouchID, FaceID, Pattern or just 6 digits number * Setup preferred menu and quick transaction on main menu. Furthermore, widget transfer is possible from Home screen 3. Safe * SOL can be used in 1 device only * 24 hours freeze period after the user is activated on other device Product & Services: 1. Transfer * Domestic Transfer (Online/SKN/RTGS/Phone Number Transfer) * Foreign Currency Transfer
a. Overseas Transfer (up to 80% discount to USD/AUD/EUR/SGD/HKD/JPY)
b. FX Transfer Within Shinhan (Available between IDR & USD account) 2. Bill Payment * Prepaid & Postpaid
a. Prepaid: PLN Prepaid, Telkomsel, XL, Tri, Smartfren
b. Postpaid: Telkompay, Telkomsel Halo, PLN Postpaid * Online Biller (coming soon)
a. Top Up: GOPAY & OVO
b. Airline: Sriwijaya Air * Tax MPN * Credit Card 3. Online Time Deposit * Min Rp 1,000,000/USD 100 * No opening fee * No cancellation penalty How to use: 1. Download 'Shinhan SOL' 2. Open SOL and enter UserID & Password
(Use existing userID and password / visit branch to register SOL) 3. Enter SMS OTP and create 6 digit M-OTP PIN 4. Experience convenient functions * For easy login use "Change Login Method"
Choose among TouchID, FaceID (for iPhoneX and above), simple password and pattern * For Widget Transfer
a. Click menu and choose Transfer menu
b. Click "Manage Quick Transaction"
c. Click "Register" or click menu from list and click "Register Shortcut Menu" See more detail by visiting this URL:
https://shinhan.co.id/sol

About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

Screenshots

SOL Indonesia3 screens
Metro Bank Authenticator3 screens

Verdict

The call

The clearest difference is review sentiment: SOL Indonesia at 50% against Metro Bank Authenticator's 0%. SOL Indonesia also leads on update cadence (every 2 months vs every 12 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SOL Indonesia ships an update every 2 months, Metro Bank Authenticator every 12 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
SOL Indonesia versus Metro Bank Authenticator: the parameters behind the verdict, then further details
ParameterSOL IndonesiaMetro Bank Authenticator
PriceFreeFree
Rating3.0 (1 ratings) — better—
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings1 — better—
Update frequencyEvery 2 months — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size156 MB12 MB
Age rating4+4+
DeveloperSHINHAN BANKMetroBank

Customer experience

SOL Indonesia

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Metro Bank Authenticator

Written reviews20 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

SOL Indonesia

No in-app purchases

None

Metro Bank Authenticator

No in-app purchases

Questions

Is SOL Indonesia free?
SOL Indonesia is free to download, with no in-app purchases.
Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Do SOL Indonesia or Metro Bank Authenticator have ads?
Neither SOL Indonesia nor Metro Bank Authenticator shows ads.
Which is updated more often, SOL Indonesia or Metro Bank Authenticator?
SOL Indonesia ships an update every 2 months, and Metro Bank Authenticator every 12 months. Most recently, SOL Indonesia was updated on November 11, 2026 and Metro Bank Authenticator on November 3, 2026.

Other comparisons