Comparison

SOL Indonesia vs Bancovinet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SOL Indonesia

This digital banking app offers a simple, fast, and secure way to manage your finances. It allows for easy transactions, bill payments, and foreign currency transfers with convenient login options.

Highlights
  • PIN-based transactions
  • Shareable e-slips
  • Biometric login (TouchID, FaceID)
  • Customizable quick transaction menus
  • Domestic and foreign currency transfers
  • Extensive bill payment options
  • Online time deposits
Read full description

SOL is a new digital banking product from Shinhan Bank. With 3 new concepts (simple, fast and cute), SOL will provide convenience to its users Advantages: 1. Easy * OTP is not needed to make transaction, simply use 6 digits PIN * Share E-Slip via WhatApp messenger or SMS 2. Fast * Experience the quick way of login TouchID, FaceID, Pattern or just 6 digits number * Setup preferred menu and quick transaction on main menu. Furthermore, widget transfer is possible from Home screen 3. Safe * SOL can be used in 1 device only * 24 hours freeze period after the user is activated on other device Product & Services: 1. Transfer * Domestic Transfer (Online/SKN/RTGS/Phone Number Transfer) * Foreign Currency Transfer
a. Overseas Transfer (up to 80% discount to USD/AUD/EUR/SGD/HKD/JPY)
b. FX Transfer Within Shinhan (Available between IDR & USD account) 2. Bill Payment * Prepaid & Postpaid
a. Prepaid: PLN Prepaid, Telkomsel, XL, Tri, Smartfren
b. Postpaid: Telkompay, Telkomsel Halo, PLN Postpaid * Online Biller (coming soon)
a. Top Up: GOPAY & OVO
b. Airline: Sriwijaya Air * Tax MPN * Credit Card 3. Online Time Deposit * Min Rp 1,000,000/USD 100 * No opening fee * No cancellation penalty How to use: 1. Download 'Shinhan SOL' 2. Open SOL and enter UserID & Password
(Use existing userID and password / visit branch to register SOL) 3. Enter SMS OTP and create 6 digit M-OTP PIN 4. Experience convenient functions * For easy login use "Change Login Method"
Choose among TouchID, FaceID (for iPhoneX and above), simple password and pattern * For Widget Transfer
a. Click menu and choose Transfer menu
b. Click "Manage Quick Transaction"
c. Click "Register" or click menu from list and click "Register Shortcut Menu" See more detail by visiting this URL:
https://shinhan.co.id/sol

About

Bancovinet

Manage your banking operations conveniently from your mobile device. Access your accounts and perform transactions anytime, anywhere with a secure and reliable platform.

Highlights
  • Perform banking operations
  • Access accounts anytime
  • Secure transactions
  • Reliable platform
  • Mobile banking
Read full description

BancoviNet es la nueva aplicación de BANCOVI con la que podrás realizar tus operaciones bancarias a cualquier hora y en cualquier lugar; con la estabilidad, solidez y confianza que caracteriza a tu Banco Cooperativo Visionario.

Screenshots

SOL Indonesia3 screens
Bancovinet4 screens

Verdict

The call

The clearest difference is rating: Bancovinet at 5.0 against SOL Indonesia's 3.0. SOL Indonesia's advantage is iOS requirement (10.0 vs 15.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bancovinet holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

SOL Indonesia ships an update every 2 months, Bancovinet every 5 weeks. The most recent releases landed on September 4, 2026 and July 7, 2026 respectively.

Scorecard2 real differences · 8 level
SOL Indonesia versus Bancovinet: the parameters behind the verdict, then further details
ParameterSOL IndonesiaBancovinet
PriceFreeFree
Rating3.0 (1 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings11
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.0 — better15.6
Further details — not scored
Size197 MB34 MB
Age rating4+4+
DeveloperSHINHAN BANKAsociacion Cooperativa de Ahorro y Credito Vicentina de RL

Customer experience

SOL Indonesia

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bancovinet

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SOL Indonesia

No in-app purchases

None

Bancovinet

No in-app purchases

Questions

Is SOL Indonesia free?
SOL Indonesia is free to download, with no in-app purchases.
Is Bancovinet free?
Bancovinet is free to download, with no in-app purchases.
Which has better reviews, SOL Indonesia or Bancovinet?
Bancovinet is rated higher. SOL Indonesia averages 3.0 out of 5 from 1 ratings, while Bancovinet averages 5.0 from 1 ratings.
Do SOL Indonesia or Bancovinet have ads?
Neither SOL Indonesia nor Bancovinet shows ads.
Which is updated more often, SOL Indonesia or Bancovinet?
SOL Indonesia ships an update every 2 months, and Bancovinet every 5 weeks. Most recently, SOL Indonesia was updated on September 4, 2026 and Bancovinet on July 7, 2026.

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