Comparison

SOL Indonesia vs CapAdv

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SOL Indonesia

This digital banking app offers a simple, fast, and secure way to manage your finances. It allows for easy transactions, bill payments, and foreign currency transfers with convenient login options.

Highlights
  • PIN-based transactions
  • Shareable e-slips
  • Biometric login (TouchID, FaceID)
  • Customizable quick transaction menus
  • Domestic and foreign currency transfers
  • Extensive bill payment options
  • Online time deposits
Read full description

SOL is a new digital banking product from Shinhan Bank. With 3 new concepts (simple, fast and cute), SOL will provide convenience to its users Advantages: 1. Easy * OTP is not needed to make transaction, simply use 6 digits PIN * Share E-Slip via WhatApp messenger or SMS 2. Fast * Experience the quick way of login TouchID, FaceID, Pattern or just 6 digits number * Setup preferred menu and quick transaction on main menu. Furthermore, widget transfer is possible from Home screen 3. Safe * SOL can be used in 1 device only * 24 hours freeze period after the user is activated on other device Product & Services: 1. Transfer * Domestic Transfer (Online/SKN/RTGS/Phone Number Transfer) * Foreign Currency Transfer
a. Overseas Transfer (up to 80% discount to USD/AUD/EUR/SGD/HKD/JPY)
b. FX Transfer Within Shinhan (Available between IDR & USD account) 2. Bill Payment * Prepaid & Postpaid
a. Prepaid: PLN Prepaid, Telkomsel, XL, Tri, Smartfren
b. Postpaid: Telkompay, Telkomsel Halo, PLN Postpaid * Online Biller (coming soon)
a. Top Up: GOPAY & OVO
b. Airline: Sriwijaya Air * Tax MPN * Credit Card 3. Online Time Deposit * Min Rp 1,000,000/USD 100 * No opening fee * No cancellation penalty How to use: 1. Download 'Shinhan SOL' 2. Open SOL and enter UserID & Password
(Use existing userID and password / visit branch to register SOL) 3. Enter SMS OTP and create 6 digit M-OTP PIN 4. Experience convenient functions * For easy login use "Change Login Method"
Choose among TouchID, FaceID (for iPhoneX and above), simple password and pattern * For Widget Transfer
a. Click menu and choose Transfer menu
b. Click "Manage Quick Transaction"
c. Click "Register" or click menu from list and click "Register Shortcut Menu" See more detail by visiting this URL:
https://shinhan.co.id/sol

About

CapAdv

Access your investment portfolio data through a streamlined and intuitive mobile interface. This application is exclusively for clients of the firm.

Highlights
  • Portfolio data access
  • Simple interface
  • Elegant design
  • Client-exclusive access
Features
Read full description

The Capital Advisors mobile phone applications enables our Clients to access their portfolio data in a simple and elegant interface. Requirements: You need to be a Client of our Firm to be authorized to download this application. Please call us at 866.469.5030 for any questions.

Screenshots

SOL Indonesia3 screens
CapAdv3 screens

Verdict

The call

The clearest difference is rating: CapAdv at 5.0 against SOL Indonesia's 3.0. CapAdv also leads on ratings volume (5 vs 1). SOL Indonesia's advantage is iOS requirement (10.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CapAdv holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: CapAdv has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 4, 2026 and September 18, 2026 respectively.

Scorecard3 real differences · 7 level
SOL Indonesia versus CapAdv: the parameters behind the verdict, then further details
ParameterSOL IndonesiaCapAdv
PriceFreeFree
Rating3.0 (1 ratings)5.0 (5 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings15 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS10.0 — better15.5
Further details — not scored
Size197 MB141 MB
Age rating4+4+
DeveloperSHINHAN BANKCapital Advisors Wealth Management, LLC

Customer experience

SOL Indonesia

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

CapAdv

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SOL Indonesia

No in-app purchases

None

CapAdv

No in-app purchases

Questions

Is SOL Indonesia free?
SOL Indonesia is free to download, with no in-app purchases.
Is CapAdv free?
CapAdv is free to download, with no in-app purchases.
Which has better reviews, SOL Indonesia or CapAdv?
CapAdv is rated higher. SOL Indonesia averages 3.0 out of 5 from 1 ratings, while CapAdv averages 5.0 from 5 ratings.
Do SOL Indonesia or CapAdv have ads?
Neither SOL Indonesia nor CapAdv shows ads.
Which is updated more often, SOL Indonesia or CapAdv?
SOL Indonesia ships an update every 2 months, and CapAdv every 2 months. Most recently, SOL Indonesia was updated on September 4, 2026 and CapAdv on September 18, 2026.

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