Comparison

BML Mobile vs digiBOP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BML Mobile

Manage your bank account conveniently and securely. Perform electronic banking transactions like bill payments, fund transfers, and mobile credit purchases. Access card management and add beneficiaries with ease.

Highlights
  • Electronic banking transactions
  • Bill payments
  • Funds transfers
  • Mobile credit purchase
  • Card management
  • Beneficiary addition
Features
Read full description

BML Mobile is a safe and easy way to use your BML account. You can access all the electronic banking transactions, including bill payments & funds transfers, mobile credit purchase, card management, and beneficiary addition. Using the App could not be easier! Simply follow the steps below: 1. Download the App to your phone from App Store 2. Log in using your existing BML Bank's Internet Banking details OR register using your CNIC, Mobile Number or Account Number Make life easy with BML Mobile. For more details, visit www.bankmakramah.com or call our 24/7 Contact Centre at 021-111-124-365.

About

digiBOP

Manage your everyday banking needs conveniently and securely from anywhere. This app allows for easy fund transfers, bill payments, mobile recharges, and account management. You can also activate and manage your debit cards, find nearby ATMs, and access exclusive discounts.

Highlights
  • Funds Transfer (own accounts, BOP, other banks, wallets)
  • Bill Payments (utilities, credit cards, online shopping, government)
  • Mobile Recharge/Top-up
  • Account Information & Transaction History
  • Debit Card Management (activate, lock/unlock)
  • Locate ATMs and Branches
  • Secure Touch ID Login
Features
Read full description

A unique digital banking experience with digiBOP Mobile Banking App. Experience convenient and seamless digital banking with the latest digiBOP Mobile App. Offering unique features and improved interface, BOP customers can now attend their everyday banking needs anywhere, anytime with the redefined mobile banking app digiBOP. Funds Transfer: • Transfer within own Accounts • Transfer Funds to BOP Accounts, • Transfer Funds to other bank accounts via RAAST/1-Link • Transfer Funds to wallets/microfinance bank accounts/wallets Bill Payments: • Utility bill payments • Credit Card & Loan Accounts payments • Online Shopping Companies bill payment • Pay Government challans and fees (FBR payments) Mobile Recharge/ Top up • Recharge/ top up your prepaid/ postpaid mobile (Jazz, Telenor, Zong, Ufone) • Purchase prepaid super-card/bundles with BOP mobile banking Account Information • View your account(s) balance(s) and other account details (Branch, IBAN) • Manage multiple accounts with ease • View your transaction history and account statement Card Management: • Activate your debit card • Lock/unlock debit card • Manage permissions on your debit/credit cards Discount & Offers: • Search & Navigate to the nearby deals and discounts offered on BOP cards (Debit/Credit) with BOP mobile banking Locate Us: • Find the nearby BOP ATMs and Branches Basic Banking features: • Login through secure touch ID • Beneficiary Management • Payee Management • Contact Us for complaint and queries • Update your mobile number/password Feedback: • Leave a message and one of our customer care representatives will get back to you Let us know your feedback regarding the BOP mobile banking app Follow us • facebook.com/thebankofpunjab • twitter.com/thebankofpunjab • Visit us: bop.com.pk

Screenshots

BML Mobile4 screens
digiBOP4 screens

Verdict

The call

The clearest difference is rating: BML Mobile at 3.1 against digiBOP's 1.1. BML Mobile also leads on review sentiment (23% vs 2%). digiBOP's advantage is update cadence (monthly vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BML Mobile holds the better App Store score, 3.1 against 1.1. Both are backed by a comparable volume of ratings — 18 and 12 respectively. Written reviews point the same way: 23% of BML Mobile's written reviews are positive against 2% of digiBOP's.

UpkeepUpdate frequency

BML Mobile ships an update every 3 months, digiBOP monthly. The most recent releases landed on September 26, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
BML Mobile versus digiBOP: the parameters behind the verdict, then further details
ParameterBML MobiledigiBOP
PriceFreeFree
Rating3.1 (18 ratings) — better1.1 (12 ratings)
Positive reviews23.1% of reviews — better1.5% of reviews
Number of ratings18 — better12
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.012.0
Further details — not scored
Size80 MB187 MB
Age rating4+4+
DeveloperSummit Bank LtdThe Bank Of Punjab

Customer experience

BML Mobile

All ratings18 ratings
Positive55.6%
Neutral0.0%
Negative44.4%
Written reviews13 reviews
Positive23.1%
Neutral7.7%
Negative69.2%

digiBOP

All ratings12 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews65 reviews
Positive1.5%
Neutral0.0%
Negative98.5%

Bugs and requests

BML Mobile

Not enough reviews yet to summarise bugs or requests.

digiBOP

Reported bugs

12 issues
  • OTP disappears automatically
  • OTP cannot be typed or pasted
  • OTP not received
  • App crashes on startup
  • Login screen freezes or shows errors
Show 7 more
  • Profile locked error
  • Cannot add new payees/beneficiaries
  • App hangs and gets stuck
  • Previous version worked better
  • New version not picking card data
  • Auto-fetch OTP error
  • App crashes on iPhone iOS version 12.5.5

Requested features

8 requests
  • Update app
  • Fix OTP issues
  • Improve login process
  • Improve customer service
  • Fix bugs and errors
Show 3 more
  • Improve UI/UX
  • Hire better developers
  • Make app work properly

In-app purchases

None

BML Mobile

No in-app purchases

None

digiBOP

No in-app purchases

Questions

Is BML Mobile free?
BML Mobile is free to download, with no in-app purchases.
Is digiBOP free?
digiBOP is free to download, with no in-app purchases.
Which has better reviews, BML Mobile or digiBOP?
BML Mobile is rated higher. BML Mobile averages 3.1 out of 5 from 18 ratings, while digiBOP averages 1.1 from 12 ratings.
Do BML Mobile or digiBOP have ads?
Neither BML Mobile nor digiBOP shows ads.
Which is updated more often, BML Mobile or digiBOP?
BML Mobile ships an update every 3 months, and digiBOP monthly. Most recently, BML Mobile was updated on September 26, 2026 and digiBOP on October 14, 2026.

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