Switch vs Tailgate Cards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Switch
This app simplifies group finances by allowing users to create shared bank accounts and debit cards, collect money for events, and manage group spending. It offers a fee-free experience with cash back rewards and exclusive perks.
- Shared bank accounts and debit cards
- Group money collection with MoneyPools
- Real-time spending notifications
- Fee-free banking and ATMs
- Cash back rewards and perks
- Business accounts for organizations
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Switch is the ultimate all-in-one payment app designed for you and your friends. Whether you’re splitting rent, planning a group trip, or organizing a charity event, Switch makes managing money together easy and hassle-free. Join over 100,000 college students and 1,000 Greek organizations who trust Switch to simplify their money and make something happen. Key Features Shared Bank Accounts & Debit Cards: - Create shared bank accounts with friends. - Instantly issue virtual and physical VISA debit cards to anyone. - Set spending limits, receive real-time notifications, and freeze or unfreeze cards with a tap. MoneyPools for Group Collections: - Easily collect money as a group with MoneyPools. - See who paid and who hasn’t in real-time. - Set collection goals, send out text blasts, and track contributions in real-time. - Enjoy seamless contributions via Apple Pay—no app download required for participants. - Perfect for events, weekend trips, rent, dinners and more. No Hidden Fees: - Enjoy a fee-free experience with no per-member, overdraft, account creation, or minimum balance fees. - Access 42,000+ fee-free ATMs at popular locations like Target, 7-Eleven, Walgreens, and more. - Transfer payments into Switch by bank (free), debit (1%), or credit (3%). Cash Back Rewards & Exclusive Perks: - Earn cash back rewards and enjoy exclusive offers at hundreds of retailers. Create business accounts for fraternities, sororities, and clubs - Create an account in less than two minutes. - Create spending accounts for every committee: social, brotherhood/sisterhood, meals, etc, each with their own permissions and controls. - Collect money faster with MoneyPools for philanthropies, dues, social events, formals, and merch drops. - Integrate with QuickBooks to simplify budgeting and accounting tasks. - Transfer account to new leadership super fast. Switch is the only free, organized way to manage group money—making it easier than ever to move money your way. Download Switch today and join the movement toward smarter, simpler financial management! ___________ PRIVACY AND SAFETY are our top priority. We're the most secure and HIPAA, SOC 2, & GDPR-ready chat out there. Regarding payments, we use Transport Layer Security (TLS) bank-grade encryption using 256-bit keys to keep your money safe. *Switch is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. The Switch Visa Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the term and conditions of the sweep program at https://thread.bank/sweep-disclosure and a list of program banks at https://thread.bank/program-banks. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.
Tailgate Cards
This app facilitates digital fundraising for organizations by offering supporters a year of local business discounts via a digital pass. It allows groups to track sales, compete for prizes, and manage fundraising efforts efficiently, keeping more of each dollar raised.
- Digital discount passes for supporters
- Year-long local business deals
- Track sales and group performance
- Compete for prizes on leaderboards
- Shareable fundraising links
- Easy pass redemption via app or Apple Wallet
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Fundraising usually means candy bars, car washes, and asking the same people for money twice a year. Tailgate is a better version of that. Supporters buy a $25 digital discount pass and get a year of deals at local businesses. Unlimited use, no coupon book to lose, no expiration after one visit. The pass lives in Apple Wallet, so it's there when they need it. For the group raising the money, that means keeping far more of every dollar than a traditional fundraiser, without handling inventory, order forms, or cash. Fraternities and sororities use it. So do campus clubs, marching bands, club sports teams, and student organizations. Off campus it works the same way for youth leagues, travel teams, booster clubs, PTOs, schools, church groups, and local nonprofits. If your group needs to raise money and has people willing to share a link, it works. Here's what you actually do in the app. You see where you stand. Your sales, your group's total, and how your chapter ranks against every other group competing. It updates as passes sell, so you always know if you're ahead. You compete for real prizes. Campus competitions run all season. Groups raise money for local nonprofits while chasing house upgrades, social budget, and trips. The leaderboard tells you exactly how many passes you're from first. You share your link. Text it, drop it in the group chat, post it. Every sale gets credited to you automatically, so there's never a question about who sold what. You use your pass. Open the app, find a business, redeem in two taps. Or add the pass to Apple Wallet and skip the app entirely. Organizations can set up a group, invite members, and start selling the same day. Passes are purchased on our website. The app is where you use yours, track your standing, and share your link.
Screenshots
Verdict
The clearest difference is rating: Tailgate Cards at 5.0 against Switch's 4.4. Tailgate Cards also leads on in-app purchases (none vs 14). Switch's advantage is ratings volume (530 vs 1). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Switch sells 14 in-app purchases, starting at $2.99 per 7 days. Tailgate Cards asks for nothing beyond the download.
Tailgate Cards holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Switch has 530 ratings behind it against 1, so its average is the more settled of the two.
| Parameter | Switch | Tailgate Cards |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (530 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 89.7% of reviews | — |
| Number of ratings | 530 — better | 1 |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 202 MB | 2 MB |
| Age rating | 4+ | 17+ |
| Developer | Grink | Tailgate Systems Inc. |
Bugs and requests
Switch
Reported bugs
3 issues- App freezing and crashing during payment attempts
- Account suspension and verification issues
- Inconsistent app performance and functionality
Requested features
4 requests- Expand payment options beyond just bank account and credit card
- Improve customer support responsiveness
- Enhance security and fraud prevention measures
- Provide more detailed financial reporting and analytics
Tailgate Cards
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Switch
- Weekly Premium Gold$2.997 Days
- Weekly Pro Subscription14 Days trial$2.997 Days
- Monthly Pro Subscription14 Days trial$7.991 Month
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- Monthly Premium Gold$7.991 Month
- Weekly Premium Subscription14 Days trial$9.997 Days
- Monthly Pro Subscription14 Days trial$15.001 Month
- Annual Premium Gold$59.991 Year
- Annual Pro Subscription14 Days trial$59.991 Year
- Annual Pro Subscription14 Days trial$99.991 Year
- Weekly Premium+ Subscription14 Days trial$99.997 Days
- Monthly Premium Subscription14 Days trial$150.001 Month
- Monthly Premium+ Subscription14 Days trial$179.991 Month
- Annual Premium+ Subscription14 Days trial$1000.001 Year
- Gold Lifetime Purchase$150.00
Tailgate Cards
No in-app purchases
Questions
Is Switch free?
Is Tailgate Cards free?
Which has better reviews, Switch or Tailgate Cards?
Do Switch or Tailgate Cards have ads?
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