Comparison

HesabPay vs Sarafiy صرافی

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HesabPay

This app provides a secure digital wallet for instant financial transactions. It allows for seamless money transfers from various channels, bill payments, mobile top-ups, and worldwide cash withdrawals. It's accessible via a mobile app and USSD for feature phones.

Highlights
  • Instant money transfers from 20+ channels
  • Bill payments for utilities and internet
  • Mobile top-up services
  • Worldwide cash withdrawals via agents
  • USSD accessibility for feature phones
  • Secure digital wallet
Features
Read full description

Introducing HesabPay - Your Trusted Mobile Wallet HesabPay is the ultimate payment solution to pay anyone, anywhere and anytime - empowering you to create your own secure digital wallet instantly and providing you with instant access to a world of financial possibilities. Seamless Money Transfers: Say goodbye to long waiting times and complicated processes. HesabPay enables you to transfer money effortlessly from over 20 channels, including banks, cards, Apple Pay, Google Pay, Microsoft Pay, and even USDC. Experience the convenience of instant and hassle-free money transfers right at your fingertips. Beyond Mobile Payments: HesabPay goes beyond mobile payments. Paying bills has never been easier, as you can settle your utilities, internet, and other bills conveniently from within the app. Need to recharge your mobile? HesabPay has got you covered with seamless mobile top-up services. It's your one-stop solution for all your financial needs. Worldwide Cash Withdrawals: Need to withdraw cash? No problem! HesabPay offers the flexibility to withdraw money using any nearby HesabPay or MoneyGram agent. No matter where you are in the world, access cash easily and conveniently whenever you need. Mobile App Convenience: For smartphone users, our HesabPay mobile app provides a sleek and user-friendly interface that allows you to access all the features and services with just a few taps. Experience the full power of HesabPay's capabilities right on your smartphone, making financial transactions and managing your funds easier than ever before. USSD Accessibility: We haven't forgotten about feature phone users. With HesabPay's USSD support, even if you don't own a smartphone, you can still enjoy the benefits of a digital wallet. Simply dial the provided USSD code on your feature phone, and you'll have access to a wide range of financial services, including money transfers, bill payments, and cash withdrawals. Trusted and Secure: Rest assured knowing that your funds and personal information are safe with HesabPay. We utilize state-of-the-art security measures to protect your transactions and keep your data secure at all times. Join thousands of satisfied users who have embraced the financial freedom offered by HesabPay. Say goodbye to the limitations of traditional banking and embrace the convenience of an online digital mobile wallet. Download HesabPay today and experience a new era of financial accessibility and convenience!

About

Sarafiy صرافی

Access real-time currency exchange rates, gold, and oil prices for Afghanistan. Locate money exchangers worldwide and convert currencies effortlessly. Stay informed on commodity markets and financial news.

Highlights
  • Real-time currency exchange rates
  • Gold and oil & gas prices
  • Commodity market updates
  • Sarafiy money exchanger locator
  • Currency converter
  • Prices in USD and AFN
Features
Read full description

Unveiling Afghanistan's Financial Landscape Explore real-time currency exchange rates, gold and oil & gas prices, stay updated on commodity markets, and locate Afghan Sarafiy money exchangers worldwide with the Sarafiy Finder tool. As the premier source for comprehensive financial data in Afghanistan, Sarafiy offers unparalleled insights to empower informed decision-making. Explore Sarafiy Services: Simplify Afghanistan Finance with Sarafiy App Afghanistan Financial Information Source: • Get real-time updates on Afghanistan currency exchange rates, gold and oil & gas prices, and stay informed about commodity markets. Currency Converter: • Convert currencies instantly and effortlessly with our user-friendly converter. Sarafiy Finder: • Locate Afghan Sarafiy money exchangers near you or anywhere in the world with the Sarafiy Finder tool. Your Easy Guide to Afghanistan's Financial Pulse: Get Real-Time Rates & More! Looking for up-to-date information on money, gold, and energy in Afghanistan? You have come to the right place! Here's your one-stop shop for all things financial: Currency Rates: • Nationwide: Stay on top of official rates from Da Afghanistan Bank. • Major Cities: Check live rates in Kabul, Herat, Mazare Sharif, Kandahar, Jalalabad, Ghazni, and Khost. Currency rates from the local financial markets: • Currency Rates | Kabul City | Sarai Shahzada | Sarafiy Market • Currency Rates | Kabul City | Da Afghanistan Bank | National Bank • Currency Rates | Herat City | Khorasan Market | Sarafiy Market • Currency Rates | Mazare Sharif City | Kefayat Market | Sarafiy Market • Currency Rates | Kandahar City | Kandahar Sarafiy Market | Sarafiy Market • Currency Rates | Jalalabad City | Ghulam Dastagir Market | Sarafiy Market • Currency Rates | Ghazni City | Khorasan Ghazna Market | Sarafiy Market • Convert with Ease: View prices in both USD and AFN for your convenience. Gold Prices: • National: Track daily trends for gold prices in Afghanistan. • Key Cities: Get specific prices for Kabul, Herat, and Mazare Sharif. • Convert with Ease: View prices in both USD and AFN for your convenience. Oil & Gas Prices: • Stay Informed: Find national prices for crude oil and refined fuels. • Border Crossings: See fuel prices at key entry points like Islam Qala Port (Herat), Aqina Port (Faryab), and Hairatan Port (Mazare Sharif). Border Crossings: • Islam Qala Port (Herat) • Aqina Port (Faryab) • Hairatan Port (Mazare Sharif) • Convert with Ease: View prices in both USD and AFN for your convenience.

Screenshots

HesabPay4 screens
Sarafiy صرافی4 screens

Verdict

The call

The clearest difference is ratings volume: HesabPay at 1.7K against Sarafiy صرافی's 19. HesabPay also leads on rating (4.6 vs 4.4) and device support (3 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HesabPay holds the better App Store score, 4.6 against 4.4. That said, the two scores are not equally well evidenced: HesabPay has 1.7K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 80% of HesabPay's written reviews are positive against 75% of Sarafiy صرافی's.

UpkeepUpdate frequency

HesabPay ships an update fortnightly, Sarafiy صرافی every 3 weeks. The most recent releases landed on October 20, 2026 and October 2, 2026 respectively.

Scorecard4 real differences · 6 level
HesabPay versus Sarafiy صرافی: the parameters behind the verdict, then further details
ParameterHesabPaySarafiy صرافی
PriceFreeFree
Rating4.6 (1.7K ratings) — better4.4 (19 ratings)
Positive reviews79.8% of reviews — better75.0% of reviews
Number of ratings1.7K — better19
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.5.0 — better17
Further details — not scored
Size274 MB73 MB
Age rating4+4+
DeveloperZinzir LtdRootara Barak LLC

Customer experience

HesabPay

All ratings1,615 ratings
Positive90.0%
Neutral3.0%
Negative6.9%
Written reviews114 reviews
Positive79.8%
Neutral4.4%
Negative15.8%

Sarafiy صرافی

All ratings19 ratings
Positive84.2%
Neutral0.0%
Negative15.8%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Bugs and requests

HesabPay

Reported bugs

4 issues
  • Login screen freezes
  • App not working in certain regions
  • Balance not showing correctly
  • Face recognition feature not functioning properly

Requested features

4 requests
  • Add support for Binance and other crypto platforms
  • Integrate with more local ISPs and utility providers
  • Enable international payment options like PayPal
  • Improve onboarding and location-based services

Sarafiy صرافی

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HesabPay

No in-app purchases

None

Sarafiy صرافی

No in-app purchases

Questions

Is HesabPay free?
HesabPay is free to download, with no in-app purchases.
Is Sarafiy صرافی free?
Sarafiy صرافی is free to download, with no in-app purchases.
Which has better reviews, HesabPay or Sarafiy صرافی?
HesabPay is rated higher. HesabPay averages 4.6 out of 5 from 1.7K ratings, while Sarafiy صرافی averages 4.4 from 19 ratings.
Do HesabPay or Sarafiy صرافی have ads?
Neither HesabPay nor Sarafiy صرافی shows ads.
Which is updated more often, HesabPay or Sarafiy صرافی?
HesabPay ships an update fortnightly, and Sarafiy صرافی every 3 weeks. Most recently, HesabPay was updated on October 20, 2026 and Sarafiy صرافی on October 2, 2026.

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