HesabPay vs Budgello
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HesabPay
This app provides a secure digital wallet for instant financial transactions. It allows for seamless money transfers from various channels, bill payments, mobile top-ups, and worldwide cash withdrawals. It's accessible via a mobile app and USSD for feature phones.
- Instant money transfers from 20+ channels
- Bill payments for utilities and internet
- Mobile top-up services
- Worldwide cash withdrawals via agents
- USSD accessibility for feature phones
- Secure digital wallet
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Introducing HesabPay - Your Trusted Mobile Wallet HesabPay is the ultimate payment solution to pay anyone, anywhere and anytime - empowering you to create your own secure digital wallet instantly and providing you with instant access to a world of financial possibilities. Seamless Money Transfers: Say goodbye to long waiting times and complicated processes. HesabPay enables you to transfer money effortlessly from over 20 channels, including banks, cards, Apple Pay, Google Pay, Microsoft Pay, and even USDC. Experience the convenience of instant and hassle-free money transfers right at your fingertips. Beyond Mobile Payments: HesabPay goes beyond mobile payments. Paying bills has never been easier, as you can settle your utilities, internet, and other bills conveniently from within the app. Need to recharge your mobile? HesabPay has got you covered with seamless mobile top-up services. It's your one-stop solution for all your financial needs. Worldwide Cash Withdrawals: Need to withdraw cash? No problem! HesabPay offers the flexibility to withdraw money using any nearby HesabPay or MoneyGram agent. No matter where you are in the world, access cash easily and conveniently whenever you need. Mobile App Convenience: For smartphone users, our HesabPay mobile app provides a sleek and user-friendly interface that allows you to access all the features and services with just a few taps. Experience the full power of HesabPay's capabilities right on your smartphone, making financial transactions and managing your funds easier than ever before. USSD Accessibility: We haven't forgotten about feature phone users. With HesabPay's USSD support, even if you don't own a smartphone, you can still enjoy the benefits of a digital wallet. Simply dial the provided USSD code on your feature phone, and you'll have access to a wide range of financial services, including money transfers, bill payments, and cash withdrawals. Trusted and Secure: Rest assured knowing that your funds and personal information are safe with HesabPay. We utilize state-of-the-art security measures to protect your transactions and keep your data secure at all times. Join thousands of satisfied users who have embraced the financial freedom offered by HesabPay. Say goodbye to the limitations of traditional banking and embrace the convenience of an online digital mobile wallet. Download HesabPay today and experience a new era of financial accessibility and convenience!
Budgello
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Budgello makes splitting money with other people simple and fair — for trips, flatmates, dinners, couples, and any shared expense. Add an expense, choose how to split it, and Budgello does the maths. See exactly who owes whom, then settle up straight from your own payment app. Budgello never holds your money. SPLIT ANY WAY • Equally, by exact amounts, by percentage, by shares, or equal +/− adjustments • Split a single receipt item-by-item — everyone claims what they had • Multiple payers on one expense, refunds, notes and categories SCAN RECEIPTS WITH AI • Snap a receipt and let AI itemise it automatically • Everyone taps the items they're responsible for — tax and tip split proportionally SETTLE UP IN A TAP • Smart debt simplification keeps the number of payments to a minimum • One tap opens UPI, PayPal, Venmo, Cash App and more with the amount pre-filled • A clear "paid vs owed" ring shows your progress; payments stay "pending" until the recipient confirms — so no one pays twice • Full settlement history with dates and status PLAN IT TOGETHER • Polls: ask "when is everyone free?" or "where should we go?" — pick the voting style (Yes/Maybe/No, pick one, pick several) and let people comment • Share a poll link and anyone can vote in their browser, no app needed • Events: collect RSVPs with plus-ones for a real headcount, and run a bring-list for who's bringing what FRIENDS & INSIGHTS • Add a friend by email and split one-to-one — no group needed. People on Budgello get a friend request to accept; anyone else gets an email invite you can also share • Each friend gets a private 1:1 space to add expenses and settle up, with an honest per-person balance • Personal insights reveal where your money actually goes, by category, across all your groups • Per-group and personal monthly budgets keep spending in check WORKS WORLDWIDE • 150+ currencies with correct decimals • Enter an expense in a different currency and Budgello converts it at the right rate PLAN TRIPS WITH AI (premium) • Turn any group into a trip and get a day-by-day itinerary within your budget • Live web search for current prices, route maps with driving directions, and a shareable PDF INVITE ANYONE, INSTANTLY • Share a link — people join in their browser, no app or account needed • Create a free account to keep everything backed up and in sync BUILT FOR REAL LIFE • A clean, modern design with a handy centre Scan button — everything one thumb-tap away • Works offline — browse and add expenses with no signal; changes sync when you reconnect • Comment on any expense, get smart settle reminders, and search across all your groups • Light & dark themes, group & member photos, and PDF export • Lock the app with Face ID / fingerprint, and choose exactly which notifications you get Budgello is free to use. Optional premium unlocks the AI Trip Planner and AI receipt scanning. Privacy: https://budgello.app/privacy/ Terms: https://budgello.app/terms/
Screenshots
Verdict
The clearest difference is in-app purchases: HesabPay at none against Budgello's 3. HesabPay also leads on update cadence (fortnightly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgello sells 3 in-app purchases, starting at $2.99 per month. HesabPay asks for nothing beyond the download.
HesabPay ships an update fortnightly, Budgello monthly. The most recent releases landed on October 20, 2026 and October 10, 2026 respectively.
| Parameter | HesabPay | Budgello |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (1.7K ratings) — better | — |
| Positive reviews | 79.8% of reviews | — |
| Number of ratings | 1.7K — better | — |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 274 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Zinzir Ltd | Rajesh Gupta |
Bugs and requests
HesabPay
Reported bugs
4 issues- Login screen freezes
- App not working in certain regions
- Balance not showing correctly
- Face recognition feature not functioning properly
Requested features
4 requests- Add support for Binance and other crypto platforms
- Integrate with more local ISPs and utility providers
- Enable international payment options like PayPal
- Improve onboarding and location-based services
Budgello
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HesabPay
No in-app purchases
Budgello
- Budgello Plus$2.991 Month
- Budgello Plus$19.991 Year
- AI Trip Pass$1.99









