Arabi MobiCash vs Valu Jo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Arabi MobiCash
This app simplifies and secures your mobile payments. It allows you to link multiple cards and pay using QR codes or bill numbers, keeping your money in your bank account and your details private.
- Fast and secure payments
- Pay via QR code or bill number
- Link multiple card types
- No card details stored on device
- Payment history tracking
- Customizable payment notifications
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Arabi MobiCash is a super app designed to complement your lifestyle by making payments easy without compromising your security. You can use it to make simple, fast and secure payments anytime, anywhere. The key advantages of using Arabi MobiCash are: • It provides simple, fast and secure payments on the go, anywhere • You choose how to pay (QR code, bill number) and what payment method to use (card, Apple Pay/Samsung Pay) • It can link to any card type and you can add as many cards as you like (credit, debit, prepaid, etc.) • It is not a prepaid wallet, so your money is kept safely in your bank account as intended • No card details are stored on your mobile device or shared with merchants • It is fully compliant with international data standards to ensure the protection of cardholder data • It is not tied to a specific card, bank, mobile network or handset • It doesn’t share your card details with the companies you are paying • The companies you are paying are verified and trusted • No hidden fees • It offers you visibility over your payments history so you can better track your spending • It can be set up to send payment confirmation notifications to your e-mail • It is customizable to your needs – placing you firmly in control How to start using Arabi MobiCash 1. Install Arabi MobiCash on your mobile device 2. Set up an account and add your preferred payment cards to your Arabi MobiCash wallet (VISA, Mastercard). Apple Pay/Samsung Pay will be automatically added to your wallet 3. To view the list of companies you can pay using Arabi MobiCash in your region, tap the Businesses tile on the Service Dashboard screen We always strive to improve our service, and are keen to hear about your Arabi MobiCash experience. Please send your feedback to arabi.mobile@arabbank.com.jo so we can learn from your suggestions and make improvements to our Service. Download MobiCash today and start making faster, more convenient and secure payments. For more information, please visit our website https://www.arabbank.com.jo/mainmenu/home/personal-banking/arabi-mobicash Terms and Conditions apply.
Valu Jo
This app provides a Buy Now, Pay Later service, allowing users to shop from a network of merchants and split purchases into flexible payment plans. It offers a fully digital experience for managing payments and accessing funds for everyday essentials and larger purchases.
- Buy Now, Pay Later (BNPL)
- Flexible payment plans
- Shop across a wide merchant network
- Fully digital experience
- Manage payments in one place
- Access funds for purchases
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Valu is The Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. At its core, Valu offers a Buy Now, Pay Later (BNPL) and a lifestyle-enabling solution that gives you seamless access to what you need, when you need it. Shop across a wide network of merchants and enjoy flexible payment plans tailored to your lifestyle. With a fully digital experience, Valu allows you to split your purchases, manage your payments, and stay in control, all in one place. Whether it’s everyday essentials or bigger purchases, Valu makes it easier to access more with flexibility and convenience.
Screenshots
Verdict
The clearest difference is rating: Valu Jo at 4.3 against Arabi MobiCash's 3.0. Valu Jo also leads on update cadence (fortnightly vs every 8 months) and device support (3 vs 1). Arabi MobiCash's advantage is review sentiment (29% vs 0%) and ratings volume (21 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Valu Jo holds the better App Store score, 4.3 against 3.0. That said, the two scores are not equally well evidenced: Arabi MobiCash has 21 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 29% of Arabi MobiCash's written reviews are positive against 0% of Valu Jo's, so the app with the better star average is not the one people write more warmly about.
Arabi MobiCash ships an update every 8 months, Valu Jo fortnightly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Arabi MobiCash | Valu Jo |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (21 ratings) | 4.3 (4 ratings) — better |
| Positive reviews | 28.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 21 — better | 4 |
| Update frequency | Every 8 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 36 MB | 138 MB |
| Age rating | 4+ | 4+ |
| Developer | Arab Bank PLC | Valu for Payments and Technical Solutions S.A.E. |
Customer experience
Arabi MobiCash
Valu Jo
In-app purchases
Arabi MobiCash
No in-app purchases
Valu Jo
No in-app purchases








