ACE Money Transfer vs DirectPay

ACE Money Transfer – Send Money Worldwide Send money internationally—fast, secure, and stress-free. With ACE Money Transfer, you can send money to over 75 countries with just a few taps. Whether you're supporting family, paying bills abroad, or helping in an emergency, ACE offers the speed, transparency, and reliability you need. ACE is authorised and regulated by the FCA (UK), AUSTRAC (Australia), and FINTRAC (Canada)—so your money is always in safe hands. Enjoy bank deposit, cash pickup, or mobile wallet transfers with competitive exchange rates and low fees. The ACE app is designed to make global money transfers easy and accessible for everyone, anytime, anywhere. We’ve upgraded the entire experience for iPhone users—now faster, smoother, and more secure than ever. From signup to delivery, the ACE app is your trusted partner for international money transfers. What’s New: Faster Onboarding: Create your account and send your first transfer in minutes. Social Login: Instantly log in with your Apple ID. (Support for other login options available.) - no need to remember passwords. Redesigned Interface: Clean, modern design for smooth navigation and easy transactions. Simplified Verification: Get verified quickly with fewer steps. Performance Boosts: Faster app performance and quicker access to everything you need. Why iPhone Users Love ACE Money Transfer: Real-Time Exchange Rates: Get the best value with live currency updates. No Hidden Fees: See exactly what your recipient will get before you send. Flexible Delivery Options: Choose between bank deposit, cash pickup, or mobile wallet depending on your recipient’s location. Live Transfer Tracking: Stay updated from send to delivery with real-time tracking. 24/7 Customer Support: Multilingual support is always available when you need help. How It Works: Download the app from the App Store. Sign up and verify your identity in a few simple steps. Select a country, enter the amount, and choose a delivery method. Pay using your debit/credit card or bank transfer. Track your transaction in real time and get instant delivery alerts. Transfers are typically delivered within minutes, with full transparency at every stage. The app uses secure encryption and complies with global financial regulations, so your money is always protected. Send Money to 75+ Countries We support money transfers to countries across Asia, Africa, Europe, and beyond—including the Philippines, Pakistan, India, Nigeria, Bangladesh, Ghana, Morocco, Nepal, and Sri Lanka. Choose from thousands of payout locations worldwide for cash pickup or direct deposit. Whether you’re a student, worker, small business owner, or family supporter, ACE Money Transfer gives you an easy, fast, and cost-effective way to move money globally. Why ACE? Trusted by millions of users Compliant with international money transfer regulations Safe, encrypted, and secure app environment Great rates and low transfer fees Exclusive offers, rewards, and seasonal promotions User-friendly app made for both beginners and regular users Download ACE Money Transfer now and send money internationally with complete peace of mind. Fast transfers, great rates, and global coverage

This solution facilitates account to account transactions between the merchant and the customer using a quick reference code masking the real account. If both the merchant and the customer are of the same bank to provide it will perform an account to account fund transfer. If they are in different banks, transactions will be facilitated through LankaPay. DirectPay brings users numerous benefits including ease of access and reduction in transaction time and cost. Whenever the user is required to make a payment to the merchant the user can complete their transaction by just scanning the merchant’s QR code by the processing in the mobile application. We satisfy the need of financial transactions being made without going outside Sri Lanka for authorization purposes and to facilitate payments without the use of any 3rd party equipment. Basically what happens in the app is that the Merchants have a QR code masking their information displayed at their shops. The users simply have to scan this QR code and enter the amount to be paid and proceed so that when the transaction is completed the merchant will receive a text message from the bank confirming the payments and the user will also receive a text message from the bank of the payment being completed through an account to account transfer between the merchant bank and the user’s bank only if both these parties are of the same bank. This application provides maximum security to its users. At the time of registration on the DirectPay app, the user is required to enter the account number of the primary account and the phone number that is pre-registered with the bank. When the mobile number is entered, the application would grasp the IMEI number so that the user will not be able to use a separate phone to use this application. If the mobile is lost, another SIM card cannot be used to access our application. If the user has to change the number, he should contact the bank and initially change the mobile number in the bank’s database. There are basically two security features, the first is the password for the application when logging into the app and the second is the mobile IMEI number. For application registration, device change or SIM change there is a separate process to verify and authorize.