Comparison

Total Returns Stocks Dividends vs OptionStrat

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Total Returns Stocks Dividends

This finance app calculates total investment returns, including dividends and interest, for stocks, mutual funds, and ETFs. It offers historical data from 1980, price charts, and numerical outputs for up to eight tickers simultaneously. Backtest portfolios and compare securities with or without dividend inclusion.

Highlights
  • Total return calculations (dividends/interest included)
  • Historical data from 1980
  • Price charts and numerical output
  • Compare up to 8 tickers
  • Portfolio backtesting
  • Dividend yield identification
Features
Read full description

The finance app for Total Returns (includes dividends and interest) on over 10,000 global stocks, mutual funds, ETFs, with history from 1980. Provides income, price charts as well as numerical output. Built with data collaboration from EODHistoricalData.com The app is specifically built to bring out Total Returns that include dividends or bond interest, exclusion of which can cause ranking inversion and under-allocation to low volatility assets. #*# After tapping in a ticker or tickers, pls. hit 'return' *not* Swipe. Then Swipe between screens. #*# Share charts using the iPhone Screen Capture method to post online ***Use the App to find ETFs, stocks and funds that have high Dividend yields. Web charts flatline such charts, since they are price only. ***A simple way to find your ticker syntax is to look it up via EODHistoricalData.com {U.S. listed tickers do not require .US extension, eg MSFT and MSFT.us are both OK; SAP.xetra, 6752.tse for Panasonic, DJI.indx for Dow Jones index etc.} -Backtest your portfolio on the fly (stress testing) with total returns that include dividends / bond interest. See how your stocks would do say from 1/2007-3/2009 or 1/2020-3/2020 -Designed by a Finance professor and a development team from Canada, Germany and Switzerland, this app has had thousands of downloads since 2012 (free for my students), pls. see cloudEpsilon.com or CorrectCharts.com for the idea, research and examples. -The problem being rectified by the App has also been written up in the WSJ (Jul 2011). -No tables, numbers, dividends, interest, splits or distributions to download - enter the ticker, the Start and End dates, swipe. Done! Allows comparison of up to 8 tickers, at a time. -Total Returns are useful for calculating income tax and investment taxes too. The App also lets you compare a security with itself so you instantly see the return differential. Touch the radio button on the output screen for 'price only' returns. -"App is unique and useful but needs an iOS13 update." ~ 2020 -Some user requests for the iOS8 upgrade, 2015: " Yes, I’m in finance. It’s an incredibly useful tool to be able to chart it this way. Thanks!" Wealth manager from Texas. "Please, please, please tell me you're going to have a updated version for iOS 8. This is the best app ever." CFA from Ohio. "Is the App getting an update to be co playable with iOS8? It's such a useful app!" Football Quarterback. "This helps me build my portfolio and review investments: total return vs. yield vs. capital gains compared between investments and also combined into a portfolio." "Thank you... As I said, I really like it and have not found an alternative." MIT alum. -Google_Finance, Bloomberg web and [Yahoo ] stock charts do not include dividends in total return or comparative return charts. -You can input multiple securities at the same time to see cumulative return charts and associated return numbers. You have the option to see charts inclusive or exclusive of dividends and interest (Total return or Price return). Just three screens and a few taps. Done! -The App has been downloaded in USA, Australia, Switzerland, France, Finland, Sweden, Taiwan, Mexico, Thailand, UK, China, Turkey, Israel, Portugal, Japan, India, Brazil, Germany, Greece, Canada, Denmark, Netherlands, Belgium, New Zealand). Thanks and please leave a review on the App store, we have no marketing. http://cloudepsilon.com Please note: • A one time payment will be charged to iTunes Account at confirmation of purchase • Data licensing restricts us from offering a free trial period TOS: http://correctcharts.com/returnfinder/img/disclaimer_returnfinder.pdf EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: http://correctcharts.com/returnfinder/img/privacy_policy_returnfinder.pdf

About

OptionStrat

Visualize and analyze options trades with a profit calculator and strategy builder. Discover institutional trades with real-time unusual options flow. Optimize strategies for maximum returns or profit chance.

Highlights
  • Options profit calculator
  • Strategy visualizer
  • Strategy optimizer
  • Unusual options flow tracker
  • Complex strategy detection
  • In-app tutorials
Features
Currently charting
Read full description

OPTIONS PROFIT CALCULATOR: Find and edit option strategies in real-time with our options profit calculator to gain a visual understanding of your trades. OptionStrat's strategy visualizer is used to find the potential profit and loss at various prices, as well as show how your trade is affected by implied volatility, time decay, and other factors. The strategy visualizer makes it easy to scroll through various strikes and expirations to build an options strategy. Nearly any strategy can be created, including strategies with underlying stocks like covered calls, or multiple expirations such as double diagonals. Over 50 strategy templates are available to choose from, each with a handy setup chart and description. STRATEGY OPTIMIZER: Automatically calculate the best strategies given a target price and expiration date. The options optimizer will search through thousands of potential trades to find which strategies maximize returns or chance of profit (or somewhere in between). UNUSUAL OPTIONS FLOW: OptionStrat Flow scans the market to uncover large and unusual trades as they happen, giving you insight into trades by institutions and other smart money. Not only do we show large call or put purchases, but we detect if the transaction showed urgency or aggression from the buyer or seller to show you both sides of the market. We are the first to provide unusual options activity for complex strategy types. OptionStrat Flow detects spreads, condors, and other advanced strategies and categorizes them as bearish, bullish, neutral, or directional. Use the in-app tutorials to learn more about each tool in the OptionStrat toolkit! DISCLAIMER: Options involve a high degree of risk and are not suitable for all investors. OptionStrat is not a registered investment advisor. The calculations, information, and opinions in this app are for educational purposes only and do not constitute investment advice. Calculations are estimates and do not account for all market conditions and events. TERMS OF USE: https://optionstrat.com/terms

Screenshots

Total Returns Stocks Dividends4 screens
OptionStrat4 screens

Verdict

The call

The clearest difference is price: OptionStrat at Free against Total Returns Stocks Dividends's $6.99. OptionStrat also leads on rating (4.8 vs 4.1) and update cadence (every 10 days vs every 4 months). Total Returns Stocks Dividends's advantage is in-app purchases (none vs 10) and iOS requirement (11.0 vs 14.0). On review sentiment, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

OptionStrat is free to download; Total Returns Stocks Dividends costs $6.99 up front. OptionStrat sells 10 in-app purchases, starting at $19.99 per month. Total Returns Stocks Dividends asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

OptionStrat holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: OptionStrat has 1.9K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 75% of Total Returns Stocks Dividends's written reviews are positive against 80% of OptionStrat's.

UpkeepUpdate frequency

Total Returns Stocks Dividends ships an update every 4 months, OptionStrat every 10 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard8 real differences · 3 level
Total Returns Stocks Dividends versus OptionStrat: the parameters behind the verdict, then further details
ParameterTotal Returns Stocks DividendsOptionStrat
Price$6.99Free — better
Rating4.1 (19 ratings)4.8 (1.9K ratings) — better
Positive reviews75.0% of reviews79.8% of reviews — better
Number of ratings191.9K — better
Update frequencyEvery 4 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
Best chart rank—#99 — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better14.0
Further details — not scored
Size31 MB25 MB
Age rating4+4+
DeveloperCloud Epsilon LLCOptionStrat LLC

Customer experience

Total Returns Stocks Dividends

All ratings19 ratings
Positive73.7%
Neutral5.3%
Negative21.1%
Written reviews12 reviews
Positive75.0%
Neutral8.3%
Negative16.7%

OptionStrat

All ratings1,926 ratings
Positive96.3%
Neutral1.6%
Negative2.1%
Written reviews89 reviews
Positive79.8%
Neutral11.2%
Negative9.0%

Bugs and requests

Total Returns Stocks Dividends

Not enough reviews yet to summarise bugs or requests.

OptionStrat

Reported bugs

4 issues
  • Freezing and Crashing Issues
  • Incorrect Data Calculations
  • Disappearing UI Elements
  • Incompatibility with Certain Device Configurations

Requested features

6 requests
  • Allow Modifying Saved Trades
  • Provide Real-Time Options Quotes
  • Implement International Stock Support
  • Increase Maximum Number of Open Windows
  • Add Time Stamps to Active Ticker List
Show 1 more
  • Implement Spanish Translation

In-app purchases

None

Total Returns Stocks Dividends

No in-app purchases

10 purchases

OptionStrat

Subscriptions10
  • Live Option Tools7 Days trial$19.991 Month
  • Tools Monthly7 Days trial$29.991 Month
  • Live Option Tools7 Days trial$39.991 Month
Show 7 more
  • Live Options Flow7 Days trial$59.991 Month
  • Live Options Flow7 Days trial$89.991 Month
  • Live Options Flow7 Days trial$99.991 Month
  • Live Option Tools7 Days trial$199.991 Year
  • Live Option Tools$299.991 Year
  • Live Options Flow7 Days trial$599.991 Year
  • Live Options Flow7 Days trial$999.991 Year

Questions

Is Total Returns Stocks Dividends free?
Total Returns Stocks Dividends costs $6.99, with no in-app purchases.
Is OptionStrat free?
OptionStrat is free to download, with in-app purchases available.
Which has better reviews, Total Returns Stocks Dividends or OptionStrat?
OptionStrat is rated higher. Total Returns Stocks Dividends averages 4.1 out of 5 from 19 ratings, while OptionStrat averages 4.8 from 1.9K ratings.
Do Total Returns Stocks Dividends or OptionStrat have ads?
Neither Total Returns Stocks Dividends nor OptionStrat shows ads.
Which is updated more often, Total Returns Stocks Dividends or OptionStrat?
Total Returns Stocks Dividends ships an update every 4 months, and OptionStrat every 10 days. Most recently, Total Returns Stocks Dividends was updated on November 3, 2026 and OptionStrat on November 7, 2026.

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