Comparison

JumiaPay vs JForce

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JumiaPay

Easily pay for airtime, mobile data, and various bills like electricity and cable TV. Enjoy guaranteed bonuses on recharges and free bill payments, saving money on every transaction. Securely complete payments with bank accounts or credit cards.

Highlights
  • Airtime top-up with bonus
  • Mobile data recharge
  • Free electricity bill payments
  • Cable TV recharge
  • Internet recharge
  • Toll gate payments
  • Secure payment options
Features
Read full description

JumiaPay is the easiest way to do an airtime top-up and pay for your mobile data & bills. All at the BEST price! With JumiaPay you enjoy: • Guaranteed Bonus on each airtime top-up & Mobile Data recharge • FREE bills payments, saving N100 on each bill • Secure payment via Bank account or credit card: 100% secured & certified by CBN • Attractive Bonus for 1st time user: no voucher code needed AIRTIME: Earn guaranteed Bonus on each Airtime top-up & Mobile data purchase! Airtime top-up with JumiaPay app is instant and easy. When making a mobile data recharge, you can browse through all the recharge plans and pick the best one for you. Do an airtime top-up for all major operators: • MTN • Airtel • Glo • 9Mobile CABLE TV RECHARGE: Enjoy FREE bills payment & save N100 on each cable TV bill payment! Cable TV recharge with JumiaPay app is simple & instant. Select your operator, fill in the customer id, choose your plan/amount, verify your account details on summary page & complete your payment. Recharge your cable TV for all the major service providers, such as: • DStv • GOtv • Startimes PAY ELECTRICITY BILLS: Enjoy FREE bills payment & save N100 when paying your electricity bills! Electricity bills payments with JumiaPay App takes less than a minute. Select your pre/postpaid meter type, choose your electricity distribution company, enter your meter number & amount, verify your account details on summary page & complete your payment. You will receive your applicable meter token straight away via email. We have all major Electricity Distribution Companies (DISCO) on JumiaPay app, such as: • EKO • IKEJA • ABUJA • KANO • ENUGU • JOS INTERNET RECHARGE: Enjoy FREE bills payment & save N100 on each internet recharge! It’s the best way to recharge your internet instantly. Select your internet provider, enter your customer ID, select your data plan/amount, verify your account details on summary page & complete your payment. You’re done, enjoy surfing! Recharge your internet with JumiaPay App for all major Internet Service Providers (ISP), such as: • Spectranet • Smile • SWIFT TOLL GATE PAYMENT: Enjoy FREE Toll payment & save N100 on each payment! It’s very simple. Select your Toll operator, enter your account number, fill in the amount, verify your account details on summary page & complete your payment. Your toll charges are paid. Pay for your e-tag easily on JumiaPay App. We support 2 major Toll companies in Lagos: • LCC • LTC Other Services JumiaPay is truly All-in-One. You can shop online, book a hotel, purchase a flight/bus ticket, book a Uber ride, order your favorite food at your doorstep, buy movie & event tickets, place your bets, read your favorite blogs, listen to radio. The list is endless: explore yourself! For more details, please visit: https://pay.jumia.com.ng Please send us your feedback through cs.one.ng@jumia.com

About

JForce

Features
Read full description

The Jubilee Insurance Agents Portal is a state-of-the-art digital platform designed to empower agents and enhance operational efficiency across the board. As the largest insurance provider in East and Central Africa, Jubilee Insurance is committed to delivering personalized, seamless, and exceptional service experiences to its clients. This platform integrates multiple core functions, ensuring that agents and intermediaries have all the tools they need to serve customers effectively, manage their operations, and stay ahead in a competitive market. Key Features: Agency Management: Centralized management of agency operations, providing easy access to all essential tools and data. Learning Management System (LMS): Seamless integration with Learning Management Systems (LMS), equipping agents with the latest knowledge and skills required to excel in their roles. Retail Acquisition: Tools and features that support the acquisition of retail customers, expanding the agent’s portfolio and driving growth. Servicing & Renewals: Efficient management of customer service requests and policy renewals, ensuring customer satisfaction and retention. Commissions: Quick and easy access to commissions, helping agents manage their finances efficiently. This portal not only enhances user experience but also promotes collaboration by providing a 360-degree view of clients, improving lead management, and boosting sales conversions. Additionally, real-time dashboards and reports give intermediaries and business leadership the insights they need to maintain standards and drive performance. With AI-driven knowledge bases, centralized pipeline management, and omni-channel service delivery, the Jubilee Insurance Agents Portal is designed to meet the evolving needs of our agents, intermediaries, and customers, ensuring we continue to lead the market in service excellence.

Screenshots

JumiaPay4 screens
JForce4 screens

Verdict

The call

The clearest difference is ads: JForce at none against JumiaPay's shown. JForce also leads on update cadence (weekly vs every 5 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

JumiaPay ships an update every 5 weeks, JForce weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
JumiaPay versus JForce: the parameters behind the verdict, then further details
ParameterJumiaPayJForce
PriceFreeFree
Rating4.6 (7.5K ratings) — better—
Positive reviews49.6% of reviews—
Number of ratings7.5K — better—
Update frequencyEvery 5 weeksWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size70 MB80 MB
Age rating4+4+
DeveloperAfrica Internet GroupJubilee Health Insurance Limited

Bugs and requests

JumiaPay

Reported bugs

4 issues
  • App crashes on sign-in
  • Payment features not working
  • Wallet balance not reflecting correctly
  • Promotional codes not working as advertised

Requested features

4 requests
  • Restore iTunes gift card option for Nigeria
  • Add Vodafone as alternative payment method
  • Improve wallet balance withdrawal process
  • Simplify login and account management

JForce

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

JumiaPay

No in-app purchases

None

JForce

No in-app purchases

Questions

Is JumiaPay free?
JumiaPay is free to download, with no in-app purchases.
Is JForce free?
JForce is free to download, with no in-app purchases.
Do JumiaPay or JForce have ads?
JumiaPay shows ads; JForce does not.
Which is updated more often, JumiaPay or JForce?
JumiaPay ships an update every 5 weeks, and JForce weekly. Most recently, JumiaPay was updated on November 3, 2026 and JForce on October 30, 2026.

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