Coronation Mobile vs Spendify
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Coronation Mobile
Manage your banking needs on the go with this app. View account balances, recent transactions, and manage beneficiaries. Facilitates fund transfers, bill payments, and PIN resets for a seamless financial experience.
- Account balance view
- Recent transaction history
- Beneficiary management
- Funds transfer (in-house & other banks)
- Airtime and bill payments
- PIN reset
- Transaction receipt generation
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The Coronation Merchant Bank App is an innovative app that delivers our prestigious banking experience to your fingertips. Our new app is designed to offer our customers a seamless and efficient means of performing their transactions and much more. Key Features include: • A seamless dashboard that enables you view your account balance with ease. • View 10 most recent transactions • Account Management • Easy First time Setup o Create Single Sign On login ID and password o Sign up with Internet Banking Username and Password • Beneficiary Management o Register new beneficiaries o View existing beneficiaries (Omni Channel) o Delete Beneficiaries (Omni Channel) • Funds Transfer Capability o In-house transfer o Other Banks transfer • Transaction Receipt Generation • Self-service PIN reset. • Airtime and Bill Payments support How to Register in 5 easy steps: 1. From the sign in page please select the sign-up icon; this will take you to the sign-up page where you will be asked to pick indicate Banking as your option. 2. Select “Banking” in the next page, input the username and password of your coronation Internet banking account and the select sign up icon. This leads you to the next page where a one-time password (OTP) is sent to your registered number and email address. 3. Pick the OTP from your Email/Messages and input it into the required textbox. 4. Create a new Login ID (This will be the Single sign on profile you will be using in your mobile app) with your new username and password (password should be at least 8 characters long with an upper character letter, a symbol and a number). 5. Input your six-digit pin, agree to the Terms and Conditions and sign up. This completes the sign up and leads you back to the Sign-in page. Please note that going forward your Transaction PIN will act as your token for Transactions in the mobile app. Do have a wonderful experience with us.
Spendify
This AI-powered finance app helps individuals and small businesses manage their money. It allows users to record, track, and invoice expenses, replacing manual record-keeping with an intuitive mobile experience. Stay organized and in control of your finances with smart tools for budgeting and goal setting.
- AI-powered expense tracking
- Invoice creation and sending
- Budget management
- Financial goal setting
- Mobile-first experience
- Tax estimation
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Spendify is a smart, AI-powered mobile bookkeeping app designed to help individuals and small businesses record, track, invoice, and understand their money — effortlessly. Built for freelancers, creators, vendors, consultants, and everyday earners, Spendify replaces spreadsheets and manual record-keeping with an intuitive, mobile-first experience powered by AI. Whether you’re tracking daily expenses, sending invoices to clients, estimating taxes, or setting financial goals, Spendify helps you stay organized and in control — right from your phone.
Screenshots
Verdict
The clearest difference is rating: Coronation Mobile at 5.0 against Spendify's 3.4. Spendify's advantage is ratings volume (8 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Coronation Mobile holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Spendify has 8 ratings behind it against 1, so its average is the more settled of the two.
Coronation Mobile ships an update every 3 weeks, Spendify fortnightly. The most recent releases landed on September 19, 2026 and July 17, 2026 respectively.
| Parameter | Coronation Mobile | Spendify |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.4 (8 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 8 — better |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 31 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | Coronation Merchant Bank Nigeria Ltd | Spendify Technologies Inc |
Customer experience
Coronation Mobile
Spendify
In-app purchases
Coronation Mobile
No in-app purchases
Spendify
No in-app purchases









