Spendify vs Spendify

Most people don't struggle with money because they're bad at it. They struggle because nobody gave them a simple, honest tool to actually see where it's going. Spendify changes that. Whether you're managing a household budget, running a small business, tracking savings goals, or just trying to understand where last month's money went — Spendify makes it easy to record what comes in, understand what goes out, and finally know what you actually keep. —————————————————————————— RECORD MONEY IN SECONDS — HOWEVER WORKS FOR YOU —————————————————————————— No more forgetting transactions. Capture income and expenses the way that feels natural: • Say it — speak your transaction and Spendify records it • Snap it — photograph or upload a receipt • Type it — quick manual entry when you want control • Upload it — bank statements, documents, files One tap. Done. Move on with your day. —————————————————————————— WALLETS — KEEP EVERY PART OF YOUR MONEY LIFE SEPARATE —————————————————————————— Most people manage more than one money situation at a time. Spendify lets you create separate wallets for each one: • Personal and household spending • Business income and expenses • Savings goals • Side projects, programmes, or anything you choose to name Everything stays organized. Everything stays clear. —————————————————————————— BANK STATEMENT ANALYZER —————————————————————————— Upload any bank statement and get a clean, structured breakdown — transactions sorted, spending patterns surfaced, your financial story told in plain language. No more squinting at rows of numbers wondering what actually happened last month. —————————————————————————— OLA — YOUR AI FINANCIAL ASSISTANT —————————————————————————— Ask OLA anything. Record a transaction by talking. Get a plain-language explanation of your finances. Understand your cash flow without needing an accounting degree. OLA meets you where you are — in conversation, not in spreadsheets. —————————————————————————— INVOICES AND RECEIPTS —————————————————————————— Create and send professional invoices and receipts directly from the app. Track what's been paid and what's outstanding. Look like you mean business — because you do. —————————————————————————— REPORTS AND DASHBOARDS —————————————————————————— At any moment, know: • Where your money is coming from • Where it's going • How your budget is holding up • How your business is actually performing Clean, visual, readable in seconds. No accountant needed to interpret it. —————————————————————————— BUDGETING AND FINANCIAL PLANNING —————————————————————————— Set budgets that actually work. Track them in real time. Plan ahead with tools designed for how people actually think about money — not how textbooks say they should. —————————————————————————— TAX CALCULATOR AND FINANCIAL UTILITIES —————————————————————————— Quick tools for everyday financial calculations — tax estimates, spending breakdowns, financial summaries — all without leaving the app. —————————————————————————— BUILT FOR PEOPLE OTHER APPS LEFT BEHIND —————————————————————————— Most money apps assume you already have a finance background, an accountant, or a lot of spare time. Spendify was built for everyone else: • People managing household money, many for the first time • Micro and small business owners who can't afford a bookkeeper • Entrepreneurs who need clean records but hate business jargon • Newcomers building financial habits in a new country • Anyone who has ever looked at their account and thought — "where did it all go?" —————————————————————————— YOUR MONEY. YOUR DATA. YOUR CONTROL. —————————————————————————— Spendify is built with your privacy at its core. You decide what gets shared and with whom. Your individual financial records stay yours. ——— Stop guessing about your money. Start understanding it. Download Spendify — track it, manage it, grow it. www.spendify.ca

You have all your financial data. But do you have a plan? Most finance apps show you where your money went. Spendify shows you where it should go. Connect your accounts once and get a real plan to pay off debt, build savings, and grow your wealth. Spendify is a downloadable mobile app for personal financial management, budgeting, expense tracking, debt management and debt optimization, bill tracking, financial planning, and financial reports and insights. SEE YOUR DEBT-FREE DATE Not "someday." The actual month. Spendify calculates exactly when you'll be debt-free and how much interest you'll save along the way. COMPARE PAYOFF STRATEGIES • Debt Snowball: Pay off smallest balances first to build momentum • Debt Avalanche: Target high-interest debt to save the most money • Custom Order: Set your own payoff sequence based on what matters to you • Adjust your extra payment and watch your debt-free date move in real time ASK YOUR AI ADVISOR "What did I spend on dining this month?" "How can I pay off my credit cards faster?" Ask anything about your money in plain English. Your AI advisor has real-time access to your accounts and transactions — personalized answers, not generic tips. TRACK EVERYTHING IN ONE PLACE • Transactions sync automatically via Plaid • Connect Apple Card, Apple Cash, and Apple Savings with FinanceKit • Budgets that actually fit your life • Recurring charges detected automatically — no more surprise subscriptions • Net worth so you can see the full picture • Financial reports that show your income, spending, and cash flow at a glance • Monthly financial statements: Spendify prepares your statement of net worth and your income and expense statement every month, ready to download as a PDF or CSV SECURITY FIRST Bank-level AES-256 encryption. Read-only access — we can never move your money. Face ID and Touch ID support. No bank credentials stored. FEEL THE PROGRESS Every time you open the app, you see how far you've come. Interest saved. Time saved. Debts crossed off. Celebrate the wins. Start with a 7-day free trial. Then $49.99/year or $4.99/month. Cancel anytime. Terms of Service: https://spendify.money/terms-of-service Privacy Policy: https://spendify.money/privacy-policy Questions? Reach out at support@spendify.money